Single Trip Travel Insurance

Single trip travel insurance is designed to protect you for one holiday – whether that’s a short city break in Europe or a once-in-a-lifetime adventure further afield. At Able2Travel, our single trip travel insurance is specially tailored for people with medical conditions, making it easier to find cover when you need it most.

Our policy is suitable for:

• Travellers living with long-term or chronic conditions
• Older travellers who may struggle to find suitable cover elsewhere
• Those who have recently been diagnosed with a new condition

While single trip holiday insurance may cost less than an annual travel policy, it might not be the most cost-effective choice if you’re planning more than one trip in the next 12 months.

For example, if you’re travelling to Europe in the spring, and then plan a trip to the USA in the summer, you would need to buy 2 separate single trip policies. With annual cover, both trips would be covered under one convenient travel insurance policy.

Annual cover also saves you time and effort with medical screening. Once you’ve declared your medical conditions you won’t usually need to repeat the process unless your health changes. This cover then applies to every trip you take within the 12-month policy period and is available up to the age of 79.

Find out more about annual multi-trip travel insurance for pre-existing medical conditions. Please note some conditions may only be covered on a Single Trip basis.

The GHIC (Global Health Insurance Card) gives you access to state-provided healthcare in EU countries on the same terms as a local resident. However, it doesn’t cover everything you may need while abroad.

For example, the GHIC does not cover private medical treatment or the cost of being brought back to the UK if medically necessary (known as repatriation). Travel insurance to Europe on a single trip policy can provide financial protection in these situations, if medically necessary, along with other important benefits such as cover for trip cancellations, travel delays, or lost and damaged baggage.

Cancellation cover starts from the moment you purchase your travel insurance or book your trip, whichever happens later. This means that if you plans change before you travel (e.g. if your health changes and you’re no longer fit to travel), you’ll be protected as soon as your policy is active.

Just keep in mind, cancellation cover ends the moment you leave home to begin your journey and is replaced by Trip Disruption. All other benefits of Able2Travel Single Trip travel insurance begin when you leave home to start your trip and end when you return.

There is no maximum age limit for purchasing a Single Trip policy on any of our three levels of cover, however, over the age of 70, your maximum trip length is 31 days*.

Our Winter Sports policy has a maximum age limit of 74 years old.

*Policy holders aged 70 – 74 years may travel for 45 days on a Platinum level policy.

The maximum length of cover available on a single trip policy depends on your age:

• Up to 62 days if you are aged 69 years or younger for all areas
• Up to 31 days if you are aged 70+ years for all areas*
• *aged 70-74, 45 days on the Platinum level of cover

At Able2Travel, we offer holiday insurance to Europe and beyond. From staycations in the UK to city breaks in Europe and long-haul worldwide trips. Our cover is divided into the following areas:

• Area 1: The United Kingdom including Northern Ireland.
• Area 2: Western Europe, the Channel Islands, the Isle of Man, Madeira, and Iceland (including Area 1).
• Area 3: Worldwide excluding North America.
• Area 4: Worldwide including North America.

Please note there is no cover for you travelling to an area that FCDO have advised against ‘All Travel’ or ‘All but Essential Travel’.

We are also unable to provide cover to some countries due to the existence of international sanctions – please see our homepage for an up-to-date list.

The cost of travel insurance for single trips depends on several factors:

• The destination and duration of your holiday
• The value of your trip
• Your age and the ages of everyone on the policy
• Any pre-existing health conditions you need to declare
• Chosen level of cover and any policy options added onto the policy

Whether you need short trip travel insurance to Europe or worldwide, it’s straightforward with Able2Travel. It only takes 5 easy steps to arrange cover:

1. Tell us about your trip – where you’re travelling to, travel dates, and who’s travelling
2. Complete the medical screening about any health issues you have had – this can be done online or over the phone
3. Get your personalised quote
4. Compare single trip travel insurance across three levels of cover and choose the option that suits you best
5. Add optional extras to tailor the policy to your needs, such as cruise cover or winter sports cover