Travel Insurance After a Stroke

No — if you’ve had a stroke in the past and don’t declare this when purchasing your travel insurance, your policy may be invalid during your trip.

And if your health changes while your policy is active, it’s also important to let us know so your cover stays up to date.

There is no fixed average cost for travel insurance after a stroke. This is because the price of your policy depends on several factors. These usually include your age, destination, trip duration, and how well-managed your condition is.

The cost may also be affected if you have other pre-existing medical conditions that need to be declared on your policy.

To help provide the right cover, you’ll need to answer a short set of medical screening questions when buying stroke holiday insurance. Rest assured, your responses are always kept strictly confidential.

Medical screening typically covers:

• Diagnosis & Medical History – Details about when your stroke occurred and whether you have experienced more than one stroke
• Associated Conditions – Any related health conditions linked to your stroke
• Current Treatment – Medications prescribed, or whether you’re awaiting tests, results, or surgery

The GHIC (Global Health Insurance Card) gives you access to state-provided healthcare in some European countries. However, it should not be relied on as a substitute for travel insurance for people who have had a stroke.

Travel insurance can provide cover for the costs of private medical treatment abroad and medically necessary transport back to the UK, often referred to as repatriation. It can also include cover for trip cancellation, travel delays, and lost luggage. These are not typically covered by a GHIC.

At Able2Travel, we offer two main types of cover, depending on how often you travel:

• Single Trip Cover: Designed for one-off holidays, with cover starting from the day your trip begins until you return home
• Annual Multi-Trip Cover: Designed for travellers who take more than one trip a year. It provides cover for multiple trips within a 12-month period

This way, whether you’re planning a single relaxing trip or travelling several times a year, you can find the right cover.

At Able2Travel, we offer travel insurance for someone who has had a stroke travelling to Europe and further afield. Our cover is divided into five areas:

UK Only Coverage (For UK Residents Only)

• Area 1: Includes England, Scotland, Wales, and Northern Ireland, as well as Isle of Man.
• Suitable for travellers looking for travel insurance after stroke for UK holidays

Europe Coverage

If you’re going on holiday to Europe, you can choose between two types of travel insurance for post stroke, based on the countries you are travelling to:

• Area 2: Includes all countries in Area 1, Western & Northern Europe, Mediterranean Islands, and Eastern Europe
• Area 3: Include all countries in Areas 2, and including Turkey

Worldwide Coverage

If your trip involves travelling beyond Europe, you’ll need worldwide travel insurance which includes cover for countries outside of Europe. There are two options to choose from:

• Area 4: Includes all countries in Areas 1, 2 and 3 (excluding the USA, Canada, the Caribbean and Mexico)
• Area 5: Includes all countries including those in Areas 1, 2, 3 and 4

To get a quote for holiday insurance after a stroke is a straightforward process with Able2Travel:

1. Tell us about your trip – choose your destination, when you’d like cover to begin, and who will be travelling
2. Complete the medical screening about your stroke or other medical conditions you have had – this can be done online or over the phone
3. Get your personalised quote
4. Compare three levels of cover and choose the option that suits you best
5. Add optional extras to tailor the policy to your needs, such as cruise cover or winter sports cover