Travel Insurance with Winter Sports Cover
Cover for the Unexpected on the Slopes
Planning a winter holiday is exciting, whether you’re heading off to ski, snowboard or take part in other snow-based activities. From the moment you hit the slopes, you should be able to enjoy every minute without worrying about what could go wrong.
With Able2Travel, you can enhance your policy with optional winter sports insurance cover, designed specifically for winter holidays. Simply select ‘Winter Sports’ on your policy quote when prompted, to include cover for the winter sports activities you plan to take part in.
Whether you’re planning a family ski trip or a couple’s snowy escape, we’re here to help you arrange travel insurance with winter sports cover in a clear and straightforward way.
Click below to get a quote for winter sports insurance cover.
Why You Need to Add Winter Sports Cover to Your Travel Insurance
In order to be protected properly when on a winter sports holiday, you need to add the Winter Sports option to your Able2Travel travel insurance policy. This means your policy will include cover for emergency medical treatment if you’re injured while participating in winter sports, as well as costs for piste rescue where required. The winter sports extension can also provide additional benefits specific to a ski or snowboarding holiday. This includes covering loss, theft or damage to ski equipment, and piste closures in the resort.
What Activities are Covered with Winter Sports Insurance Cover?
If you’re looking for travel insurance ski cover or holiday insurance with ski cover, our optional winter sports insurance cover includes a wide range of winter activities.
Below is the list of activities our optional winter sports can cover:
Winter Sports:
- Skiing On-Piste
- Snowboarding On-Piste
- Cross Country Skiing (Nordic Skiing)
- Glacier Skiing
- Ice Skating
- Recreational Racing
- Snowmobiling
- Mono-skiing
- Off-piste Skiing (provided local safety guidelines and warnings are observed
- Off-piste Snowboarding (provided local safety guidelines and warnings are observed)
- Snowblading
- Sledging
- Tobogganing
- Big Foot Skiing
- Glacier Walking (under 2000m)
What Does Winter Sports Travel Insurance Cover?
When deciding what is the best travel insurance with winter sports cover for your needs, it isn’t just about price — it’s about having the right level of support when you need it most.
Able2Travel offers three levels of cover, where you can choose the level that best matches your needs and budget.
| Winter Sports Section | Silver (£) | Gold (£) | Platinum (£) | |
| Ski Equipment Limit | 800 | 800 | 800 | |
| Max. per item, pair or set owned or borrowed | 500 | 500 | 500 | |
| Max. per item, pair or set hired | 300 | 300 | 300 | |
| Necessary ski equipment hire (amount per day) | 150 (50) | 150 (50) | 150 (50) | |
| Ski Pack Limit | 400 | 400 | 400 | |
| Piste Closure Limit (per 24h) | 200 (25) | 200 (25) | 200 (25) | |
The table above is an overview of what our winter sports cover includes. For full details of our travel insurance, please refer to the policy wording.
Able2Travel Optional Winter Sports Cover includes:
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Sport Equipment: Protection if your own ski or snowboard equipment is lost, stolen or damaged during your trip
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Sport Equipment Rental: Cover for the cost of hiring replacement equipment if your own gear is delayed, lost or stolen
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Search & Rescue: Cover towards the cost of professional search and rescue services in the event of an emergency
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Off Piste Skiing and Snowboarding: provided local safety guidelines and warnings are observed
Click below to get a quote for winter sports insurance cover.
Winter Sports Cover Option is available on...
Why Choose Able2Travel Travel Insurance?
With over 20 years’ experience, Able2Travel has supported many travellers, including those with pre-existing medical conditions, in arranging suitable travel insurance with winter sports cover.
To see how we have helped others travel with peace of mind, read our Able2Travel reviews and hear what customers have said in their own words.
Prepare For Your Winter Holiday with Confidence
A winter break should be about enjoying the slopes, not worrying about unexpected events that might happen.
By adding winter sports insurance cover to your policy, you can travel knowing you have protection in place for the specific risks that come with skiing and snowboarding.
Frequently Asked Questions About Winter Sports Insurance Cover
1. What Medical Conditions Does Ski Cover Travel Insurance Cover?
Our ski cover travel insurance is designed for travellers with medical conditions. Below are examples of pre-existing health conditions we have covered before:
- Heart & Circulatory conditions: e.g. High Blood Pressure, Angina, Heart Attack, Atrial Fibrillation
- Chronic illnesses: e.g. Asthma, COPD, Diabetes, Kidney Conditions
- Mental Health Conditions: e.g. Anxiety, Depression, Bipolar Disorder
- Neurological & Autoimmune: e.g. Stroke, Epilepsy, Multiple Sclerosis (MS), Lupus
- Digestive Conditions: e.g. Irritable Bowel Syndrome (IBS), Crohn’s Disease
When arranging skiing holiday insurance cover, you will complete a medical screening to declare all medical conditions. This helps ensure that the cover provided is appropriate and that your policy remains valid.
2. Which Types of Holiday Insurance Can I Add Ski Cover To?
We offer two types of holiday insurance with ski cover, depending on how often you plan to travel. You can add optional ski cover travel insurance to:
- Single Trip Holiday Insurance with Ski Cover – Ideal if you’re planning one winter sports holiday
- Annual Holiday Insurance with Ski Cover – Designed for travellers taking multiple ski or snowboarding trips within a 12-month period
3. Why Choose Annual Travel Insurance with Winter Sports Cover Instead of Single Trip?
If you ski or snowboard more than once a year, annual travel insurance with winter sports cover may be more convenient than arranging separate policies.
With annual holiday insurance with ski cover:
- You can take multiple trips during the 12-month policy period (with a maximum trip duration of 21 days for each trip)
- You complete medical screening once when arranging the policy
- Cover for declared medical conditions applies to each eligible trip you take during the 12-month period
If your health changes, you would need to update your medical declaration before travelling.
4. Would My GHIC Be Enough for My Winter Sports Holiday?
No — a Global Health Insurance Card (GHIC) is not a substitute for ski cover travel insurance when travelling within the EU. A GHIC may provide access to state healthcare in certain countries, but it doesn’t cover:
- Emergency repatriation back to the UK
- Private medical treatment (which is common in ski resorts)
- Mountain rescue or search and rescue costs
5. What Is the Process for Getting a Skiing Holiday Insurance Cover Quote?
It is a simple process to get skiing holiday insurance cover with Able2Travel:
- Provide trip details: Tell us where you're travelling, your dates, and who is on the trip
- Complete a medical screening: Declare any medical conditions you have
- Get your personalised quote: We’ll give you a price tailored to your specific needs
- Compare policies: Compare our three levels of cover and select the one that suits you best
- Add optional extras: Enhance your policy with additional cover, like our specific winter sports cover