Able2Travel – Which Level of Cover?

Able2Travel offers you the choice of Single Trip or Annual Multi-trip insurance, depending on the trips you have planned.

Customers can also select Standard or Double Cover. Double cover doubles the policy limits; see the table below for some of the benefits of double cover.

 
Standard Cover
Double Cover
Description of Cover
Limits
Excess Limits Excess
Cancellation/Curtailment/Loss of Holiday
£1,500
£70* (£20)**
£3,000+
£35* (£10)**
a. Emergency Medical Treatment (including emergency repatriation)
    including emergency repatriation
    including relative’s additional expenses
    including emergency dental treatment
b. Additional Cover on your return home following hospitalisation abroad
    including home help
    including physiotherapy treatment
    including convalescence
£5,000,000



£350


£250
£400
£400
£70**






Nil
Nil
Nil
£10,000,000



£700


£500
£800
£800
£35**






Nil
Nil
Nil
Hospital Stay Benefit (amount per day)
£500 (£10)
Nil
£1,000 (£20)
£35**
Personal Accident - loss of sight, limb(s) or permanent total disablement
    maximum payable in the event of death
    maximum payable in the event of death if under 16
£15,000
£5,000
£2,000
Nil
£30,000
£10,000
£2,000
Nil
Travel delay (a) £ after 12 hours (b) £ each 12hrs thereafter (c) £ max
    abandonment (after 12 hours)
(a)£20 (b)£10 (c)£100
£1,500
Nil
£70
(a)£40 (b)£20 (c)£200
£3,000
Nil
£35
Missed Departure
£750
Nil
£1,500
Nil
Baggage - Overall Limit (£500 for under 18's)
    maximum per item, pair or set
    total limit for all valuables
    emergency purchases
    loss or damage to medical aids
    loss or damage to prescribed medication
£1,500
£150
£200
£100
£1,000
£250
£70

Nil

£70
£20
£3,000
£300
£400
£200
£2,000
£500
£35

Nil

£35
£20
Personal Money
    cash limit (£50 for under 18's)
£500
£150
£70
£1,000
£300
£35
Loss of Passport
£250
Nil
£500
Nil
Personal Liability
£1,000,000
£100
£2,000,000
£50
Legal Expenses
£10,000
£100
£20,000
£50
Catastrophe & travel disruption cover
    extended cancellation or curtailment
    extended travel delay and abandonement
    extended accomodation cover
    extended missed departure
Not insured
N/A

£3,000
£3,000
£3,000
£1,500

£35* (£10)**
£35
£35
Nil
Business Personel Replacement
Not insured
£2,500
N/A
Nil
Financial Failure
£750
£1,500
Nil
Nil
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The sections below only apply if You have paid the additional Wintersports premium for single Trip. They are automatically included under annual multi-trip policies. Maximum age for Wintersports cover is 79.
Ski equipment - overall limit
    maximum per item, pair or set owned or borrowed
    maximum per item, pair or set hired
£400
£250
£150
£800
£500
£300
£70
£35
Ski pack
£200
£400
£70
£35
Piste closure (amount per day)
£100 (£10)
£200 (£20)
£Nil
£Nil
The section below only applies if You have paid the additional Cruise extension premium.
Cruise Cover
    rejoin your cruise
    missed port departure
    cabin confinement (amount per day)
    cruise itinerary changes (amount per port)
    loss of shore excursions
    cruise interruption

£250
£500
£500 (£50)
£250 (£50)
£250
£500

£500
£1,000
£1,000 (£100)
£500 (£100)
£500
£1,000

£70
Nil
Nil
Nil
£70
Nil

£35
Nil
Nil
Nil
£35
Nil
The section below only applies if You have paid the additional Golf extension premium.
Golf Cover
    golf equipment (overall limit)
    maximum per item
    golf equipment hire (amount per day)
    green fees (amount per day)

£500
£125
£100 (£20)
£200 (£50)

£1,000
£250
£200 (£40)
£400 (£100)

£70

Nil
Nil

£35

Nil
Nil
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* Adults 65-79 years - £130 excess for cancellation or curtailment (£40 loss of deposit) and medical claims only. Applicable to both standard and double cover.
** Loss of deposit claims only.
+ Unless otherwise agreed
For a copy of the full policy wording click here .
Cover is only available to UK Residents. If you are an EEA residents, please click here for an alternative travel insurance product that may fit your needs
To get a quote from our dedicated team please call 01892 839 501 or click the button below to arrange a call back.
Get a quote for travel insuranceTelephone 01892 839 501
Single Trip: Travel Insurance provides cover of a one-off trip not exceeding 184 days in total up to 64 years, 45 days max period any one trip if aged 65-79, 31 days max period any one trip 80-85 years. Travellers must depart and return to the UK.
Annual Multi-Trip: Travel Insurance provides cover for any number of trips during the year, with a maximum duration of 31 days (this is extended to 45 days for people under the age of 65 with Double Cover and 35 days under the age of 75 with Double Cover). The Maximum age at inception for an Annual Multi-trip policy is 74.