Over 75s Travel Insurance
- Up to £10 million - Emergency Medical Expenses Cover
- Up to £5,000 – Cancellation Cover Per Person
- Up to £1,500 – Mobility & Disability Equipment Cover
- Up to £450 – Replacement Prescribed Medication Cover
- 1000s of Medical Conditions Covered
3 Options available including:
Cruise Cover Option, Winter Sports Cover Option, Sports Travel Insurance...see all
Why Choose Able2Travel?
- Specialists in travel insurance for people with existing medical conditions
- Full Cover available for 1,000s of conditions
- Instant cover by telephone or quick and easy online screening in a few minutes
- Great value cover also available for you and everyone travelling with you
Over 75s Travel Insurance
Peace of Mind for Over 75s When Travelling with Medical Conditions
Looking for suitable travel insurance when you are over the age of 75, especially with medical conditions can make planning a holiday more stressful than exciting. At Able2Travel we believe age shouldn’t stop you from travelling with confidence, and the right care for your needs.
We offer travel insurance for those over the age of 75, which includes cover for a wide range of pre existing medical conditions, including cover for high blood pressure, diabetes, arthritis and asthma. Our over 75 holiday insurance policies are flexible, and you can tailor a policy to suit your trip length and cover your medical history, giving you the freedom to travel with greater peace of mind.
Click here to get your over 75 travel insurance quote:
What Medical Conditions Can Able2Travel Cover?
Every traveller is different, and medical conditions vary from person to person. At Able2Travel, we provide cover for thousands of pre-existing medical conditions, from common health issues to more complex or long-term illnesses.
Examples of travel insurance for over 75s with pre-existing medical conditions can cover include:
- Heart & Circulatory Conditions: e.g. High Blood Pressure, High Cholesterol
- Travellers with a Fitted Pacemaker
- Chronic illnesses: e.g. Asthma, COPD, Diabetes, Kidney Conditions
- Bone & Joint Issues: Osteoarthritis, Rheumatoid Arthritis, Osteopenia, Back/Neck Problems
- Neurological & Autoimmune: e.g. Stroke, Multiple Sclerosis (MS), Underactive Thyroid
- Digestive Conditions: e.g. Irritable Bowel Syndrome (IBS), Crohn’s Disease
- Mental Health Conditions: e.g. Anxiety, Depression
Have you been diagnosed with any of these pre-existing medical conditions? It is important you declare them when taking out a travel insurance policy with Able2Travel. If you do not declare your pre-existing health condition, it can make your over 75 travel insurance with medical conditions policy invalid when it comes to making a claim.
To declare your medical conditions for your travel insurance policy, you can complete our medical screening process online. Alternatively you can speak to one of our policy specialists by phone on +44 (0)1483 806 826 to complete the process.
Policy Benefits of our Over 75 Holiday Insurance Cover
Our travel insurance for over 75s is designed to protect you against common travel mishaps before and during your trip, such as:
- Emergency Medical Treatment - Covers emergency medical care costs abroad, including hospital stays relating to your declared conditions or other medical emergencies that may arise on your trip
- Trip Cancellation - Covers non-refundable travel and accommodation costs if you need to cancel your trip for an insured reason
- Mobility & Disability Equipment - Protection for essential mobility equipment, such as wheelchairs, if it’s lost or damaged on your trip
- Replacement Prescribed Medication - Cover for the cost of replacing essential medication if it’s lost or delayed during your journey
- Emergency Transport – Covers the costs of bringing you back to the UK if it becomes medically necessary
Which Holiday Travel for Over 75s is Right for You?
Trying to find the best holiday insurance for over 75s that accounts for both your age, and health, can be overwhelming. However, it doesn’t have to be complicated.
Able2Travel offers three levels of cover, allowing you to compare travel insurance for over 75s with pre-existing conditions and choose the option that best suits your travel needs and budget.
| Policy Highlights (per person) | Silver (£) | Gold (£) | Platinum (£) |
| Emergency Medical Cover | 10 million | 10 million | 10 million |
| Trip Cancellation | 1,500 | 2,500 | 5,000 |
| Baggage | 1,250 | 2,000 | 3,000 |
| Mobility & Disability Equipment | 750 | 1,000 | 1,500 |
| Replacement Prescribed Medication | 150 | 300 | 450 |
| Emergency Transport | No Limit | No Limit | No Limit |
| Independent Travel for Family Members | No | No | Yes |
The table above highlights some of the benefits included with travel insurance for people over 75. To view the full senior travel insurance comparison table, please refer to the policy wording.
Why Choose Able2Travel Travel Insurance for Over 75s?
Able2Travel Travel Insurance has over 20 years of experience in finding travel insurance cover for travellers over the age of 75. Additionally, we have experience in providing over 75 travel insurance with pre-existing medical conditions for a wide range of conditions.
Whether you’re looking for travel insurance for high blood pressure, a heart condition or another medical condition, with Able2Travel you can be confident receiving a fast, sensitive and competitively priced travel insurance solution that doesn’t get in the way of your travel or holiday plans. Buying travel insurance shouldn’t be overly complicated, so Able2Travel makes it easy for you.
