Travel Insurance with Cover for Medical Conditions
For the love of travel, and for your peace of mind - we cover thousands of medical conditions.
At Able2Travel we specialise in providing travel insurance for people with pre-existing medical conditions such as diabetes, asthma, anxiety or heart conditions. We know travelling with these pre-existing medical conditions can be stressful, so Able2Travel makes finding a quote for your trip easy.
Whether you’re planning a short weekend escape in Europe, a relaxing Caribbean cruise, or a family trip filled with adventures and activities, Able2Travel’s flexible travel insurance policies are designed to suit your travel plans and medical needs, so you can focus on enjoying your travels, protected financially every step of the way.
Our travel insurance for medical conditions includes those such as; heart conditions, Crohn’s disease, epilepsy, diabetes, and more.
Click below to get a travel insurance quote with medical conditions:
Why Choose Able2Travel?
With over 20 years of experience offering travel insurance for people with medical conditions, we understand what matters most – feeling safe, supported, and understood. Our team of Able2Travel specialists help you find the cover you need to give you protection you can trust, wherever you travel.
Don’t just take our word for it – read the Able2Travel reviews from tens of thousands of satisfied customers who’ve trusted Able2Travel to protect their adventures.
Explore Able2Travel’s Travel Insurance Options for Medical Conditions
Planning a one-off holiday or frequent trips? Able2Travel has a range of travel insurance policies to suit your needs.
Single Trip Travel Insurance
Travel insurance for a single journey, with no upper age limit!
Able2Travel Single Trip is perfect for:
• UK residents planning a holiday in Europe.
• UK residents travelling further afield or for longer periods of time.
• Trips where you need travel insurance and have a pre-existing medical condition
Annual Travel Insurance
For regular travellers who want the convenience of just one travel policy, this offers unlimited trips within a 12-month period, with up to 31 days per trip!
Able2Travel Annual Trip is for:
• Those who travel regularly but just want one convenient policy.
• Families travelling, so you don’t have to re-enter details ever time you travel.
Medical Condition Travel Insurance
Able2Travel provides specialist travel insurance for travellers with pre-existing medical conditions.
We support:
• Travellers with new diagnosis.
• Long-term medical conditions such as asthma
• Families with a family member with a medical condition.
Family Travel Insurance
Family travel insurance comes with cover for those in the family with pre-existing medical conditions.
This provides:
• Peace of mind for parents, knowing you can travel protected.
• A wide range of cover for medical conditions, including asthma, epilepsy, diabetes and anxiety.
Senior Travel Insurance
Senior travel insurance is flexible, with no upper age limit on single trip policies.
We're here for:
• Seniors who need travel insurance with pre-existing medical conditions and want their health and age to be considered.
• People up to the age of 79 who want an annual multi trip policy.
Single Trip Travel Insurance
Travel insurance for a single journey, with no upper age limit!
Able2Travel Single Trip is perfect for:
• UK residents planning a holiday in Europe.
• UK residents travelling further afield or for longer periods of time.
• Trips where you need travel insurance and have a pre-existing medical condition
Annual Travel Insurance
For regular travellers who want the convenience of just one travel policy, this offers unlimited trips within a 12-month period, with up to 31 days per trip!
Able2Travel Annual Trip is for:
• Those who travel regularly but just want one convenient policy.
• Families travelling, so you don’t have to re-enter details ever time you travel.
Medical Condition Travel Insurance
Able2Travel provides specialist travel insurance for travellers with pre-existing medical conditions.
We support:
• Travellers with new diagnosis.
• Long-term medical conditions such as asthma
• Families with a family member with a medical condition.
Family Travel Insurance
Family travel insurance comes with cover for those in the family with pre-existing medical conditions.
This provides:
• Peace of mind for parents, knowing you can travel protected.
• A wide range of cover for medical conditions, including asthma, epilepsy, diabetes and anxiety.
Senior Travel Insurance
Senior travel insurance is flexible, with no upper age limit on single trip policies.
We're here for:
• Seniors who need travel insurance with pre-existing medical conditions and want their health and age to be considered.
• People up to the age of 79 who want an annual multi trip policy.
Which Is the Best Travel Insurance for Medical Conditions?
