Travel Insurance

for people with medical conditions

Existing Medical Conditions Travel Insurance

Existing Medical Conditions Travel Insurance

Please Note: From 00:01 on 17 March 2020, our policies will no longer provide cover for claims directly or indirectly related to a pandemic and/or epidemic, notably at this time Coronavirus (COVID-19) including any related and/or similar condition(s) howsoever called or any mutation of these.

This policy will also not provide cover claims relating to the fear or threat of pandemic and/or epidemic, including but not limited to Coronavirus (COVID-19) including any related and/or similar condition(s) howsoever or any mutation of these. This general exclusion applies to all sections of cover with the exception of Section 2 - Emergency Medical Expenses as long as, prior to your trip commencing, the Foreign and Commonwealth Office had NOT advised against all (but essential) travel to your intended destination.

 

 

Able2Travel Travel Insurance offers a specialist travel insurance solution for those with existing medical conditions that are looking for Single Trip and Annual Multi-trip travel insurance.

If you suffer with an existing medical condition, we understand how difficult it can be to find a suitable medical travel insurance solution and you may have even been refused travel insurance cover previously. However, a holiday may be just what the doctor ordered to aid improvement and well-being, that’s where Able2Travel Travel Insurance step in to help.

Declaring your exiting medical conditions is quick and straightforward. Some of the conditions our existing medical condition travel insurance policies have covered in the past include:

  • High Cholesterol
  • Cancer
  • Heart Conditions
  • Diabetes
  • Asthma
  • Arthritis

 

And many more. At Able2Travel Travel Insurance, you will receive a fast, sensitive and competitively priced existing medical condition travel insurance solution for your travel plans.

22% of UK holidaymakers need to seek medical treatment whilst abroad so it is vital that you ensure you have the correct Travel Insurance cover in place for your existing Medical Conditions. Medical treatments abroad can be very costly, with it costing as much as £100,000 for repatriation from the USA back to the UK!

Travel Insurance for Existing Medical Conditions - What is Covered?

Our travel insurance policies for existing conditions offer competitive travel insurance protection for your trip including a wide range of travel insurance policy benefits such as:

    • Cancellation - up to £7,500
    • Emergency Medical Expenses – up to £10 million
    • Personal Baggage - up to £3,000
    • Missed Departure - up to £1,500
    • Personal Accident - up to £30,000
    • Additional Cover for your Medical Items
      • Loss or Damage to Medical Aids – up to £2,000
        Loss or Damage to Prescribed Medications – up to £500
        Emergency Replacement of Prescribed Medications – up to £500
        Delayed Mobility Equipment & Medical Aids (per day) – up to £1,000 (£200)
    • Catastrophe & Travel Disruption Cover
      • Extended Cancellation or Curtailment/Loss of Holiday – up to £7,500
        Extended Travel Delay and Abandonment – up to £7,500
        Catastrophe & Travel Disruption Cover related to pre-booked accommodation – up to £7,500
        Extended Missed Departure – Your Trip Being Within Europe – up to £1,000
        Extended Missed Departure – Your Trip Being Outside Europe – up to £1,500
    • Additional Cover on your return Home following Hospitalisation Abroad
      • Aftercare – Home Help or Nanny – up to £600
        Aftercare – UK Physiotherapy – up to £600
        Including – UK Medical Exam – up to £600
        Convalescence/Recuperation Holiday – up to £1,000
        Modification to your home – up to £750
    • Personal Cover, Chaperone or Nanny Replacement - up to £2,500
    • ... And much more!

 

Click here to see the full Able2Travel Travel Insurance Table of Benefits.

Able2Travel Travel Insurance has over 15 years of experience in finding travel insurance cover for senior travellers or travellers with medical conditions, so whether you are looking for holiday insurance for a cancer, a heart condition or for another existing medical problem, you can be assured of receiving a fast, sensitive and competitively priced travel insurance solution for your travel plans.

Existing Medical Condition - Policy Features

Able2Travel Travel Insurance offer 3 levels of travel insurance cover for both Single Trip and Annual Multi-Trip travel insurance policies, enabling you to pick a travel insurance policy that is suited for your individual needs.

The Able2Travel Travel Insurance policy features table below will help you understand the different features on Single and Annual Multi-Trip travel insurance policies depending on the level of travel insurance cover that you choose.

Policy Features

Single Trip Policy Features

 

Silver

Gold

Platinum

Maximum age at date of departure (area 1-4 - see page 5 of the Policy Wording) No Limit No Limit No Limit
Maximum age at date of departure (area - 5 - see page 5 of the Policy Wording) 79 79 79
Maximum period per Trip if aged up to 64 365 days 365 days 365 days
Maximum period per Trip if aged 65 to 79 45 days 45 days 45 days
Maximum period per Trip if aged 80 to 85 31 days 31 days 31 days
Maximum period per Trip if aged 86+ 21 days 21 days 21 days
For travel commencing prior to 31/12/2020 31/12/2020 31/12/2020

Annual Multi-Trip Policy Features

Maximum age at start/renewal of cover 79 79 79
Maximum period per Trip if aged up to 64 31 days 45 days 60 days
Maximum period per Trip if aged 65 to 69 31 days 35 days 45 days
Maximum period per Trip if aged 70 to 79 31 days 35 days 45 days
Business Travel Included Yes Yes Yes
Home Country Trips (minimum 2 nights in pre-booked and pre-paid accommodation) Yes Yes Yes

How do I get an Existing Medical Condition Travel Insurance Quote?

It’s quick and easy to get an Able2Travel Existing Medical Condition Travel Insurance quote: just click the ‘Get an Instant Quote’ button to get an over 80's travel insurance quote online, or if you prefer to speak with someone then you can call our travel insurance team direct on 01483 806 826.

All Existing Medical Condition travel insurance enquiries are dealt with on a case-by-case basis. In addition to the Able2Travel Travel Insurance policy, our travel insurance specialists have access to a wide range of travel insurance options and will assist you in finding you travel insurance cover for all medical conditions.

The Able2Travel Travel Insurance policy is used whenever possible and a suitable alternative travel insurance policy may be offered for more serious health problems, so you can find the travel insurance cover for existing Medical Conditions you need with one call to Able2Travel Travel Insurance.

For an Existing Medical Condition Travel Insurance quote, please call 01483 806 826 or click the button below!

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Prefer to talk to us?

Call our UK Call Centre on 01483 806 826

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Why Choose Able2Travel?

  • Specialists in travel insurance for people with existing medical conditions
  • Full Cover available for 1,000s of conditions
  • Instant cover by telephone or quick and easy online screening in a few minutes
  • Great value cover also available for you and everyone travelling with you