Cruise Travel Insurance
- Up to £10 million - Emergency Medical Expenses Cover
- Up to £5,000 – Cancellation Cover Per Person
- Up to £1,500 - Mobility & Disability Equipment Cover
- Up to £450 - Replacement Prescribed Medication Cover
- 1000s of Medical Conditions Covered
Why Choose Able2Travel?
- Specialists in travel insurance for people with existing medical conditions
- Full Cover available for 1,000s of conditions
- Instant cover by telephone or quick and easy online screening in a few minutes
- Great value cover also available for you and everyone travelling with you
Cruise Travel Insurance
Peace Of Mind Against Unexpected Events on Your Cruise
A cruise is more than just a holiday—it's an adventure. To truly relax and enjoy every moment, you need to feel protected. That's where Able2Travel comes in, with cruise cover included as standard in our policy.
At Able2Travel, we specialise in cruise travel insurance for those with pre-existing medical conditions. We get that unexpected issues can be a worry, especially at sea —whether you're a family on your first voyage, a couple who have experienced a number of cruises in retirement, or anywhere in between.
Our policies are designed to cover a wide range of common concerns, from emergency medical treatment abroad to trip cancellations and travel delays. We make you getting the right cover simple and straightforward, so you can focus on making lasting memories, knowing you're fully covered.
Click below to get a cruise holiday insurance quote.
What Does Able2Travel Cruise Travel Insurance Cover?
Our cruise travel insurance for pre-existing medical conditions covers a range of travel mishaps including:
- Emergency Medical Cover – Covers emergency medical care costs abroad, including hospital stays relating to your declared conditions
- Trip Cancellation - Covers non-refundable travel and accommodation costs if you need to cancel your trip for an insured reason
- Mobility & Disability Equipment - Protection for essential equipment, such as wheelchairs, if it’s lost or damaged on your trip
- Replacement Prescribed Medication - Cover for the cost of replacing essential medication if it’s lost or delayed during your journey
- Emergency Transport – Covers the costs of bringing you back to the UK if it becomes medically necessary
Why Choose Able2Travel Cruise Travel Insurance?
With over 15 years of experience, Able2Travel has become a trusted provider for thousands of travellers just like you looking for cruise holiday insurance with medical conditions.
We believe everyone deserves to travel with confidence. Our team takes the time to listen and understand your specific health needs, helping you make sure you have a policy that meets your needs, and you can trust.
See how we've helped provide peace of mind to travellers like you. Read our Able2Travel reviews:
Which Cruise Travel Insurance is Right for You?
Choosing what is the best cruise travel insurance for those with medical conditions doesn’t need to be feel daunting. Able2Travel offers three levels of cover, so you can easily compare cruise holiday insurance and select the right policy for your needs and budget.
| Policy Highlights (per person) | Silver (£) | Gold (£) | Platinum (£) |
| Emergency Medical Cover | 10 million | 10 million | 10 million |
| Trip Cancellation | 1,500 | 2,500 | 5,000 |
| Mobility & Disability Equipment | 750 | 1,000 | 1,500 |
| Replacement Prescribed Medication | 150 | 300 | 450 |
| Emergency Transport | No Limit | No Limit | No Limit |
The table above shows some of the benefits included with our cruise holiday insurance for medical conditions. For full cruise travel insurance compare table, please read the policy wording.
Click below to get a cruise holiday insurance quote.
Enhance Your Policy with Optional Cruise Cover
While our standard policies cover a wide range of travel emergencies, we offer an Optional Cruise Cover add-on for extra peace of mind against specific cruise-related risks. By adding this to your policy, you can get cover for:
- Itinerary Changes: Missed ports or changes to your cruise route
- Cabin Confinement: Being required to remain in your cabin if you’re unwell or injured
- Unused Excursions: The cost of pre-paid shore excursions you’re unable to use
- Denied Boarding: Not being allowed to board if you’re unwell
- Water Level Disruption: Cruise interruption caused by water level issues
Prepare For Your Cruise with Confidence
Protect your holiday with cruise travel insurance tailored for travellers with pre-existing health conditions. Able2Travel is designed to give you the reassurance you need before setting sail, so you can enjoy your cruise without worry.
Click below to get a cruise holiday insurance quote.
Frequently Asked Questions About Cruise Travel Insurance
1. What Medical Conditions Does Cruise Travel Insurance Cover?
Our travel insurance including cruise cover is designed for travellers with medical conditions including chronic, complex, and ongoing illnesses. This list includes examples of health conditions we have covered:
- Heart & Circulatory conditions: e.g. High Blood Pressure, Angina, Heart Attack, Atrial Fibrillation
- Chronic illnesses: e.g. Asthma, COPD, Diabetes, Kidney Conditions
- Mental Health Conditions: e.g. Anxiety, Depression, Bipolar Disorder
- Neurological & Autoimmune: e.g. Stroke, Epilepsy, Multiple Sclerosis (MS), Lupus
- Digestive Conditions: e.g. Irritable Bowel Syndrome (IBS), Crohn’s Disease
- Bone & Joint Issues: Arthritis, Osteopenia, Hip Replacements
When getting your cruise holiday insurance, it’s crucial to declare all pre-existing health conditions during your medical screening. This vital step ensures you get the appropriate cover for your needs.
2. Do You Need Special Travel Insurance for Cruises?
Many standard travel insurance policies don’t cover cruises, which is why you need specialist travel insurance for cruises. With Able2Travel, cruise cover is included as standard, with the option to add extra protection for unused excursions, denied boarding, or itinerary changes. This is a key difference to be aware of when you compare cruise travel insurance.
3. What Types of Travel Insurance for a Cruise Holiday Are Available?
We provide flexible cruise ship holiday insurance to solo travellers, families, and seniors. Options include:
- Single Trip Cruise Travel Insurance: Perfect for that one-off dream voyage
- Annual Cruise Travel Insurance:If you're a frequent cruise sailor, an annual multi-trip policy can be more cost-effective, covering all your trips within a year
4. Is Cruise Travel Insurance Valid for Different Types of Cruises?
Yes, Able2Travel travel insurance for cruising covers both ocean and river cruises. Whether you're sailing the high seas or a scenic river, our policy can provide you with the cover you need.
5. Is Cruise Travel Insurance Available for UK Cruise Trips?
Yes, you can get cruise travel insurance for a UK cruise trip. To ensure your cover is in place, simply select 'Area 1' (which covers England, Scotland, Wales, Northern Ireland, and the Isle of Man) when getting a cruise holiday insurance quote.
6. What Factors Affect the Cost of Cruise Travel Insurance?
The cost of travel insurance for a cruise holiday depends on several factors:
- The destination and duration of your cruise
- The value of your cruise and any pre-booked excursions
- Your age and the ages of everyone on the policy
- Any pre-existing health conditions you need to declare
7. What Is the Process for Getting a Cruise Holiday Insurance Quote?
Getting a holiday insurance for a cruise quote is a straightforward five-step process:
- Provide trip details: Tell us where you're travelling, your dates, and who is on the trip
- Complete a medical screening: Declare any health issues you have
- Get your personalised quote: We’ll give you a price tailored to your specific needs
- Compare cruise holiday insurance: Compare our three levels of cover and select the one that suits you best
- Add optional extras: Enhance your policy with additional cover, like our specific cruise cover.
Important Information for Customers with Serious Medical Conditions
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.