Able2Travel Gadget Travel Insurance

Gadget Cover Option


If you are taking gadgets such as smartphones, tablets, or laptops with you on holiday you want them properly insured, after all you don’t want to lose or damage them to find out that they are not covered under your pre-existing medical condition travel insurance policy, for example the value of the gadget exceeds the valuables limit in the Personal Baggage section.

That is why Able2Travel Travel Insurance have included the option for you to include gadget travel insurance with your policy, so that not only can you cover pre-existing medical conditions, but you can also add insurance for many common gadgets you take with you when you travel.

What is Covered Under Voyager Plus Gadget Travel Insurance?

Below is a brief explanation of what is covered on Able2Travel Travel Insurance with gadget cover option. However, you should always refer to the Able2Travel Travel Insurance Policy wording for full cover limits, terms, conditions and exclusions.

Our optional travel gadget cover provides protection for a number of gadgets including laptops, mobile phones, smart phones, iPhones, iPads, tablets, e-readers, MP3 Players, CD/DVD players, head/ear-phones, satellite navigation devices, PDAs, handheld games, consoles, cameras, video cameras and wearable technology (e.g. smart watch or health and fitness tracker) but excludes drones.

Adding optional travel gadget cover will provide you with cover up to the limits below for a maximum of 5 gadgets. What’s more is that we also provide cover for unauthorised data usage.

Policy Options Benefits Schedule £

Level of Cover

Level of Cover

Level of Cover

Section of Cover

Gold

Excess

Silver

Excess

Platinum

Excess

Section 20. Gadget Insurance

 

 

 

 

 

 

Accidental loss, theft or damage of gadgets

1,500

175

1,500

95

1,500

50

Amount per item

1,000

175

1,000

95

1,000

50

Malicious damage to gadgets

500

175

500

95

500

50

Max number of Gadgets insured under the age of 48 months old at the start date of the insurance.

5

5

5

Note. The table above is only a summary of cover. You should always refer to the policy wording for full travel insurance cruise cover terms, conditions and exclusions.

Do I need Travel Insurance including Gadget Cover?

As almost everyone travels with at the very least their mobile phone, it can be a good idea to add gadget cover when get your travel insurance for your trip. If you are taking a number of expensive gadgets away with you on your trip, then it could be even more important so that you are not left out of pocket, should they be lost, damaged or stolen.

Tips for Travelling with Gadgets – Keeping Them Safe

As you will know, certain gadgets can be delicate or easily misplaced so it’s not a bad idea to take some extra precautions to prevent them from being damaged, lost or stolen whilst travelling.

  1. Don’t leave them unattended – always keep an eye on your gadgets!
  2. Lock them up and keep them out of sight – if you must leave your gadgets in your room, while you are out, you should lock them in the safe provided in your accommodation or failing that in a secure suitcase, so that they are out of sight.
  3. Use protective accessories – screen protectors, protective cases and carry bags can provide your gadgets with some protection against damaging your gadgets
Please Note. Remember to add Gadget Cover Option on the ‘Your Quote’ page when getting a quote to add it to your Able2Travel Travel Insurance policy.

How do I get a Gadget Travel Insurance Quote?

It’s quick and easy to get an Able2Travel Travel Insurance with optional gadget cover quote: All you have to do is select the Gadget Cover option on the ‘Your Quote’ page when getting a quote to add it to your Able2Travel Travel Insurance policy.

All gadget travel insurance enquiries are dealt with on a case-by-case basis. In addition to the Able2Travel Travel Insurance policy, our specialists have access to a wide range of travel insurance options and will assist you in finding you travel cover for all medical conditions. The Able2Travel Travel Insurance policy is used whenever possible and a suitable alternative travel insurance policy may be offered for more serious health problems, so you can find the travel insurance with optional gadget cover you need with one call to Able2Travel Travel Insurance.

Important Information for Customers with Serious Medical Conditions

The Money and Pensions service (MaPs) has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MaPs travel insurance directory www.moneyadviceservice.org.uk or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm. 

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