Policy Summary:

3 Options available including:
Cruise Cover Option, Winter Sports Cover Option, Sports Travel Insurance...see all

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Why Choose Able2Travel?

  • Specialists in travel insurance for people with existing medical conditions
  • Full Cover available for 1,000s of conditions
  • Instant cover by telephone or quick and easy online screening in a few minutes
  • Great value cover also available for you and everyone travelling with you

Over 85’s Travel Insurance

Able2Travel Over 85’s Travel Insurance

If you are over 85, travel insurance can sometimes be difficult to find or can often cost a lot more than previous years because of your age. However, Able2Travel can help provide you with a high quality, affordable and extensive travel insurance solution.

Purchasing specific travel insurance for Over 85’s from Able2Travel Travel Insurance will give you the peace of mind that should something unexpected happen whilst you’re away, you have chosen the correct travel insurance cover to have in place. So, relax and enjoy your holiday.

Expenses for unexpected hospital admission costs all tend to be included under the medical expenses section of a travel insurance policy and can protect you against significant financial loss should you require emergency medical treatment while you are on holiday. Our Over 85 Travel Insurance with Medical Conditions policies also all provide travel cover for the loss or damage to any prescribed medication you are taking with you.

Why choose Able2Travel Travel Insurance for Over 85s with Medical Conditions?

Able2Travel Travel Insurance has over 15 years of experience in finding travel insurance cover for travellers over the age of 85. Additionally, we have experience in providing travel insurance for over 85 with pre-existing medical conditions.

So whether you are looking for travel insurance for high blood pressure, a heart condition or for another medical condition, you can be assured of receiving a fast, sensitive and competitively priced travel insurance solution that does not get in the way of your travel plans.

Please note: Able2Travel Travel Insurance provides cover for people up to the age of 79 on an annual multi-trip basis.

There is No Age Limit on Single Trips for areas 1-3 and up to 79 years of age for area 4. Please refer to the policy wording for more information on territorial limit areas 1-4.

What Medical Conditions Has Able2Travel Travel Insurance Covered in the Past?

Able2Travel Travel Insurance has previously provided travel insurance cover for people with a wide number of medical and health conditions, including:

...and many more

If you have been diagnosed with any of these pre-existing medical conditions, it is important you declare them when taking out a travel insurance policy at Able2Travel. If you do not declare your pre-existing health condition, it can make your travel insurance policy invalid when it comes to making a claim.

To declare your medical conditions for your travel insurance policy, you can do it by completing our medical screening process online. Alternatively, you can speak with one of our specialists by the phone to complete this process.

Are You Looking for Travel Insurance While On A Waiting List?

If you’re currently on a waiting list for treatment or surgery for a diagnosed medical condition, this doesn’t necessarily mean you can’t or shouldn’t travel. Here at Able2Travel, there’s a strong possibility that we may be able to find you a Travel Insurance solution, so you can travel with peace of mind while on a waiting list.

We may even be able to find you cover just in case you have to cancel or end your holiday early, due to a change of date for your treatment or surgery, which many other insurance providers simply can’t offer.

To get a quote for Travel Insurance while on a waiting list for medical treatment, please contact Able2Travel on +44 (0)1483 806 826 to speak with one of our specialists.

Over 85's Travel Insurance - What is Covered?

 Our Over 85’s travel insurance policies offers extensive protection for your trip including a wide range of travel policy benefits such as:

  • Trip Cancellation - up to £5,000
  • Emergency Medical Cover – up to £10 million
  • Baggage - up to £3,000
  • Travel Delay & Missed Departure - up to £1,000
  • Travel Accident - up to £20,000

Other Areas of Cover Included as Standard

  • Cover for 1,000s of Medical Conditions
  • Cruise Cover
  • Loss of Travel Documents - up to £500
  • Plus so much more...

Additional Cover Available

  • Optional Sports Cover
  • Additional Cover for your cruise - including missed port cover

Click here to see the full Able2Travel Travel Insurance Table of Benefits.

Over 85's Travel Insurance - Policy Features

Able2Travel Travel Insurance offers 3 levels of travel insurance cover for both Single Trip and Annual Multi-trip travel insurance policies, enabling you to pick a policy that is suited for your individual needs.

The Able2Travel Travel Insurance policy features table below will help you understand the different features on Single and Annual Multi-Trip travel insurance policies depending on the level of travel cover that you choose.

Single Trip Policy Features





Maximum age at date of departure (travel to areas 1, 2 & 3) No Limit No Limit No Limit
Maximum age at date of departure (travel to area 4) 79 79 79
Maximum period per Trip if aged 65 years or under 365 days 365 days 365 days
Maximum period per Trip if aged 66 to 79 years 45 days 45 days 45 days
Maximum period per Trip if aged 80 to 85 years in all areas excluding area 4 31 days 31 days 31 days
Maximum period per Trip if aged 86 years and over in all areas excluding area 4 23 days 23 days 23 days
Maximum period per Trip if aged 80 years and over in area 4 No Cover No Cover No Cover

Annual Multi-Trip Policy Features





Maximum age at start date of the period of cover shown on Your certificate 79 79 79
Maximum period per Trip if aged 65 years or under 31 days 31 days* 31 days*
Maximum period per Trip if aged 66 to 75 years 31 days 31 days** 31 days**
Maximum period per Trip if aged 76 to 79 years 31 days 31 days 31 days
Business travel included Yes Yes Yes
Trips within your country of residence (refer to definition of trip for further information) Included Included Included
Family members can travel separately if named on Your certificate No No Yes
Wintersports (Activity pack 5) upon payment of an additional premium and shown on Your Policy Certificate - up to total maximum of 21 Days 21 Days 21 Days

*Available to extend to 45 days or 60 days for an additional premium.

**Available to extend to 45 days for an additional premium.


How do I get an Over 85's Travel Insurance Quote?

It’s quick and easy to get an Able2Travel Travel Insurance quote for Over 85 year olds: just click the ‘Get a Quote’ button to get an Over 85’sTravel Insurance quote online, or if you prefer to speak with someone then you can call our travel insurance team direct on 01483 806 826.

All Over 85’s travel insurance enquiries are dealt with on a case-by-case basis. In addition to the Able2Travel Travel Insurance policy, our travel insurance specialists have access to a wide range of travel insurance options and will assist you in finding travel insurance cover for all medical conditions including Anaemia. The Able2Travel Travel Insurance policy is used whenever possible and a suitable alternative travel insurance policy may be offered for more serious health problems, so you can find the travel cover you need for an Over 85’s with one call to Able2Travel Travel Insurance.

For an Over 85's Travel Insurance quote please call 01483 806 826 or click the button below!

Additional Travel Insurance Policy Options For Seniors

Cruise Cover Option
Cruise Cover Option

Add Optional Cruise Cover to your Able2Travel Travel Insurance policy to include specific cruise related cover for Missed Port, Cabin Confinement, Low/High Water, Shore Excursions, and Denied Boarding.

Winter Sports Cover Option
Winter Sports Cover Option

Winter Sports Cover will provide protection for lost, damaged or stolen ski equipment whether its owned or hired, and cover in place should you miss any prepaid activities.

Sports Travel Insurance
Sports Travel Insurance

Add the Sports Cover Option to your Able2Travel Travel Insurance policy if you plan on taking part in sports whilst on your trip, including Golf!

Important Information for Customers with Serious Medical Conditions

MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.