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Ski Travel Insurance with a Pre Existing Medical Condition

With the white stuff starting to fall in Europe, hopefully we will have a good year of snow for this year's ski season and there is no reason to miss out if you have a pre existing medical condition.

However, don't assume that because you have travel insurance that you will be automatically covered for skiing or snowboarding.

Not having the appropriate cover while skiing or snowboarding will mean that if you are unfortunate enough to be injured while on the piste, even if it is unrelated to your medical condition, you will not be able to claim the costs of any emergency medical treatment you may need. Your travel insurance policy should show whether you have wintersports cover or not. Equally if you are unlucky enough to suffer from something that is related to a pre existing health condition you will need a policy that covers them.

Fortunately, Able2Travel offers a range of options for ski travel insurance. If you have one of our annual multi-trip policies then you will automatically have 10 days wintersports cover as standard. If you have a couple or family policy then this will extend to all the people on the policy, even if they travel independently. If you need ski cover for a longer duration, you can opt for double cover giving you 21 days wintersports cover.

Able2Travel is designed for give older travellers or those with pre-existing medical conditions good quality

If you are only planning on going on one holiday this year and it's skiing then you may prefer to purchase a single trip policy. You will need to request the wintersports extension during the buying process, but you will have cover for the entire duration of your trip. The maximum age of ski cover is 70 years old.

If you are planning on driving across to Europe with your own vehicle then you may also want to think about taking Voyager European breakdown cover in case you have an accident or breakdown. We reported on the mandatory equipment needed in your car in a previous news story, here.

Similarly, if you are hiring a car while on your skiing trip you may also want to consider purchasing a Voyager hire car excess policy. This will cover the cost of a hire car company's excess should you damage the car or accidentally put the wrong type of fuel in the car.

This way you can make sure that you have the appropriate cover in place for your whole skiing trip.

Author: Adam