Travel Insurance

for people with medical conditions

Disabled Travel Insurance - Travel Insurance if you have a physical or learning disability

Disabled Travel Insurance Mini Banner

Please Note:

Able2Travel Travel Insurance Single Trip policies can be purchased by customers providing the trip start date is ON or AFTER the 25/06/2020.

Able2Travel Travel Insurance Annual Multi-Trip policies can be purchased by customers however there is no cover for trips due to start BEFORE the 25/06/2020.

Please Note: From 00:01 on 17 March 2020, our policies will no longer provide cover for claims directly or indirectly related to a pandemic and/or epidemic, notably at this time Coronavirus (COVID-19) including any related and/or similar condition(s) howsoever called or any mutation of these.

This policy will also not provide cover claims relating to the fear or threat of pandemic and/or epidemic, including but not limited to Coronavirus (COVID-19) including any related and/or similar condition(s) howsoever or any mutation of these. This general exclusion applies to all sections of cover with the exception of Section 2 - Emergency Medical Expenses as long as, prior to your trip commencing, the Foreign and Commonwealth Office had NOT advised against all (but essential) travel to your intended destination.

Having a disability shouldn’t prevent you from travelling abroad and enjoying yourself, it just means that you may need extra special travel cover whilst you’re away. This is where Able2Travel disabled travel insurance could help.

If you are disabled or have some degree of physical disability and are planning a trip, you may want to purchase Able2Travel’s disability travel insurance to provide extra protection and peace of mind whilst you’re away. At Able2Travel Travel Insurance our travel insurance policies even provide travel cover for your mobility aids whilst you are away. This includes wheelchairs, walking frames, sticks, supplies and equipment designed to help provide mobility.

At Able2Travel Travel Insurance, we believe in providing quality and affordable Single Trip and Annual Multi-trip travel insurance for those with disabilities. What makes us different from other travel insurance providers is that we consider all disabilities, meaning we may be able to help you when others haven’t in the past.

Our travel insurance policies have been designed with the following people in mind:

    • Those with a broad spectrum of physical disabilities
    • Those with both long and short-term disabilities
    • Those with limited mobility or registered disabled
    • Disabled Travel Insurance - What is Covered?

      Our travel insurance policies for people with disabilities offer competitive protection for your trip including a wide range of travel policy benefits such as:

          • Cancellation - up to £7,500
          • Emergency Medical Expenses – up to £10 million
          • Personal Baggage - up to £3,000
          • Missed Departure - up to £1,500
          • Personal Accident - up to £30,000
          • Additional Cover for your Medical Items
            • Loss or Damage to Medical Aids – up to £2,000
              Loss or Damage to Prescribed Medications – up to £500
              Emergency Replacement of Prescribed Medications – up to £500
              Delayed Mobility Equipment & Medical Aids (per day) – up to £1,000 (£200)
          • Catastrophe & Travel Disruption Cover
            • Extended Cancellation or Curtailment/Loss of Holiday – up to £7,500
              Extended Travel Delay and Abandonment – up to £7,500
              Catastrophe & Travel Disruption Cover related to pre-booked accommodation – up to £7,500
              Extended Missed Departure – Your Trip Being Within Europe – up to £1,000
              Extended Missed Departure – Your Trip Being Outside Europe – up to £1,500
          • Additional Cover on your return Home following Hospitalisation Abroad
            • Aftercare – Home Help or Nanny – up to £600
              Aftercare – UK Physiotherapy – up to £600
              Including – UK Medical Exam – up to £600
              Convalescence/Recuperation Holiday – up to £1,000
              Modification to your home – up to £750
          • Personal Cover, Chaperone or Nanny Replacement - up to £2,500
          • ... And much more!


      Click here to see the full Able2Travel Travel Insurance Table of Benefits.

      Able2Travel Travel Insurance has over 15 years of experience in finding cover for senior travellers or travellers with medical conditions as well as physical and learning disabilities, so whether you are looking for holiday insurance for cancer, a heart condition or for another medical problem or disability, you can be assured of receiving a fast, sensitive and competitively priced travel insurance solution for your travel plans.

      Disabled Travel Insurance - Policy Features

      Able2Travel Travel Insurance offer 3 levels of travel insurance cover for both Single Trip and Annual Multi-trip policies, enabling you to pick a travel policy that is suited for your individual needs.

      The policy features table below will help you understand the different features on Single and Annual Multi-Trip travel insurance policies depending on the level of cover that you choose.

      Policy Features

      Single Trip Policy Features





      Maximum age at date of departure (area 1-4 - see page 5 of the Policy Wording) No Limit No Limit No Limit
      Maximum age at date of departure (area - 5 - see page 5 of the Policy Wording) 79 79 79
      Maximum period per Trip if aged up to 64 365 days 365 days 365 days
      Maximum period per Trip if aged 65 to 79 45 days 45 days 45 days
      Maximum period per Trip if aged 80 to 85 31 days 31 days 31 days
      Maximum period per Trip if aged 86+ 21 days 21 days 21 days
      For travel commencing prior to 31/12/2020 31/12/2020 31/12/2020

      Annual Multi-Trip Policy Features

      Maximum age at start/renewal of cover 79 79 79
      Maximum period per Trip if aged up to 64 31 days 45 days 60 days
      Maximum period per Trip if aged 65 to 69 31 days 35 days 45 days
      Maximum period per Trip if aged 70 to 79 31 days 35 days 45 days
      Business Travel Included Yes Yes Yes
      Home Country Trips (minimum 2 nights in pre-booked and pre-paid accommodation) Yes Yes Yes

      How do I get a Disabled Travel Insurance Quote?

      It’s quick and easy to get an Able2Travel Travel Disability Insurance quote: just click the ‘Get an Instant Quote’ button to get a quote online, or if you prefer to speak with someone then you can call our travel insurance team direct on 01483 806 826.

      All disability travel insurance enquiries are dealt with on a case-by-case basis. In addition to the Able2Travel Travel Insurance policy, our specialists have access to a wide range of travel insurance options and will assist you in finding you travel cover for all medical conditions and disabilities. The Able2Travel Travel Insurance policy is used whenever possible and a suitable alternative travel insurance policy may be offered for more serious health or disability problems, so you can find the travel cover you need with one call to Able2Travel Travel Insurance.

      For a disabled travel insurance quote, please call 01483 806 826 or click the button below!


Why Choose Able2Travel?

  • Specialists in travel insurance for people with existing medical conditions
  • Full Cover available for 1,000s of conditions
  • Instant cover by telephone or quick and easy online screening in a few minutes
  • Great value cover also available for you and everyone travelling with you