For an over 75s Travel Insurance quote please call +44 (0)1483 806 826 or click the button below!
Over 75s Travel Insurance Policy Options
Winter Sports Cover Option
Travel insurance with winter sports cover for extra protection against missed activities, loss / damage to equipment, and other unexpected winter sports events.
Cruise Cover Option
Travel insurance including cruise cover for extra protection against cabin confinement, missed port of call, and many other unexpected cruise-related events.
Sports Travel Insurance
Covers over 100 sports and activities, from hiking and cycling to scuba diving and ziplining, perfect for active holidays and adventure getaway.
Frequently Asked Question About Over 75s Travel Insurance
1. What type of holiday insurance for over 75s should I choose?
Able2Travel offers two types of holiday insurance for seniors, depending on how often you travel:
- Single Trip Cover: Covers one holiday from start to finish
- Annual Multi-Trip Cover: Suitable for more than one trip within 12 months
While single trip cover may cost less, an annual policy can save time. Once your medical conditions are declared, you usually won’t need to repeat screening unless your health changes. Cover then applies to every trip within the policy period.*
*Annual Multi-Trips available up until the age of 79.
2. How much does travel insurance for over 75 with medical conditions cost?
The cost of your Over 75s travel insurance depends on several factors, including:
- Your age and the age of any travellers on the policy
- The level of cover selected and any optional extras
- Your destination area
- Trip duration
- Any declared medical conditions
3. What optional extras are on offer?
Our policy offers several optional extras, such as Winter Sports, optional additional Cruise Cover and Sports Travel insurance.
4. Is there a maximum trip duration for over 75s travel insurance?
The maximum trip duration length of cover available on a single trip policy depends on both your age and your destination:
| Age | UK | Europe | Worldwide |
| 65 or under | 365 days | 365 days | 365 days |
| 66–79 | 45 days | 45 days | 45 days |
| 80–85 | 31 days | 31 days | 31 days* |
| 86+ | 23 days | 23 days | 23 days* |
*Please note: no cover available for travellers aged 80+ travelling to worldwide locations including USA, Canada, the Caribbean or Mexico.
Annual multi-trip policies have a standard maximum trip length of 31 days, with extension options depending on age and cover level.
- Up to the age of 65: Able2Travel can be extended to 45 or 60 days on Gold or Platinum levels of cover, with the payment of an additional premium
- Aged 66 to 75: Able2Travel can be extended to 45 days on Gold or Platinum cover, with the payment of the additional premium
5. What destinations are covered with Able2Travel over 75s travel insurance?
Able2Travel provides holiday insurance for seniors covering the UK, Europe and worldwide destinations. Our cover is divided into five areas:
UK Only Coverage (For UK Residents Only)
- Area 1: Includes England, Scotland, Wales, and Northern Ireland, as well as Isle of Man
- Ideal if you’re looking for seniors travel insurance for a UK break
Europe Coverage
- Area 2: Includes all countries in Area 1, Western & Northern Europe, Mediterranean Islands, and Eastern Europe
- Area 3: Include all countries in Areas 2, and including Turkey
Worldwide Coverage
- Area 4: Includes all countries in Areas 1, 2 and 3 (excluding the USA, Canada, the Caribbean and Mexico)
- Area 5: Includes all countries including those in Areas 1, 2, 3 and 4**
**Please note: no cover available for travellers aged 80+ travelling to worldwide locations including USA, Canada, the Caribbean or Mexico.
6. Does travel insurance for over 75s with medical conditions cover travelling on their own on a couple or family policy?
Yes, travelling individually on a couple or family policy is available under platinum level cover. Please note that Platinum must be selected when purchasing your annual multi-trip policy.
7. How do I get a quote for over 75s holiday insurance?
Getting an Over 75s travel insurance quote with Able2Travel is straightforward:
- Tell us about your trip – choose your destination, when you’d like cover to begin, and who will be travelling
- Complete the medical screening about any health issues you have had – this can be done online or over the phone
- Get your personalised quote
- Compare travel insurance for seniors across three levels of cover and choose the option that suits you best
- Add optional extras to tailor the policy to your needs, such as cruise cover or winter sports cover
8. Why should I get over 75s holiday insurance if I have a GHIC?
The GHIC (Global Health Insurance Card) provides access to state healthcare in the EU. However, it doesn’t replace travel insurance for seniors with pre-existing conditions, as it doesn’t cover:
- Private medical treatment, if this is the most appropriate place for you to be treated
- Trip cancellations, travel delays, or lost/damaged luggage
- Emergency medical transport back to the UK (known as repatriation)
With over 75s holiday insurance, you also get cover for unexpected incidents like trip cancellations, travel delays, or lost/damaged baggage while you’re away.
9. What happens if my medical condition changes after I’ve bought a policy?
If your health changes after you have bought your travel insurance, please let us know promptly to ensure you remain fully covered. You need to tell us if you have any change where you had to:
- See a specialist or consultant
- Go to hospital for treatment, tests, or surgery
- Wait for treatment or test results
- Change your regular medication
Important Information for Customers with Serious Medical Conditions
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.