Hernia Travel Insurance

Yes. Whether you have a hiatus hernia or a different type of hernia, it’s classed as a pre-existing medical condition. This means you must declare it, whether you’re getting travel insurance for hiatus hernia, or travel insurance after hernia operation.

Being open about your condition ensures you get the suitable cover for your needs and, most importantly, that your policy is valid.

If there has been a change in health in any way after you've taken out your policy, please let us know so we can ensure your cover remains up to date.

We understand that waiting lists can be uncertain, but it doesn’t mean your travel plans would need to be put on hold. If you’re on the waiting list for medical treatment for a hernia, you may still be able to get the travel insurance you need.

We look at every application individually, so just get in touch — we’re happy to talk through your options. Please call us on 01483 806 826.

If you have a pre-existing medical condition like a hernia, you'll need to answer a few medical screening questions. These are designed to make sure your policy gives you the right coverage. The questions will vary depending on your condition, but may include:

• Diagnosis & Medical History – What type of hernia have you been diagnosed with?
• Medical Procedure – Have you had any procedures for your condition and what type were they in the last year?
• Hospital admissions – Have you been admitted to hospital for your condition in the last 12 months?
• Current Treatment – What medication have you been prescribed? Are you currently waiting for tests, results, or surgery?

Rest assured, your responses are always kept strictly confidential.

With the GHIC (Global Health Insurance Card), you have access to state-provided healthcare in EU countries. However, it doesn’t act as a substitution for travel insurance for those with a hernia.

This is because travel insurance can provide cover for situations that aren’t covered by the GHIC, for example:

• Private medical treatment expenses, if it is the most appropriate option to treat your medical condition
• The cost of getting you back if medically necessary (known as repatriation)
• Unexpected travel problems, such as trip cancellations, delayed flights, and lost baggage while abroad

Able2Travel provides flexible cover for travellers with a hernia, including solo travellers, families, and seniors – to suit your plans:

• Single Trip Cover: Suitable for those who are going on a one-off holiday, which provides cover from the start date of your trip until you return home.
• Annual Multi-Trip Cover: Ideal for travellers who enjoy going on multiple holidays within a 12-month period.

At Able2Travel, we offer hernia holiday insurance to Europe and beyond. From staycations in the UK to city breaks in Europe and long-haul worldwide trips. Our cover is divided into five areas:

UK Only Coverage (For UK Residents Only)

• Area 1: Includes England, Scotland, Wales, and Northern Ireland, as well as Isle of Man

Europe Coverage

If you’re going on holiday to Europe, you can choose between two types of cover for Europe, based on the countries you are travelling to:

• Area 2: Includes all countries in Area 1, Western & Northern Europe, Mediterranean Islands, and Eastern Europe
• Area 3: Include all countries in Areas 2, and including Turkey

Worldwide Coverage

If your trip involves travelling beyond Europe, you’ll need worldwide policy for countries outside of Europe. Able2Travel has two options to choose from:

• Area 4: Includes all countries in Areas 1, 2 and 3 (excluding the USA, Canada, the Caribbean and Mexico)
• Area 5: Includes all countries including those in Areas 1, 2, 3 and 4

Getting a quote from Able2Travel is straightforward and only takes a few minutes. Here's how:

1. Tell us about your trip – choose your destination, when you’d like cover to begin, and who will be travelling
2. Complete the medical screening about your hernia or other medical conditions you have had – this can be done online or over the phone
3. Get your personalised quote
4. Compare three levels of cover and choose the option that suits you best
5. Add optional extras to tailor the policy to your needs, such as cruise cover or winter sports cover