Travel Insurance with Medical Conditions Cover
Here For Medical Uncertainties Along the Way.
Travelling with conditions such as diabetes, asthma, anxiety, or heart problems shouldn’t be stressful. At Able2Travel, we specialise in travel insurance for people with pre-existing medical conditions, giving you confidence and support wherever you go.
We're here for families embarking on adventures, for travellers adapting to recent health changes, and for seniors exploring the world with well-deserved peace of mind.
Whether you're planning a short weekend escape in Europe, a relaxing Caribbean cruise, or a family trip filled with adventurous activities, Able2Travel’s flexible travel insurance policies are designed to suit your travel plans and medical needs, so you can focus on enjoying your travels, protected every step of the way.
Click below to get a travel insurance quote with medical conditions.
Why Choose Able2Travel?
With over 15 years of experience in offering travel insurance for people with medical conditions, we understand what matters most: feeling safe, supported, and understood.
We take the time to understand your health circumstances, ensuring your travel insurance matches your needs. Our expert team helps you find cover that can give you protection you can trust — wherever you travel.
Don’t just take our word for it – read the Able2Travel reviews from tens of thousands of satisfied customers who’ve trusted Able2Travel to protect their adventures.
Explore Able2Travel’s Travel Insurance Options for Medical Conditions
Planning a one-off holiday or frequent trips? Able2Travel has a range of travel insurance policies to suit your needs.
Single Trip Travel Insurance
Cover for a single journey, with no upper age limit. Perfect for UK residents planning a one-off holiday to Europe or further afield, this could be a family trip to Spain or spending a month in Thailand.
Annual Travel Insurance
Enjoy unlimited trips within a 12-month period, with up to 31 days per trip. Ideal if you travel regularly and want the convenience of one policy. This can be particularly useful for families so you don’t need to enter everyone’s details every time you travel.
Medical Condition Travel Insurance
Specialist cover for thousands of pre-existing medical conditions, whether this is something that you have recently be diagnosed with, or something you’ve had for a long time. Able2Travel Travel Insurance is designed to support you every step of the way.
Family Travel Insurance
Protect the whole family under one easy-to-manage policy — giving parents peace of mind.
Senior Travel Insurance
Flexible cover for senior travellers, with no upper age limit on single trip policies and annual multi-trip policies up to the age of 79. Travel with reassurance, knowing your health and age are considered.
Single Trip Travel Insurance
Cover for a single journey, with no upper age limit. Perfect for UK residents planning a one-off holiday to Europe or further afield, this could be a family trip to Spain or spending a month in Thailand.
Annual Travel Insurance
Enjoy unlimited trips within a 12-month period, with up to 31 days per trip. Ideal if you travel regularly and want the convenience of one policy. This can be particularly useful for families so you don’t need to enter everyone’s details every time you travel.
Medical Condition Travel Insurance
Specialist cover for thousands of pre-existing medical conditions, whether this is something that you have recently be diagnosed with, or something you’ve had for a long time. Able2Travel Travel Insurance is designed to support you every step of the way.
Family Travel Insurance
Protect the whole family under one easy-to-manage policy — giving parents peace of mind.
Senior Travel Insurance
Flexible cover for senior travellers, with no upper age limit on single trip policies and annual multi-trip policies up to the age of 79. Travel with reassurance, knowing your health and age are considered.
Which Is the Best Travel Insurance for Medical Conditions?
The best holiday insurance for medical conditions depends on your trip and medical needs. At Able2Travel, we make it simple by offering three levels of cover to suit almost every budget of holiday. Here’s a quick comparison to help you choose the right level of cover for your needs.
| Policy Highlights (per person) | Silver (£) | Gold (£) | Platinum (£) |
| Emergency Medical Cover | 10 million | 10 million | 10 million |
| Trip Cancellation | 1,500 | 2,500 | 5,000 |
| Mobility & Disability Equipment | 750 | 1,000 | 1,500 |
| Replacement Prescribed Medication | 150 | 300 | 450 |
| Emergency Transport | No Limit | No Limit | No Limit |
The table above highlights some of the benefits included with our holiday insurance for medical conditions. Please refer to the policy wording for a full comparison of medical condition travel insurance.
Click below to get a travel insurance quote with medical conditions.
Specialist Travel Insurance Options from Able2Travel
At Able2Travel, we also offer specialist travel insurance policies designed for specific trips. Get extra peace of mind, wherever your travels take you.
Cruise Travel Insurance
Cover designed specifically for cruises, with options for European or worldwide cover — ideal if you need cruise travel insurance with medical condition.
Winter Sports Travel Insurance
Covers over 30 activities, such as skiing, snowboarding and more — with options for winter sports holiday insurance with medical conditions.
Sports Travel Insurance
Covers over 100 sports and activities, from hiking and cycling to scuba diving and ziplining, perfect for active holidays and adventure getaway. Explore sports travel insurance with medical conditions.
Ready to Travel with Reassurance?
Travel with confidence, wherever you're going. You're covered by specialists in travel insurance for medical conditions. We understand that every traveller's needs are different.
That’s why we provide cover for huge number of medical conditions from heart conditions to diabetes, respiratory issues, and mental health. Ensure your specific health concerns are looked after with a policy built for you.
Click below to get a travel insurance quote with medical conditions.
Frequently Asked Questions About Travel Insurance with Medical Conditions
1. What Is Holiday Insurance for Medical Conditions?
Holiday insurance with medical conditions is a specialist policy designed for people with pre-existing medical conditions. It helps protect you financially if something unexpected happens while you’re away.
It works by covering costs associated with unforeseen events, such as needing to cancel your holiday, requiring emergency medical treatment, or losing your belongings. Having the right cover in place means you can travel with reassurance, knowing you’re protected.
With certain medical conditions there may be an increased risk of claiming or the cost of treatment abroad may be high, hence why it is important that these are factored into your travel insurance, to help keep you safe and well and not leave you out of pocket.
2. Who Is Able2Travel Travel Insurance Suitable For?
Our policies are specifically designed for anyone looking for holiday insurance for those with medical conditions, including:
- Travellers with long-term or chronic conditions
- Older travellers who struggle to find suitable cover elsewhere
- People who have been recently diagnosed with a new condition
3. How Much Does Medical Condition Travel Insurance Cost?
The cost of travel insurance with medical conditions depends on several factors, including your age, the medical conditions you declare, the length of your holiday, and your destination.
For example, worldwide travel insurance with medical conditions usually costs more than holiday insurance with medical conditions for UK and European trips, as medical care further afield, such as in the USA, can be much more expensive.
4. How to Get a Holiday Insurance Quote with Medical Conditions?
Getting the right cover doesn’t need to be stressful. With Able2Travel, it only takes five simple steps to get your quote:
- Tell us about your trip – your destination travel dates, and who’s travelling
- Complete the medical screening – online or over the phone
- Get your personalised quote
- Compare travel insurance with medical conditions across Able2Travel’s three levels of cover and choose the option that suits you best
- Add optional extras to tailor the policy to your needs, such as cruise cover or winter sports cover
5. When Should I Buy Medical Condition Travel Insurance?
Ideally, you should buy travel insurance as soon as you book your holiday, so you’re covered should you need to cancel before you travel. However, it is possible to buy Able2Travel Medical Condition Travel Insurance any time before you start your trip. Once your trip has started, Able2Travel cannot provide cover.
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Read moreImportant Information for Customers with Serious Medical Conditions
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.