Able2Travel Sports Travel Insurance
Sports Cover Option - Activity Packs 2-5
Planning on playing some golf when whilst on your trip or maybe you prefer tennis? Worried about losing or damaging any of your equipment on the way to your destination or whilst you are there? Able2Travel Sports Cover Option has you covered. With Able2Travel Travel Insurance, our additional Sports Cover can provide the protection and peace of mind you need so you can focus on your game rather than worrying about equipment.
What is Covered on Able2Travel Travel Insurance with Sports Cover?
Below is a brief explanation of what is covered on Able2Travel Travel Insurance with Sports cover. You should however always refer to the Able2Travel Travel Insurance Policy wording for full cover limits, terms, conditions and exclusions.
|
Policy Options Benefits Schedule £ |
Level of Cover |
Level of Cover |
Level of Cover |
|||
|
Section of Cover |
Silver |
Excess |
Gold |
Excess |
Platinum |
Excess |
| Section O. Optional Sports Cover | ||||||
| Missed Activity | £300 | Nil | £400 | Nil | £750 | Nil |
| Sporting Equipment Cover | £1,000 | £175 | £1,500 | £95 | £2,500 | £50 |
| Sporting Equipment Rental Cover | £300 | Nil | £400 | Nil | £750 | Nil |
| Search and Rescue | £500 | Nil | £750 | Nil | £1,000 | Nil |
Note. The table above is only a summary of cover. The sections of “sports cover” are explained in more detail below. However, you should always refer to the policy wording for full terms, conditions and exclusions.
Missed Activity – If you cannot participate in one or more of your prepaid activities during your trip for a covered reason, we will reimburse you for your non‐refundable costs that you paid for the activities, less available refunds, up to the maximum benefit for Missed Activity shown in your Cover Summary. Please note that this cover only applies before the start of the activity. This includes cover for your ski resort being closed for 75% or more of its ski trails due to lack or excess of snow.
Sporting Equipment Cover – If your sporting equipment is lost or damaged by a travel supplier or is stolen while you are on your trip, we will pay you, for the cost to repair your damaged sporting equipment or the cost to replace the lost, damaged or stolen sporting equipment with the same or similar item, up to the maximum benefit listed for Sporting Equipment Damage, Loss, or Theft in your Cover.
Sporting Equipment Rental Cover – If your sporting equipment is lost or delayed by a travel supplier during your outbound travel for more than 24 hours or is damaged or stolen while on your trip, we will reimburse the necessary costs for renting replacement sporting equipment to use during your trip, up to the maximum benefit listed for Sporting Equipment Rental Cover in your Cover Summary. This cover does not include motorised equipment or vehicles.
Search and Rescue – We will pay the cost of search and rescue activities by a professional rescue team, up to the maximum benefit listed for search and rescue cover in your Cover Summary, if you are reported missing during your trip or have to be rescued from a physical emergency. The maximum benefit listed for this cover is in addition to any other search and rescue benefit that this policy provides.
You should always refer to the Able2Travel Travel Insurance Policy wording for full cover limits, terms, conditions and exclusions.
What Sports are included in Activity Packs 2, 3, 4, & 5?
|
Activity Pack 2 |
Activity Pack 3 |
Activity Pack 4 |
Activity Pack 5 |
| Abseiling | Canoeing/Kayaking/Rafting/Tubing (white water), Grade 1 & 2, rivers only | Black Water Rafting | Airboarding |
| Aerial Safari | Land Yachting (including Blow Carting & Kite Buggying) + | Canoeing/Kayaking/Rafting/Tubing (white water), Grade 3 rivers only | Biathlon |
| Breathing Observation Bubble (BOB) | Sand Boarding | Canyoning | Big Foot Skiing |
| Cross Country Running | Sand Dune Surfing/Skiing + | Kite Boarding/Kite Surfing + | Blade Skiing |
| Cycle Touring including e-cycles | Hiking/Trekking/Walking up Kilimanjaro or Inca Trail | Cat Skiing (with a guide) | |
| Deep Sea Fishing (inside territorial waters) | Mud Run and Obstacle Course | Cross-Country Skiing | |
| Dragon Boating | Shark Cage Diving | Glacier Skiing/Walking (up to 3,000m) | |
| Dry Slope Skiing/Snowboarding (including indoor artificial snow slopes) | Husky Dog Sledding (as passenger, with experienced local driver) | ||
| Falconry | Ice Go Karting + | ||
| Fell Running | Ice Windsurfing | ||
| Fives | Kick Sledging | ||
| Go Karting (motorised) + | Langlauf | ||
| Gorge Walking | Ski Blading | ||
| Gorilla Trekking | Ski Boarding | ||
| Hockey (not Ice Hockey) + | Ski-Dooing (as driver + or passenger) | ||
| Hurling + | Skiing | ||
| Lacrosse + | Skiing (Alpine) | ||
| Octopush | Skiing (Mono) | ||
| Roller Hockey + | Skiing (Nordic) | ||
| Shinty | Skiing ((off-piste) except in areas considered to be unsafe by local resort management) | ||
| Street Hockey + | Skiing (Telemark) | ||
| Swim Trekking | Ski Randonee | ||
| Summer Tobogganing | Ski Run Walking | ||
| Swimming Open Water (organised and subject to boat escort) | Ski Touring | ||
| Triathlon (not extreme) | Sledge/Sleigh Riding as a passenger (pulled by horse or reindeer) | ||
| Ultimate Frisbee | Sledging/Tobogganing (on snow) | ||
| War Games + | Snowboarding | ||
| Snowboarding ((off-piste) except in areas considered to be unsafe by local resort management) | |||
| Snow Mobiling (as driver + or passenger) | |||
| Snow Parascending | |||
| Snow Shoe Walking | |||
| Snow Surfing | |||
| Snow Tubing |
Sports marked with '+' mean Personal Liability is excluded
Do I need Travel Insurance with additional Sports Cover?
Sports Travel Insurance is obviously not a legal requirement however if you are planning to play certain sports whilst on holiday then you may need to take out one of our Activity Pack Optional Extras. At Able2Travel, you are covered to play several sports as standard on your policy, including: Golf, Tennis, Darts, Fishing, and more within Activity Pack 1*. If you are planning to take part in activities not listed in Activity Pack 1 on your trip then you will need to select the appropriate Activity Pack that includes the sports you intend to participate in (please see Activity Pack details above).
If you do decide to include the Sports Cover Option with your Able2Travel Travel Insurance policy, then you should ensure that that level of cover you take will cover the total cost of the Sports Equipment you are taking with you.
How do I Get a Sports Travel Insurance Quote?
It’s quick and easy to get an Able2Travel Travel Insurance quote including Sports Cover. All you have to do is select the appropriate Activity Pack on the ‘Your Quote’ page when getting a quote to add it to your Able2Travel Travel Insurance policy.
*Cover for Sports included as standard (Activity Pack 1) is for your participation and not for equipment or prepaid activities.
Important Information for Customers with Serious Medical Conditions
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.