Cruise Travel Insurance for Your Pre-Existing Medical Condition
Specialist travel insurance covering anxiety, depression and other mental health conditions. Get the cover you need and the freedom to travel you deserve.
How We Support Your Journey
Travelling with a mental health condition shouldn't be a barrier to exploring the world. At Able2Travel, we believe everyone deserves the confidence to explore. Our specialist policies are designed to provide peace of mind while you are travelling, protecting you with cover that understands your needs.
- Emergency Medical Expenses – up to £10 million per person
- Trip Cancellation Protection – up to £5,000 per person
- Baggage Cover – up to £3,000 per person
- Replacement Prescribed Medication – up to £450 per person
- 24/7 Emergency Medical Assistance team available to assist you
Why You Should Choose Able2Travel
Able2Travel is proud to be a multi-award-winning product. Our Trusted Service Awards from Feefo reflect our focus on providing reliable cover and exceptional service to our customers.
But more than the awards, we're trusted for our approach. We ask the right questions to give you the right cover, ensuring you get supportive cover for you without the unnecessary stress.
Frequently Asked Questions
1. What Will I Be Asked When Buying Travel Insurance?
You’ll be asked a few simple medical screening questions to ensure you have the right cover. These typically include:
- Hospital admissions in the last two years
- Current treatment by a psychiatrist or prescribed any medication
- Past trips cancelled or cut short due to your condition
2. Why Do I Need Travel Insurance for Mental Health Conditions If I Have a GHIC?
A GHIC (Global Health Insurance Card) is not a substitute for travel insurance. Crucially, it does not cover:
- Private medical treatment
- Medical repatriation to the UK if medically necessary
- Trip cancellations, lost baggage, or other travel disruptions
How Do I Get Cover?
Getting your specialist mental health travel cover is straightforward and stress-free with Able2Travel.
- Tell us about your trip – Enter your destination, dates, and travellers
- Complete the simple medical screening – Declare any mental health conditions online or over the phone.
- Get your personalised quote – See your price in seconds.
- Compare your cover options – Choose from three levels of cover to find what suits you best.
- Tailor your policy – Add optional extras like cruise or sports cover if needed.
Able2Travel Travel Insurance - Policy Features
Able2Travel Travel Insurance offers 3 levels of travel insurance cover for both Single Trip and Annual Multi-trip travel insurance policies, enabling you to pick a policy that is suited for your individual needs.
The Able2Travel Travel Insurance policy features table below will help you understand the different features on Single and Annual Multi-Trip travel insurance policies depending on the level of travel cover that you choose.
|
Single Trip Policy Features |
|||
|
Silver |
Gold |
Platinum |
|
| Maximum age at date of departure for Areas 1, 2, 3 & 4 | No Limit | No Limit | No Limit |
| Maximum age at date of departure for Area 5 | 79 | 79 | 79 |
| Maximum period per Trip if aged 65 years or under | 365 Days | 365 Days | 365 Days |
| Maximum period per Trip if aged 66 to 79 years | 45 Days | 45 Days | 45 Days |
| Maximum period per Trip if aged 80 to 85 years in all areas excluding area 5 | 31 Days | 31 Days | 31 Days |
| Maximum period per Trip if aged 86 years and over in all areas excluding area 5 | 23 Days | 23 Days | 23 Days |
| Maximum period per Trip if aged 80 years and over in area 5 | No Cover | No Cover | No Cover |
|
Annual Multi-Trip Policy Features |
|||
|
Silver |
Gold |
Platinum |
|
| Maximum age at start date of the period of cover shown on Your certificate | 79 | 79 | 79 |
| Maximum period per Trip if aged 65 years or under | 31 Days | 31 Days* | 31 Days* |
| Maximum period per Trip if aged 66 to 75 years | 31 Days | 31 Days** | 31 Days** |
| Maximum period per Trip if aged 76 to 79 years | 31 Days | 31 Days | 31 Days |
| Business Travel Included | Yes | Yes | Yes |
| Trips within your country of residence (refer to definition of trip for further information) | Included | Included | Included |
| Family members can travel separately if named on Your certificate | No | No | Yes |
| Winter Sports (Activity pack 5) upon payment of an additional premium and shown on Your Policy Certificate - up to total maximum of | 21 Days | 21 Days | 21 Days |
*Available to extend to 45 days or 60 days for an additional premium.
**Available to extend to 45 days for an additional premium.
NB: There is No Age Limit on Single Trip Cover for areas 1-4 and up to 79 years of age for area 5.
NB: Able2Travel can only offer Annual Multi-Trip Cover for people up to the age of 79.
Policy Summary:
- Choice of 3 Levels of Cover - Silver, Gold and Platinum
- Emergency Medical Cover - up to £10 million
- Personal Liability - up to £2 million
- Trip Cancellation - up to £5,000
- Baggage - up to £3,000
- Travel Delay & Missed Departure - up to £1,000
- Personal Money - up to £500
- 24 Hour Medical Assistance Helpline
- Optional Extra Cover Available - Cruise Cover & Sports Cover
Get a Quote
Important Information for Customers with Serious Medical Conditions
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.