Pregnancy Travel Insurance

Yes, it may be possible to arrange travel insurance for pregnancy up to 36 weeks.

Before you purchase travel insurance, you should speak to your doctor or midwife. They can confirm whether you’re medically fit to travel abroad. It’s also important to check with your airline or travel provider, as many airlines don’t allow pregnant travellers at or beyond 36 weeks to fly.

Please note: travel insurance will not cover the costs of a normal pregnancy or childbirth. This includes a planned caesarean section or any other assisted births where there are no complications, even if the birth occurs early. Anything medically abnormal or a complication would be considered for cover.

Normal pregnancy is not usually treated as a pre-existing medical condition. Therefore, typically you don’t need to declare it when getting a travel insurance quote.

However, if you have experienced pregnancy-related complications, you would need to declare them when arranging pregnancy holiday insurance. Being open about any complications helps make sure your cover remains valid while travelling. If anything changes with your medical circumstances before you travel, it is important to let us know to ensure your cover remains up to date.

The answer is often yes, as pregnancy-related complications are typically treated as pre-existing medical conditions. However, cover may be available depending on your individual circumstances. Below are some pregnancy-related complications that may be covered with Able2Travel:

• High blood pressure related: Gestational hypertension, pre-eclampsia
• Early pregnancy: Ectopic pregnancy, miscarriage
• Bleeding and placental: Bleeding during pregnancy, placental abruption
• Labour and delivery: Medically necessary emergency caesarean sections or termination, threatened early labour*

* More than 12 weeks before the due date, or 16 weeks for multiple pregnancies.

If your condition isn’t listed here, don’t worry — these are just a few examples of what our policy has covered previously.

A GHIC (Global Health Insurance Card) can provide access to state-provided healthcare in some EU countries, but it does not replace pregnant holiday insurance as it doesn't cover:

• Private medical treatment, if this is the most appropriate place for you to receive treatment
• Emergency medical transport back to the UK (medical repatriation)
• Travel issues such as trip cancellation or lost baggage

At Able2Travel, we offer two main types of holiday insurance for pregnancy, depending on how often you travel:

• Single Trip Cover: Ideal for one-off trips. Cover starts from your trip start date and ends until the day you return home.
• Annual Multi-Trip Cover: Suitable for travellers who are planning to travel more than once within a 12-month period.

At Able2Travel, we offer travel insurance for pregnant travellers to Europe and beyond. From staycations in the UK to city breaks in Europe and long-haul worldwide trips. Our cover is divided into the following areas:

• Area 1: The United Kingdom including Northern Ireland.
• Area 2: Western Europe, the Channel Islands, the Isle of Man, Madeira, and Iceland (including Area 1).
• Area 3: Worldwide excluding North America.
• Area 4: Worldwide including North America.

Please note there is no cover for you travelling to an area that FCDO have advised against ‘All Travel’ or ‘All but Essential Travel’.

We are also unable to provide cover to some countries due to the existence of international sanctions – please see our homepage for an up-to-date list.

Getting holiday insurance that covers pregnancy with Able2Travel is simple:

1. Tell us about your trip – choose your destination, when you’d like cover to begin, and who will be travelling
2. Complete the medical screening, including any pregnancy-related complications or other medical conditions you have had
3. Get your personalised quote
4. Compare three levels of cover and choose the option that suits you best
5. Add optional extras to tailor the policy to your needs, such as cruise cover or winter sports cover