Over 55s Travel Insurance

Over 55s Travel Insurance

  • Up to £10 million - Emergency Medical Expenses Cover
  • Up to £10,000 – Cancellation Cover Per Person
  • Up to £1,500 – Mobility & Disability Equipment Cover
  • Up to £500 – Replacement Prescribed Medication Cover
  • 1000s of Medical Conditions Covered

6 Options available including:
Cruise Cover Option, Winter Sports Cover Option, Gadget Travel Insurance, Carer Cover Option...see all

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Why Choose Able2Travel?

  • Specialists in travel insurance for people with existing medical conditions
  • Full Cover available for 1,000s of conditions
  • Instant cover by telephone or quick and easy online screening in a few minutes
  • Great value cover also available for you and everyone travelling with you

Over 55s Travel Insurance

Over 55s Travel Insurance


If you are over the age of 55, you may have found that travel insurance can sometimes be difficult to find or can often cost a lot more than previous years because of your age. However, Able2Travel can help provide you with a high quality, affordable and extensive travel insurance solution.

Purchasing specific travel insurance for Over 55s from Able2Travel Travel Insurance will give you the peace of mind that should something unexpected happen whilst you’re away, you have the correct travel insurance cover in place. So, relax and enjoy your holiday.

Expenses for unexpected hospital admission costs all tend to be included under the medical expenses section of a travel insurance policy and can protect you against significant financial loss. Our Over 55s Travel Insurance with medical condition policies also all provide travel cover for the loss or damage to any prescribed medication you are taking with you.

Why Choose Able2Travel Travel Insurance for Over 55s with Medical Conditions?

Able2Travel Travel Insurance has over 20 years of experience in finding travel insurance cover for over 55s travellers or travellers with medical conditions.

So whether you are looking for travel insurance for high blood pressure, a heart condition or for another medical conditions, you can be assured of receiving a fast, sensitive and competitively priced travel insurance solution that does not get in the way of your travel plans.

Please note: there is no age limit on our Able2Travel Single Trip travel insurance policies, but the maximum trip length varies depending on your age bracket. Please see the full policy wording for more information.

Annual Multi Trip cover is provided for those up to the age of 79 (please note, the maximum trip length varies depending on your age bracket). Please see the full policy wording for all age limit information.

What Medical Conditions Has Able2Travel Travel Insurance Covered in the Past?

Able2Travel has previously provided holidays insurance for over 55s with a wide number of common and severe medical and health conditions, including:

...and many more

If you have been diagnosed with any of these pre-existing medical conditions, it is important you declare them when taking out your travel insurance policy with Able2Travel. If you do not declare your pre-existing health condition, it can make your travel insurance policy invalid when it comes to making a claim.

To declare your medical conditions for your travel insurance policy, you can do it by completing our medical screening process online. Alternatively, you can speak with one of our specialists by the phone to complete this process.

Are You Looking for Travel Insurance While on a Waiting List?

If you have a confirmed diagnosed medical condition and are currently on a waiting list for treatment or investigation, that doesn’t necessarily mean you can’t enjoy a holiday.

Here at Able2Travel, there’s a strong possibility that we may be able to find you a travel insurance solution, so you can travel with peace of mind while you’re on a waiting list.

However, it’s important to be aware that there are some cover limitations in these circumstances — particularly relating to cancellations or interruptions caused by changes to your treatment dates or complications linked to your condition.

If you’re unsure about what cover might be available to you, our specialists are here to help. Please contact Able2Travel on +44 (0)1483 806 826 to speak with one of our specialists to find out what options may be suitable for you.

Over 55's Travel Insurance - What is Covered?

Our Over 55’s travel insurance policies offers extensive protection for your trip including a wide range of travel policy benefits such as:

  • Emergency Medical Treatment - Covers emergency medical care costs abroad, including hospital stays relating to your declared conditions or other medical emergencies that may arise on your trip
  • Trip Cancellation - Covers non-refundable travel and accommodation costs if you need to cancel your trip for an insured reason
  • Mobility & Disability Equipment - Protection for essential mobility equipment, such as wheelchairs, if it’s lost or damaged on your trip
  • Replacement Prescribed Medication  - Cover for the cost of replacing essential medication if it's lost by your carrier (e.g. airline).
  • Emergency Transport - Covers the costs of bringing you back to the UK if it becomes medically necessary
  • GP On Demand

Click here to see the full Able2Travel Travel Insurance Table of Benefits.

