Do I need Medical Condition Travel Insurance for a Staycation?

Travel Insurance for your Staycation

Posted in Travel Insurance General COVID-19 / Coronavirus Travel Insurance, Staycation, UK Staycation, Travel, Able2Travel, COVID-19 on 20 August 2021

Travel Insurance for your Staycation

buying travel insurance prior to travelling overseas to help cover a number of uncertainties that come with going abroad, especially if you have a medical condition, have been a saving grace for many. Protection against loss of medications, damaged baggage, cancellation and emergency medical expenses are amongst the features of having an extensive travel insurance policy. However, travel insurance seems to be forgotten from the list when planning a UK break.

Many UK residents like you are choosing to spend their summer ‘staycationing’ in the UK this year because of the COVID-19 pandemic and the requirements that need to be adhered to prior to travelling and upon returning to the UK, in line with the UK Goverment's traffic light system. That's why Able2Travel Travel Insurance have written this article to explain the importance of travel insurance for Staycations too, because the unexpected can even happen at home!

Is Travel Insurance necessary for my Staycation?

Because of the UK's fine National Health Service (NHS), It is unlikely that you will need travel insurance cover to help pay for any emergency medical expenses. However, travel insurance can still help with the non-emergency medical expenses cover it provides. For example: should the holiday get cancelled, your baggage gets damaged or your hotel goes out of business plus many other unexpected annoyances that can arise from travelling, UK or abroad.

What if I need to cancel my trip?

The loss of money from a cancelled trip is a lot to lose, whatever your budget. That's where travel insurance may be able to step in and help recoup some or all of the costs should your trip get cancelled, subject to the individual policy's terms and conditions.

With regards to cancellation due to COVID-19, protection is in place should you receive a positive test result within 14 days of departure or if you are admitted to hospital due to testing positive for Coronavirus (Covid-19) after the purchase of your policy. So, you can rest safe in the knowledge that Able2Travel has got you covered.  

What are the benefits of Travel Insurance if I'm staying in the UK?

Most of us take reasonable care of looking after our personal belongings and travel documents, but when enjoying the beautiful scenery or setting sail on a catamaran, there are a number of distractions, mishaps and accidents that can happen. That's why Able2Travel offers baggage cover for emergency purchases of necessary items should yours become lost, damaged or stolen.

For an additional premium, Able2Travel Travel Insurance can provide cover for your gadgets too which is handy to have as a majority of us tend to take our mobile devices away with us. So, should these get damaged, lost or stolen, we can help cover the cost of repairs or a replacement.

Passports and other travel documents are needed in the UK too should you decide to visit destinations across the water such as Northern Ireland (if you're travelling from England, Scotland or Wales) the Isle of Man and Jersey amongst many other beautiful UK hotspots.  So, should any of these become stolen, lost or damaged, Able2Travel Travel Insurance can provide financial cover for any necessary additional travel and accommodation costs, including the cost of any travel documents such as emergency passports, visas or permits to enable you to continue your trip or return back home.

It's also worth noting that Able2Travel Travel Insurance provides cover for travel delay, abandonment, missed departure and connections which is a relief should you miss your train / ferry / plane, any connecting transport or if your transport gets delayed, cancelled or doesn't show up at all.

As well as the above benefits, Able2Travel offers additional cover for your medical items, including loss or damage to your medical aids and medications. Ensuring you are covered for a number of unexpected eventualities for your upcoming trip.

Travel Insurance

Wherever you decide to travel to in 2021 and beyond, it’s important not to forget to buy your travel insurance.

You can purchase travel insurance for your staycation from Able2Travel on a Single Trip basis or if you buy an Annual Multi-Trip policy cover for your UK break is already included, providing trips are for two or more nights away from home using pre-booked, pre-paid accommodation, so there's no need to buy a new policy!

Able2Travel Travel Insurance policies include cover for the following:

  • Missed Departure up to £1,000.
  • Personal Baggage up to £3,000.
  • Cancellation or Curtailment up to £5,000.
  • Personal Money up to £500
  • Loss of Passport & Travel Documents up to £500
  • Kennel and Cattery Fees up to £250
  • And much more…

If you are planning on holidaying in the UK, it’s important to ensure you're protected with a suitable and extensive travel insurance policy from Able2Travel. You can get an Able2Travel Travel Insurance quote by visiting or by calling our helpful team on 01483 806 826.

This article is for information and entertainment purposes only. It does not constitute advice in any way. The information provided here is correct at the time of writing however please check the latest policy wording here for the latest policy terms, conditions and exclusions.

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