Able2Travel Sports Travel Insurance Sports Cover 2026
Able2Travel can cover a wide variety of sports and activities, these are split into packs.
- Leisure
- Action
- Action Plus
Sports and activities under the Leisure pack are included as standard on your policy, however activities covered under Action and Action Plus require the payment of an additional premium.Any activities with (W/S) require the Winter Sports Option added.
To check your planned activity is covered by your travel insurance with sports cover included, please see the lists below:
Leisure:
This policy automatically covers you to undertake the activities listed below on an incidental amateur basis providing this is not the main purpose of the trip.
| A | Abseiling; Aerobics; Angling; Archery; Athletics |
| B | Badminton; Ballooning; Banana boating; Baseball; Basketball; Biathlon; Big foot skiing (W/S); Black water rafting; Boating (any craft up to and including 10 metres long, inside 12 mile limit); Boardsailing; Bowls; Bowling; Bungee jumping (maximum 3 jumps) |
| C | Camel riding; Canoeing (grades 1-3); Clay pigeon shooting; Climbing (indoor only); Cricket; Croquet; Cross country skiing (Nordic skiing) (W/S); Curling; Cycling (recreational, not BMX, competition or stunting) |
| D | Dance; Deep sea fishing (recreational inside 12 mile limit); Dinghy sailing (inside 12 mile limit); Diving (recreational); Dog sledging; Dry slope skiing |
| E | Elephant trekking |
| F | Fell running; Fell walking; Fencing; Fishing (angling); Flying (in light aircraft as a passenger, not piloting); Football (Recreational or incidental soccer) |
| G | Glacier skiing (W/S); Glacier walking (under 2000m, W/S); Gliding (as a passenger, not piloting); Go karting below 250cc; Golf |
| H | Handball; Hiking/trekking below 4250m; Hill walking; Hockey; Horse riding (NOT competitions, racing, jumping & hunting); Hot air ballooning (as a passenger only |
| I | Ice skating (W/S) |
| J | Jet skiing |
| K | Kayaking (grades 1-3 rivers/sea); Kite buggying (single seat); Kite flying (traction); Kite surfing (over water) |
| L | Lacrosse |
| M | Mono skiing (W/S); Mountain biking (not competition or downhill) |
| N | Netball |
| O | Off-piste skiing or snowboarding (providing local safety guidelines and warnings are observed) (W/S); On-piste skiing or snowboarding, including recreational racing (W/S); Orienteering |
| P | Padel ball; Paintballing; Parascending (towed by boat); Pickleball; Pistol shooting; Pony trekking |
| R | Racquet ball; Recreational racing (W/S); Rafting (grades 1-3); Rambling; Rifle range shooting; Roller blading; Roller skating; Rounders; Rowing |
| S | Safari (organised trips only); Sail boarding (inside 12 mile limit); Sailing yachts (longer than 10 metres, within 60 miles of a safe haven); Scuba diving (maximum depth 15m); Skateboarding (recreational); Sledging (W/S); Sleigh riding (pulled by reindeer, horses or dogs); Snooker; Snorkelling; Snowblading (W/S); Snowmobiling (W/S); Softball; Squash; Surfing; Swimming |
| T | Table tennis; Tai chi (noncontact); Ten pin bowling; Tennis; Tobogganing (W/S); trampolining (recreational) |
| V | Volleyball |
| W | Water polo; Water skiing; Water tubing; White water canoeing/rafting (up to grade 3 rivers only); Windsurfing (inside 12 mile limit) |
| Y | Yachting (longer than 10 metres, within 60 miles of a safe haven) |
| Z | Zip wiring |
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Action:
In addition to the activities listed above, the following activities will also be covered on an amateur basis and are subject to an additional premium (payment of the appropriate winter sports premium must also be made for those activities marked as W/S below).
Please note: If your activity is in the list below you will need to add the ‘Action’ package to your Able2Travel quote.
| B | Bungee jumping (more than 3 jumps) |
| C | Canoeing (grade 4 and over); Cycle Touring/Holiday (including event training) |
| F | Flying (piloting of light aircraft as PPL holder); Football (amateur competition/ tour) |
| G | Glacier walking (2000-4000m, W/S); Gliding (as pilot with necessary licence); Gymnastics |
| K | Kayaking (grade 4 and over) |
| M | Marathon running (not exceeding Olympic distance); |
| R | Rafting (grade 4 and over) |
| S | Scuba diving (maximum depth 30m); Skateboarding (demonstration or competitive) |
| W | White water canoeing/rafting (grade 4 and over) |
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Action Plus:
In addition to the activities listed above, the following activities will also be covered on an amateur basis and are subject to an additional premium (payment of the appropriate winter sports premium must also be made for those activities marked as W/S below).
Please note: If your activity is in the list below you will need to add the ‘Action Plus’ package to your Able2Travel quote.
| A | American football |
| B | Bouldering (with crash pad, maximum height 7m) |
| C | Canyoning; Cat skiing (with a qualified local guide, W/S); Cycling (including competition but not BMX or stunting) |
| F | Flying (piloting of light aircraft under instruction) |
| G | Gaelic football; Gliding (as pilot under instruction) |
| H | Heli skiing (with a qualified local guide, W/S); Horse riding (including jumping but not racing/hunting); Hurling |
| I | Ice hockey (W/S) |
| J | Judo (training only) |
| K | Karate (training only); Kendo (training only); Kick boxing (training only) |
| M | Martial arts (training only, excluding mixed martial arts); |
| O | Off-road Motorcycling** (cover for guided off-road trips only. Max 7 consecutive days, provided you hold an appropriate full licence and are wearing a helmet. No cover for racing or competing) |
| P | Polo (elephant or horse) |
| R | Rugby union & league |
| S | Sailing (more than 60 miles from a safe haven); Scuba diving (maximum depth 40m) |
| T | Triathlon (not exceeding Olympic distance) |
**For the purposes of this insurance, off-road motorcycling shall mean:
- Using a motorcycle specifically designed to operate away from public roads
- Motorcycling on unpaved roads, trails or rough terrain that is not primarily designed for motor vehicle use, or on roads or trails not marked on a recognised mapping service.
Under no circumstances will this policy cover enduro-riding or other forms of extreme motorcycling.
Please see the policy documents for the full wording and details on the sports included in travel insurance policy.
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Do I need Travel Insurance with additional Sports Cover?
This depends on the activity you are doing. Your Able2Travel travel insurance policy for people with pre-existing medical condition quote should have any additional packs added when you submit your quote for an accurate price.
How do I get a Sports Activity Insurance Quote?
It's quick and easy to get an Able2Travel Travel Insurance quote - please click the button below to get your free quote today: