Able2Travel Winter Sports Cover Option

Activity Pack 5


Planning a skiing, snowboarding, or a different winter sports holiday? Able2Travel Travel Insurance with Winter Sports Cover can provide you with the peace of mind you need to enjoy your holiday should the unexpected happen.

Whilst we hope you enjoy your Winter Sports getaway without much disruption, there are unfortunately things that can go wrong, especially on winter sports holidays. Our Winter Sports Cover provides protection for various additional winter sports elements of your trip including cover for lost, damaged or stolen ski equipment that you own or have hired, protection in case you miss prepaid activities for an insured reason, and cover for Search and Rescue costs if you are reported missing or have a physical emergency.

To include cover for Winter Sports such as Skiing and Snowboarding on your Able2Travel policy, simply add Activity Pack 5 when you are asked what optional extras you require.

What is Covered on Able2Travel Winter Sports Cover Option?

Below is a brief explanation of what is covered on Able2Travel Travel Insurance with additional Winter Sports cover Option (Activity Pack 5). You should, however, always refer to the Able2Travel Travel Insurance Policy wording for full cover limits, terms, conditions and exclusions.

Winter Sports that are covered under Able2Travel Travel Insurance Activity Pack 5 include: Airboarding, Biathlon, Big Foot Skiing, Blade Skating, Cat Skiing (with a guide), Cross-Country Skiing, Glacier Skiing/Walking (up to 3,000m), Husky Dog Sledding (as a passenger, with experienced local driver), Ice Go Karting, Ice Windsurfing, Kick Sledging, Langlauf, Ski Blading, Ski Boarding, Ski-Dooing (as driver or passenger), Skiing, Skiing (Alpine), Skiing (Mono), Skiing (Nordic), Skiing ((off-piste) except in areas considered to be unsafe by local resort management), Skiing (Telemark), Ski Randonee, Ski Run Walking, Ski Touring, Sledge/Sleigh Riding as a passenger (pulled by horse or reindeer), Sledging/Toboganning (on snow), Snowboarding, Snowboarding ((off-piste) except in areas considered to be unsafe by local resort management), Snow Mobiling (as a driver or passenger), Snow Parascending, Snow Shoe Walking, Snow Surfing, and Snow Tubing.

Policy Options Benefits Schedule £

Level of Cover

Level of Cover

Level of Cover

Section of Cover

Silver

Excess

Gold

Excess

Platinum

Excess

Section O. Optional Sports Cover

 

 

 

 

 

 

Missed Activity

£300

Nil

£400

Nil

£750

Nil

Sporting Equipment Cover

£1,000

175

£1,500

£95

£2,500

£50

Sporting Equipment Rental

£300

Nil

£400

Nil

£750

Nil

Search and Rescue

£500

Nil

£750

Nil

£1,000

Nil

Note. The table above is only a summary of cover. The sections of “winter sports cover” are explained in more detail below. However, you should always refer to the policy wording for full terms, conditions and exclusions.

Missed Activity – If you cannot participate in one or more of your prepaid activities during your trip for a covered reason, we will reimburse you for your non‐refundable costs that you paid for the activities, less available refunds, up to the maximum benefit for Missed Activity shown in your Cover Summary. Please note that this cover only applies before the start of the activity. This includes cover for your ski resort being closed for 75% or more of its ski trails due to lack or excess of snow.

Sporting Equipment Cover – If your sporting equipment is lost or damaged by a travel supplier or is stolen while you are on your trip, we will pay you, for the cost to repair your damaged sporting equipment or the cost to replace the lost, damaged or stolen sporting equipment with the same or similar item, up to the maximum benefit listed for Sporting Equipment Damage, Loss, or Theft in your Cover.

Sporting Equipment Rental Cover – If your sporting equipment is lost or delayed by a travel supplier during your outbound travel for more than 24 hours or is damaged or stolen while on your trip, we will reimburse the necessary costs for renting replacement sporting equipment to use during your trip, up to the maximum benefit listed for Sporting Equipment Rental Cover in your Cover Summary. This cover does not include motorised equipment or vehicles.

Search and Rescue – We will pay the cost of search and rescue activities by a professional rescue team, up to the maximum benefit listed for search and rescue cover in your Cover Summary, if you are reported missing during your trip or have to be rescued from a physical emergency. The maximum benefit listed for this cover is in addition to any other search and rescue benefit that this policy provides.

You should always refer to the Able2Travel Travel Insurance Policy wording for full cover limits, terms, conditions and exclusions.

Please Note. Remember to add Activity Pack 5 for Winter Sports Cover on the ‘Your Quote’ page when getting a quote to add it to your Able2Travel Travel Insurance policy.

How do I Get a Winter Sports Travel Insurance Quote?

It is quick and easy to get an Able2Travel Travel Insurance quote including additional winter sports cover. All you have to do is select the Activity Pack 5 (Winter Sports Cover) on the ‘Your Quote’ page when getting a quote to add it to your Able2Travel Travel Insurance policy.

Important Information for Customers with Serious Medical Conditions

MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm. 

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