Important Notice: Changes to Middle East Travel Cover
If your journey involves transiting through a country or region where the UK Foreign, Commonwealth & Development Office (FCDO) advises against “All But Essential Travel”, please note:
- Cover remains in place while you remain airside (within the airport’s international transit area, without passing through passport control or customs)
- If you need to leave the transit area, or if your journey is diverted and you are required to enter the country, your cover may be affected.
For full details, please see our blog on flight connections through regions with FCDO advice.
However, if you are travelling to these destinations as your intended destination, cover will not be available under Able2Travel Travel Insurance. Please see below for important details and alternative cover option.
Read moreDue to the ongoing situation in the Middle East, the FCDO travel advice to the following destinations is now advised against “All But Essential Travel”: Bahrain, United Arab Emirates (including Dubai and Abu Dhabi), Kuwait and Oman.
Able2Travel Travel Insurance is unable to provide cover for trips to these destinations. However, you may be able to obtain cover through our High Risk Voyager Travel Insurance, which is designed for travel to higher-risk locations.
Please click here to visit the High Risk Voyager website.
Travel Insurance for Pre-Existing Medical Conditions
At Able2Travel, we believe everyone deserves the freedom to explore—whether you have a long-term or chronic condition, have been recently diagnosed, or are an older traveller seeking suitable cover. Travel with confidence, knowing our policies are designed to support both your travel plans and your medical needs, so you can focus on enjoying your journey.
How We Support You Wherever You Go
Able2Travel travel insurance is designed to support your needs on every trip. With our policies, you’re covered for a range of situations that matter most:
- Emergency Medical Expenses – up to £10 million per person
- Trip Cancellation Protection – up to £5,000 per person
- Baggage Cover – up to £3,000 per person
- Mobility & Disability Equipment Cover – Up to £1,500 per person
- Replacement Prescribed Medication Cover– Up to £450 per person
Able2Travel offers offer single trip and annual multi-trip policies to suit your travel plans. Whether it’s a single holiday or several trips throughout the year, Able2Travel may has the policy for you to get peace of mind.
What Pre-existing Medical Conditions can Able2Travel Cover?
We provide cover for thousands of pre-existing medical conditions, including chronic, complex, and ongoing illnesses. Some examples of conditions we’ve covered include:
- Heart & Circulatory conditions: e.g. High Blood Pressure, Angina, Heart Attack, Atrial Fibrillation/li>
- Chronic illnesses: e.g. Asthma, COPD, Diabetes, Kidney Conditions
- Mental Health Conditions: e.g. Anxiety, Depression, Bipolar Disorder
- Neurological & Autoimmune: e.g. Stroke, Epilepsy, Multiple Sclerosis (MS), Lupus
- Bone & Joint Issues: e.g. Arthritis, Osteopenia, Hip Replacements
Able2Travel Travel Insurance - Policy Features
Able2Travel Travel Insurance offers 3 levels of travel insurance cover for both Single Trip and Annual Multi-trip travel insurance policies, enabling you to pick a policy that is suited for your individual needs.
The Able2Travel Travel Insurance policy features table below will help you understand the different features on Single and Annual Multi-Trip travel insurance policies depending on the level of travel cover that you choose.
|
Single Trip Policy Features |
|||
|
Silver |
Gold |
Platinum |
|
| Maximum age at date of departure for Areas 1, 2, 3 & 4 | No Limit | No Limit | No Limit |
| Maximum age at date of departure for Area 5 | 79 | 79 | 79 |
| Maximum period per Trip if aged 65 years or under | 365 Days | 365 Days | 365 Days |
| Maximum period per Trip if aged 66 to 79 years | 45 Days | 45 Days | 45 Days |
| Maximum period per Trip if aged 80 to 85 years in all areas excluding area 5 | 31 Days | 31 Days | 31 Days |
| Maximum period per Trip if aged 86 years and over in all areas excluding area 5 | 23 Days | 23 Days | 23 Days |
| Maximum period per Trip if aged 80 years and over in area 5 | No Cover | No Cover | No Cover |
|
Annual Multi-Trip Policy Features |
|||
|
Silver |
Gold |
Platinum |
|
| Maximum age at start date of the period of cover shown on Your certificate | 79 | 79 | 79 |
| Maximum period per Trip if aged 65 years or under | 31 Days | 31 Days* | 31 Days* |
| Maximum period per Trip if aged 66 to 75 years | 31 Days | 31 Days** | 31 Days** |
| Maximum period per Trip if aged 76 to 79 years | 31 Days | 31 Days | 31 Days |
| Business Travel Included | Yes | Yes | Yes |
| Trips within your country of residence (refer to definition of trip for further information) | Included | Included | Included |
| Family members can travel separately if named on Your certificate | No | No | Yes |
| Winter Sports (Activity pack 5) upon payment of an additional premium and shown on Your Policy Certificate - up to total maximum of | 21 Days | 21 Days | 21 Days |
*Available to extend to 45 days or 60 days for an additional premium.
**Available to extend to 45 days for an additional premium.
NB: There is No Age Limit on Single Trip Cover for areas 1-4 and up to 79 years of age for area 5.
NB: Able2Travel can only offer Annual Multi-Trip Cover for people up to the age of 79.
Policy Summary:
- Choice of 3 Levels of Cover - Silver, Gold and Platinum
- Emergency Medical Cover - up to £10 million
- Personal Liability - up to £2 million
- Trip Cancellation - up to £5,000
- Baggage - up to £3,000
- Travel Delay & Missed Departure - up to £1,000
- Personal Money - up to £500
- 24 Hour Medical Assistance Helpline
- Optional Extra Cover Available - Cruise Cover & Sports Cover
Get a Quote
Important Information for Customers with Serious Medical Conditions
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.