Able2Travel Travel Insurance has over 20 years of experience in finding travel cover for senior travellers or travellers with medical conditions. So, whether you are looking for holiday insurance for cancer, asthma or for another medical problem, you can be assured of receiving a fast, sensitive and competitively-priced travel insurance solution for your travel plans.

Over 55's Travel Insurance - Policy Features

Able2Travel Travel Insurance offers 3 levels of travel insurance cover for both Single Trip and Annual Multi-trip travel insurance policies, enabling you to pick a policy that is suited for your individual needs.

The Able2Travel Travel Insurance policy features table below will help you understand the different features on Single and Annual Multi-Trip travel insurance policies depending on the level of travel cover that you choose.

Single Trip Policy Features

 

Silver

Gold

Platinum

Maximum age at date of departure No age limit No age limit No age limit
Maximum period per trip 62 days 62 days 62 days
Maximum period per trip if aged 70-74 for all areas 31 days 31 days 45 days
Maximum period per trip if aged 75-84 for all areas 31 days 31 days 31 days
Maximum period per trip if aged 85 and over for all areas 31 days 31 days 31 days
Winter sports* maximum trip duration (subject to payment of the appropriate additional premium) 31 days 31 days 31 days
Valid for departure prior to 30/09/2027 30/09/2027 30/09/2027

Annual Multi-Trip Policy Features

 

Silver

Gold

Platinum

Maximum age at start date 79 79 79
Maximum period per trip if aged under 70 for all areas 21 days  31 days 45 days 
Maximum period per trip if aged 70-74 for all areas 21 days  31 days  31 days

Maximum period per trip if aged 75-79 for all areas

21 days  21 days  21 days
Home country trips (minimum 2 nights using pre-booked pre-paid accommodation or transport) Yes  Yes  Yes
Family members can travel separately Yes (under 18s must be accompanied by an adult)  Yes (under 18s must be accompanied by an adult)  Yes (under 18s must be accompanied by an adult)
Winter Sports* maximum total allowance of days within the period of insurance 21 days  21 days  21 days

*maximum age limit for winter sports on all policy types is 74.

How Do I Get an Over 55s Travel Insurance Quote?

It’s quick and easy to get an Able2Travel Travel Insurance quote: just click the ‘Get a Quote’ button to get an Over 55s Travel Insurance quote online, or if you prefer to speak with someone then you can call our travel insurance team direct on 01483 806 826.

All Over 55s travel insurance enquiries are dealt with on a case-by-case basis. In addition to the Able2Travel Travel Insurance policy, our travel insurance specialists have access to a wide range of travel insurance options and will assist you in finding travel insurance cover for all medical conditions including Anaemia. The Able2Travel Travel Insurance policy is used whenever possible and a suitable alternative travel insurance policy may be offered for more serious health problems, so you can find the travel cover you need for a Over 55s with one call to Able2Travel Travel Insurance.

For an Over 55 Travel Insurance quote please call 01483 806 826 or click the button below!


Policy Options for Seniors

Winter Sports Cover Option
Winter Sports Cover Option

Travel insurance with winter sports cover for extra protection against missed activities, loss / damage to equipment, and other unexpected winter sports events.

Cruise Cover Option
Cruise Cover Option

Travel insurance including cruise cover for extra protection against cabin confinement, missed port of call, and many other unexpected cruise-related events.

Carer Cover Option
Carer Cover Option

Travel insurance for carers who need extra peace of mind when travelling for unexpected circumstances that may arise.

Gadget Travel Insurance
Gadget Travel Insurance

Gadget Travel Insurance for extra peace of mind when travelling for unexpected circumstances that may arise.

Sports Travel Insurance
Sports Travel Insurance

Covers over 100 sports and activities, from hiking and cycling to scuba diving and ziplining, perfect for active holidays and adventure getaway.

Golf Travel Insurance
Golf Travel Insurance

Add this to your Able2Travel policy to cover your Golfing activities, so you can enjoy yourself out on the course worry-free.

Important Information for Customers with Serious Medical Conditions

MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm. 

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