Policy Summary:
3 Options available including:
Winter Sports Cover Option, Golf Travel Insurance, Gadget Cover Option...see all
Why Choose Able2Travel?
- Specialists in travel insurance for people with existing medical conditions
- Full Cover available for 1,000s of conditions
- Instant cover by telephone or quick and easy online screening in a few minutes
- Great value cover also available for you and everyone travelling with you
Annual Multi-Trip Travel Insurance for people with Pre-Existing Medical Conditions
Able2Travel Annual Multi-Trip Travel Insurance
Not all travel insurance companies can provide the right level of travel cover you may decide you need if you have a medical condition. However, Able2Travel travel insurance are here to help. We consider almost all medical conditions ranging from providing travel cover for both common medical conditions or for more serious medical conditions. Furthermore, many people go on more than one trip a year and sometimes it can be hard to find Annual Multi-trip travel insurance if you have a pre-existing medical condition. Able2Travel Travel Insurance has over 15 years of experience in helping people like you find affordable Annual Multi-trip travel insurance for pre-existing medical conditions.
No matter how many trips you take this year, Able2Travel Travel Insurance are likely to have an annual multi-trip travel insurance policy that can work for your individual travel and medical condition insurance needs.
An annual multi-trip travel insurance policy can often work out more cost effective and a lot less restricting and confusing than purchasing a single trip travel insurance policy each time you travel overseas. Not to mention it’s a lot less hassle!
Annual Multi-trip Travel Insurance - What is Covered?
Our travel insurance policies offer competitive protection for your trip including a wide range of policy benefits such as:
And many more. At Able2Travel Travel Insurance, you will receive a fast, sensitive and competitively priced pre-existing medical condition travel insurance solution for your travel plans.
Pre-existing Medical Condition Travel Insurance - What is Covered?
Our pre-existing travel insurance policies offer competitive travel insurance protection for your trip including policy benefits such as:
- Cancellation - up to £5,000
- Emergency Medical Expenses – up to £10 million
- Personal Baggage - up to £3,000
- Missed Departure & Connections - up to £1,000
- Personal Accident - up to £20,000
Additional Cover for your Medical Items
- Loss or Damage to Medical Aids – up to £1,000
- Loss or Damage to Prescribed Medications – up to £300
- Emergency Replacement of Prescribed Medications – up to £450
- Delayed Mobility Equipment & Medical Aids (per day) – up to £1,000 (£200)
Catastrophe & Travel Disruption Cover
- Extended Cancellation or Curtailment/Loss of Holiday – up to £3,000
- Extended Travel Delay and Abandonment – up to £3,000
- Catastrophe & Travel Disruption Cover related to pre-booked accommodation – up to £3,000
- Extended Missed Departure – up to £1,000
Additional Cover on your return Home following Hospitalisation Abroad
- Aftercare – Home Help or Nanny – up to £400
- Aftercare – UK Physiotherapy – up to £500
- Including – UK Medical Exam – up to £400
- Convalescence/Recuperation Holiday – up to £750
- Modification to your home – up to £750
Other Cover
- Kennel & Cattery Fees - Up to £250
- Hijack, Kidnap & Mugging Benefit (amount per 24 hours) - up to £1,500 (£75)
- End Supplier Failure - Up to £1,500
...And much more!
Click here to see the full Able2Travel Travel Insurance Table of Benefits.
Able2Travel Travel Insurance has over 15 years of experience in finding travel insurance cover for senior travellers or travellers with medical conditions, so whether you are looking for holiday insurance for cancer, a heart condition or for another medical problem, you can be assured of receiving a fast, sensitive and competitively priced travel insurance solution for your travel plans.
Annual Multi-Trip Travel Insurance Policy Features
Able2Travel Travel Insurance offer 3 levels of cover for both Single Trip and Annual Multi-trip travel insurance policies, enabling you to pick a travel policy that is suited for your individual needs.
The policy features table below will help you understand the different features on Single and Annual Multi-Trip travel insurance policies depending on the level of travel cover that you choose.
|
Policy Features |
|||
|
Single Trip Policy Features |
|||
|
Silver |
Gold |
Platinum |
|
| Maximum age at date of departure | No Limit | No Limit | No Limit |
| Maximum period per Trip if aged 65 years or under | 365 days | 365 days | 365 days |
| Maximum period per Trip if aged 66 to 79 years | 45 days | 45 days | 45 days |
| Maximum period per Trip if aged 80 to 85 years | 31 days | 31 days | 31 days |
| Maximum period per Trip if aged 86 years and over | 23 days | 23 days | 23 days |
|
Annual Multi-Trip Policy Features |
|||
| Maximum age at start date of the period of cover shown on Your certificate | 79 | 79 | 79 |
| Maximum period per Trip if aged 65 years or under | 31 days | 31 days* | 31 days* |
| Maximum period per Trip if aged 66 to 75 years | 31 days | 31 days** | 31 days** |
| Maximum period per Trip if aged 76 to 79 years | 31 days | 31 days | 31 days |
| Business travel included | Yes | Yes | Yes |
| Home Country Trips (minimum 2 nights in pre-booked and pre-paid accommodation) | Included | Included | Included |
| Family members can travel separately if named on Your certificate | No | No | Yes |
| Wintersports upon payment of an additional premium and shown on Your Policy Certificate - up to total maximum of | 21 Days | 21 Days | 21 Days |
*Available to extend to 45 days or 60 days for an additional premium.
**Available to extend to 45 days for an additional premium.
How do I get an Annual Multi-trip Travel Insurance Quote?