The best travel insurance for someone with medical conditions depends on your trip and medical needs. At Able2Travel, we make it simple by offering three levels of cover to suit almost every budget. Here’s a quick comparison to help you choose the right level of travel insurance cover for your needs:
| Policy Highlights (per person) | Silver (£) | Gold (£) | Platinum (£) |
| Emergency Medical Cover | 10 million | 10 million | 10 million |
| Trip Cancellation | 1,500 | 2,500 | 5,000 |
| Mobility & Disability Equipment | 750 | 1,000 | 1,500 |
| Replacement Prescribed Medication | 150 | 300 | 450 |
| Emergency Transport | No Limit | No Limit | No Limit |
The table above highlights some of the benefits included with our holiday insurance for medical conditions. Please refer to the policy wording for a full comparison of medical condition travel insurance.
Click below to get a travel insurance quote with medical conditions.
Specialist Travel Insurance Options from Able2Travel
At Able2Travel we offer specialist travel insurance policies designed for specific trips. Get that extra peace of mind, wherever your travels take you.
Cruise Travel Insurance
Cover designed specifically for cruises, with options for European or worldwide cover. Ideal if you need cruise travel insurance with medical condition.
Winter Sports Travel Insurance
Covers over 30 activities, such as skiing, snowboarding and more — with options for winter sports holiday insurance with medical conditions.
Sports Travel Insurance
Covers over 100 sports and activities, from hiking and cycling, to scuba diving and ziplining. It’s perfect for active holidays and adventure getaways. Explore sports travel insurance with medical conditions.
Travel with confidence, wherever you're going.
We understand that every traveller’s needs are different, which is why you’re covered by specialists in travel insurance for medical conditions. We provide cover for a huge number of medical conditions from heart conditions to diabetes, respiratory issues, and mental health. Ensure your specific health concerns are looked after with a policy built for you.
Click below to get a travel insurance quote with medical conditions.
Frequently Asked Questions About Travel Insurance with Medical Conditions
1. What Is Holiday Insurance for Medical Conditions?
Holiday insurance with medical conditions is a specialist policy designed for people with pre-existing medical conditions. It helps protect you financially if something unexpected happens while you’re away.
It works by covering costs associated with unforeseen events, such as needing to cancel your holiday, requiring emergency medical treatment, or losing your belongings. Having the right cover in place for your needs, means you can travel with reassurance, knowing you’re protected.
With certain medical conditions there may be an increased risk of claiming or the cost of treatment abroad may be high, hence why it is important that these are factored into your travel insurance, to help keep you safe and well, and not leave you out of pocket.
2. Who Is Able2Travel Travel Insurance Suitable For?
Our policies are specifically designed for anyone looking for holiday insurance for those with medical conditions, including:
- Travellers with long-term or chronic conditions.
- Older travellers who struggle to find suitable cover elsewhere.
- People who have been recently diagnosed with a new condition.
3. How Much Does Medical Condition Travel Insurance Cost?
TThe cost of travel insurance with medical conditions depends on several factors, including your age, the medical conditions you declare, the length of your holiday, and your destination.
For example, worldwide travel insurance with medical conditions usually costs more that holiday insurance with medical conditions for UK and European trips, as medical care further afield, such as in the USA, can be much more expensive.
4. How to Get a Holiday Insurance Quote with Medical Conditions?
Getting the right cover for your travel plans doesn’t need to be stressful. With Able2Travel, it only takes five simple steps to get your quote.
- Tell us about your trip – your destination travel dates, and who’s travelling
- Complete the medical screening – online or over the phone
- Get your personalised quote
- Compare travel insurance with medical conditions across Able2Travel’s three levels of cover and choose the option that suits you best
- Add optional extras to tailor the policy to your needs, such as cruise cover, sports cover, or winter sports cover
5. When Should I Buy Medical Condition Travel Insurance?
Ideally, you should buy travel insurance as soon as you book your holiday, so you’re covered should you need to cancel before you travel. However, it is possible to buy Able2Travel Medical Condition Travel Insurance any time before you start your trip. Once your trip has started Able2Travel cannot provide cover.
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Read moreImportant Information for Customers with Serious Medical Conditions
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.