Profile Able2Travel was created by the successful independent intermediary, C H Facilities Ltd, to the fill the gap in the travel insurance market. One of the partners realised that the travel insurance provided by a travel agent for her holiday excluded claims arising from her husband's heart condition. Fortunately nothing occurred on that trip but the concern was that people could travel abroad unaware of the tremendous risks they were taking. Minor medical treatment in the USA or even an air ambulance home from Spain could cost thousands of pounds, and insurers are unlikely to meet the cost if the cause is an undisclosed, pre-existing medical condition. Able2Travel was founded to fill this void. Months of negotiations with a variety of underwriters created the basic framework, which has been improved and strengthened over the past few years. The panel of insurers providing the cover all have different acceptance criteria. So it is down to the expertise of Able2Travel medically trained staff to assess the condition and find the fullest cover on the best terms. Anyone who can comply with the terms of the Medical Conditions outlined is guaranteed full cover for his/her medical condition. Failure to comply does not preclude cover though. Other contracts are available through Able2Travel. Every case is treated individually, taking into account both the medical condition and the intended holiday, including area to be visited and length of stay etc. Occasionally underwriters do require a small additional premium due to a particular medical condition but the travel premium remains highly competitive. Premiums are very important too, as value for money is essential. However obtaining full cover is always given priority. Premiums quoted are for full package cover. Booking a holiday is time consuming isn't it? Whether you call into the travel agents or check the Internet, you need to know so many details… destination, accommodation, locality, flight times – what?.. when? how?..who..where. However when they mention travel insurance – what do you do? You just say YES. What is most important to you? Whether there is a bus to the shops or an air ambulance to bring you home after an accident or illness. Poor insurance could cost you several years' worth of holidays – so – Just say NO. Check it out with the firm that specialises in travel insurance, and understands the small print and gets you the right cover at the right price. Do not accept premiums being increased because of your medical condition. By talking to the experts full cover is nearly always available, and at the standard premium. Most enquiries to Able2Travel come from recommendation – many from satisfied customers but mainly from medical organisations, support groups, charities and even the Association of British Insurers! The British Heart Foundation, Cardiac Patients Association, the Linda McMillan Foundation, Cystic Fibrosis Trust, the Haemophilia Society plus hospital consultants, general practitioners and rehabilitation units throughout the United Kingdom , regularly mention our services. Referrals are also received from travel organisations, including many travel agents. All medical conditions are considered, rarely is cover unavailable. There is immense job satisfaction in helping people to take that much needed rest in the sun. Having said all this, it is worth mentioning that the travel policies offered by Able2Travel are not purely for people with medical conditions. The great advantage in arranging cover with our company is that if you firstly arrange travel insurance with no medical condition to declare and are then unfortunately diagnosed with an illness we can still handle your cover, saving you hours of “shopping around”.
Whatever your requirements are contact Able2Travel for your cheap standard package. Putting the Customer's Holiday First |