It’s quick and easy to get an Able2Travel Annual Multi-TripTravel Insurance quote: just click the ‘Get a Quote’ button to get an Annual Multi-Trip Travel Insurance quote online, or if you prefer to speak with someone then you can call our team direct on 01483 806 826.
All travel insurance enquiries are dealt with on a case-by-case basis. In addition to the Able2Travel Travel Insurance policy, our specialists have access to a wide range of travel insurance options and will assist you in finding travel cover for all medical conditions. The Able2Travel Travel Insurance policy is used whenever possible and a suitable alternative travel insurance policy may be offered for more serious health problems, so you can find the travel cover you need with one call to Able2Travel Travel Insurance.
For an Annual Multi-Trip Travel Insurance quote please call 01483 806 826 or click the button below!
What is Travel Insurance for Medical Conditions and What Does it Cover?
While going on holiday or travelling abroad should be a fun and enjoyable experience, sometimes the unexpected can unfortunately happen. For example, having to cancel your travel plans if you tested positive for Coronavirus (COVID-19), losing your personal baggage when overseas, or having to pay medical expenses for emergency medical treatment during your holiday.
If you have pre-existing medical conditions, it is sometimes difficult to find a travel insurance policy with an appropriate level of coverage for your medical conditions too. Able2Travel Travel Insurance is specialist medical travel insurance designed to give people with or without pre-existing medical conditions financial peace of mind, so that you are covered should something unexpected happen and not left out of pocket, in the event of a valid claim.
Benefits of Travel Insurance for Medical Conditions
The following summary of the benefits of Travel Insurance for Medical Conditions are just some of the areas of cover included as standard across all levels of cover on our Able2Travel Travel Insurance policy. Please read the policy wording here for the full cover available under the policy.
Cancellation or Curtailment
A Cancellation is where you are unable to start your trip, due to an insured reason specified in the policy wording. And a Curtailment is where you have to end your trip earlier than expected, due to an insured reason. Read More.
This section provides cover for any unused and non-refundable travel and accommodation costs (including unused pre-booked excursions) that have been paid, or where there is a contract to pay that cannot be recovered. If it is necessary to cancel or curtail the planned trip because of any of the events specified in the policy wording. This includes if you need to go into hospital due to one of your medical conditions, providing it is declared and accepted by insurers, and you have paid any additional premium if required.
Emergency Medical Expenses & Repatriation
Medical treatment outside of the UK can be very expensive. This section covers the cost of emergency medical treatment, outside your home country if you’re injured or suffer unexpected illness including with symptoms of or testing positive for COVID-19 during your trip, in line with the policy terms, conditions and exclusions. Cover also includes the cost of repatriation back to your home country if medically necessary.
Please Note: If you have pre-existing medical conditions and need cover in case you require emergency medical treatment related to them, you will need to complete a medical screening beforehand to see if cover is available and pay the appropriate additional premium.
Travel Delay & Abandonment
No one would want to experience the frustration of their outbound trip being delayed when they are going on holiday! So, with Able2Travel Travel Insurance cover is available if the public transport (meaning any aeroplane, ship, train or coach) that you are booked to travel on is delayed by at least 12 hours. Read More.
If the journey departing from your home country is delayed for more than 12 hours and you choose to abandon your trip, instead of a payment for delay, you are covered for the cost of the trip under the Cancellation or Curtailment section of cover (Section 1).
Please Note: If your travel plans include going on a cruise, and your journey to get to the cruise gets interrupted, you may need to also purchase the Cruise Plus Cover option to cover them.
Personal Accident
In the event of a serious accident from which you suffer life changing injuries during your trip the policy will provide cover in the event of your death or permanent disablement because of the accident. Please refer to the policy wording for full details on this area of cover.
Please Note: Any immediate injuries you suffer from such an incident would be dealt with under the Emergency Medical Expenses section (Section 2).
Missed Departure & Connections
Cover for additional travel and accommodation expenses (on a bed & breakfast basis) in the event you missed the departure of your public transport for your trip, due to
- failure of public transport
- a road traffic or vehicle breakdown, delaying the vehicle you are travelling
- a delay of your own vehicle because of unexpected and unforeseen heavy traffic or road closures that were sufficiently severe to warrant reporting on recognised motoring association
Personal Baggage
Covers the loss, theft or damage to your baggage, meaning: personal belongings, including clothing worn, and personal luggage owned or borrowed by you that you take with you on your trip, as well as your valuables as defined in the policy wording.
Please Note: The gadgets that you take on holiday may not fall under the Baggage definition in the policy wording or the valuables limit, and meaning your gadgets may not have cover when you are abroad. So, you may need to also purchase the gadget cover Option to cover them.
These are a few of the reasons why getting specialist travel insurance for medical conditions is a good idea before you travel so you have the appropriate cover should an unexpected incident happen during your holiday. Furthermore, Able2Travel Travel Insurance has a wide range of features and benefits that is also available for senior travellers too! Please see the policy wording for full details.
Able2Travel Travel Insurance Policy Options
We've got lots of options, so here they are....
Winter Sports Cover Option
Winter Sports Cover will provide protection for lost, damaged or stolen ski equipment, unused, lost or stolen ski packs and piste closure as well as physiotherapy if required upon return to the United Kingdom.
Gadget Cover Option
Add Gadget Cover to your Able2Travel Travel Insurance policy to cover up to 5 gadgets per policy including, mobile phones, smart phones, smart watches, tablets, laptops, games consoles, headphones and much more!
Golf Travel Insurance
Add the Golf Cover Option to your Able2Travel Travel Insurance policy if you are taking your golf clubs on your trip to get cover for them and other golfing equipment. As well as cover for costs to hire replacements if your equipment is lost, stolen or damaged.
Important Information for Customers with Serious Medical Conditions
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.