Compare Cover Levels
Our key objective is to help those with pre-existing medical conditions get the travel insurance they want and need and for them to be able to buy with confidence. Able2Travel Travel Insurance offers a choice of Single Trip and Annual Multi-Trip Travel Insurance policies for those with pre-existing medical conditions.
Customers are also able to select either our Silver, Gold or Platinum cover levels dependent on which cover limits meet your individual requirements. For example, the cost of your holiday or trip or the value of any baggage you take with you.
We also offer a wide range of options to expand your travel insurance cover to include protection for Sport Cover, Additional Cruise Cover, and Gadget Cover.
Which Level of Travel Insurance Cover is Best for Me?
Use the summary benefits schedule table below to compare the different levels of Able2Travel Travel Insurance cover so you can decide which level meets your needs. Refer to the Able2Travel Travel Insurance policy wording (available upon request) for details of the full covers, sums insured, terms, conditions and exclusions.
| Benefits Schedule | Cover Levels & Limits Per Person, Per Trip | |||
| Cover Section | Silver | Gold | Platinum | |
|
Excess - per person per section of each claim, (unless otherwise stated) |
£150 |
£100 |
£50 |
|
| 1 |
Cancellation / Curtailment Limit* |
£2,500 |
£5,000 |
£10,000 |
| 2 |
Travel Delay Limit (per 24 hours) |
100 (20) |
350 (50) |
500 (100) |
| 3 |
Missed Departure / Journey Disruption Limit |
|
350
|
550
|
| 4 |
Emergency Medical Expenses (including emergency repatriation)** Limit* |
1,000,000 |
5,000,000 |
|
| 5 |
Emergency Dental Treatment Limit |
250 |
350 |
500 |
| 6 |
Hospital Stay Benefit Limit (per 12 hours) |
500 (20) |
650 (25) |
1,000 (50) |
| 7 |
Replacement Prescribed Medication Limit |
150 |
300 |
500 |
| 8 |
Mobility & Disability Equipment Owned Equipment |
750 |
1,000 |
1,500 |
| 9 |
Personal Baggage Limit |
1,500 |
2,500 |
3,500 |
| 10 |
Personal Money Cash limit (if aged under 18)
|
350 (100) |
500 (150) |
1,000 (200) |
| 11 |
Loss of Passport and Travel Documents Limit |
500 |
750 |
1,000 |
| 12 |
Legal Expenses Limit |
10,000 |
15,000 |
20,000 |
| 13 |
Personal Liability Limit |
1,000,000 |
1,000,000 |
1,000,000 |
| 14 |
Personal Accident Loss of limb/sight |
10,000 |
15,000 |
20,000 |
| 15 |
Mugging & Hijacking Limit (per 24 hours) |
250 (25) |
500 (50) |
1,000 |
| 16 |
Kennel & Cattery Fees Limit (per 24 hours) |
No cover |
500 (50) |
1,000 (100) |
| 17 |
Holiday Financial Protection Limit |
1,000 |
1,500 |
2,000 |
*Loss of Deposit Claims: 25 excess.
**If you are resident of Gibraltar and cannot evidence your trip by means of pre-booked, pre-paid accommodation/transport, the policy excess will be increased to £/€200 for this section.
Able2Travel Travel Insurance has over 20 years of experience in finding travel insurance cover for senior travellers or travellers with medical conditions, so whether you are looking for holiday insurance for cancer, a heart condition or for another medical problem, you can be assured of receiving a fast, sensitive and competitively priced travel insurance solution for your travel plans.
Travel Insurance - Policy Features
Able2Travel Travel Insurance offers 3 levels of cover for both Single Trip and Annual Multi-Trip policies, enabling you to pick a travel policy that is suited for your individual needs.
The policy features table below will help you understand the different features on Single and Annual Multi-Trip policies depending on the level of cover that you choose
|
Single Trip Policy Features |
|||
|
Silver |
Gold |
Platinum |
|
| Maximum age at date of departure | No age limit | No age limit | No age limit |
| Maximum period per trip | 62 days | 62 days | 62 days |
| Maximum period per trip if aged 70-74 for all areas | 31 days | 31 days | 45 days |
| Maximum period per trip if aged 75-84 for all areas | 31 days | 31 days | 31 days |
| Maximum period per trip if aged 85 and over for all areas | 31 days | 31 days | 31 days |
| Winter sports* maximum trip duration (subject to payment of the appropriate additional premium) | 31 days | 31 days | 31 days |
| Valid for departure prior to | 30/09/2027 | 30/09/2027 | 30/09/2027 |
|
Annual Multi-Trip Policy Features |
|||
|
Silver |
Gold |
Platinum |
|
| Maximum age at start date | 79 | 79 | 79 |
| Maximum period per trip if aged under 70 for all areas | 21 days | 31 days | 45 days |
| Maximum period per trip if aged 70-74 for all areas | 21 days | 31 days | 31 days |
|
Maximum period per trip if aged 75-79 for all areas |
21 days | 21 days | 21 days |
| Home country trips (minimum 2 nights using pre-booked pre-paid accommodation or transport) | Yes | Yes | Yes |
| Family members can travel separately | Yes (under 18s must be accompanied by an adult) | Yes (under 18s must be accompanied by an adult) | Yes (under 18s must be accompanied by an adult) |
| Winter Sports* maximum total allowance of days within the period of insurance | 21 days | 21 days | 21 days |
*maximum age limit for winter sports on all policy types is 74.
How Do I Get an Able2Travel Travel Insurance Quote?
It’s quick and easy to get an Able2Travel Travel Insurance quote: just click the ‘Get Your Quote Online’ button to get a quote online, or if you prefer to speak with someone then you can call our team direct on +44 (0)1483 806 826.
All travel insurance enquiries are dealt with on a case-by-case basis. In addition to the Able2Travel Travel Insurance policy, our travel insurance specialists have access to a wide range of travel insurance options and will assist you in finding cover for all medical conditions. The Able2Travel Travel Insurance policy is used whenever possible and a suitable alternative travel insurance policy may be offered for more serious health problems, so you can find the cover you need with one call to Able2Travel Travel Insurance.
For a travel insurance quote please call +44 (0)1483 806 826 or click the button below!