Able2Travel Which Level of Cover?

Able2Travel offers you the choice of Single Trip or Annual Multi-trip insurance, depending on the trips you have planned.

Customers can also select Standard or Double Cover. Double cover doubles the policy limits; see the table below for some of the benefits of double cover.

 
Standard Cover
Double Cover
Description of Cover
Limits
Excess Limits Excess
Cancellation/Curtailment/Loss of Holiday
£1,500
£70* (£20)**
£3,000
£35* (£10)**
Emergency Medical Treatment (including emergency repatriation)
£5,000,000
£70**
£10,000,000
£35**
Hospital Stay Benefit (amount per day)
£500 (£10)
Nil
£1,000 (£20)
£35**
Personal Accident - loss of sight, limb(s) or permanent total disablement
    maximum payable in the event of death
    maximum payable in the event of death if under 16
£15,000
£5,000
£2,000
Nil
£30,000
£10,000
£2,000
Nil
Travel delay (a) £ after 12 hours (b) £ each 12hrs thereafter (c) £ max
    abandonment (after 12 hours)
(a)£20 (b)£10 (c)£100
£1,500
Nil
£70
(a)£40 (b)£20 (c)£200
£3,000
Nil
£35
Missed Departure
£750
Nil
£1,500
Nil
Baggage - Overall Limit (£500 for under 18's)
    maximum per item, pair or set
    total limit for all valuables
    emergency purchases
£1,500
£150
£200
£100
£70

Nil
£3,000
£300
£400
£200
£35

Nil
Personal Money
    cash limit (£50 for under 18's)
£500
£150
£70
£1,000
£300
£35
Loss of Passport
£250
Nil
£500
Nil
Personal Liability
£1,000,000
£100
£2,000,000
£50
Legal Expenses
£10,000
£100
£20,000
£50
Catastrophe & travel disruption cover
    extended cancellation or curtailment
    extended travel delay and abandonement
    extended accomodation cover
    extended missed departure
Not insured
N/A

£3,000
£3,000
£3,000
£1,500

£35* (£10)**
£35
£35
Nil
Business Personel Replacement
Not insured
£2,500
N/A
Nil
Financial Failure
£1,000
£2,000
Nil
Nil
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* Adults 65-79 years - £130 excess for cancellation or curtailment (£40 loss of deposit) and medical claims only. Applicable to both standard and double cover.
** Loss of deposit claims only.
For a copy of the full policy wording click here .
Cover is only available to UK Residents. If you are an EEA residents, please click here for an alternative travel insurance product that may fit your needs
To get a quote from our dedicated team please call 01892 839 501 or click the button below to arrange a call back.
Get a quote for travel insuranceTelephone 01892 839 501
Single Trip: Travel Insurance provides cover of a one-off trip not exceeding 184 days in total up to 64 years (45 days max period any one trip if aged 65-79). Travellers must depart and return to the UK.
Annual Multi-Trip: Travel Insurance provides cover for any number of trips during the year, with a maximum duration of 31 days (this is extended to 45 days for people under the age of 65 with Double Cover). The Maximum age at inception for an Annual Multi-trip policy is 69.