Travel Insurance for Multiple Sclerosis
- Up to £10 million - Emergency Medical Expenses Cover
- Up to £10,000 – Cancellation Cover Per Person
- Up to £1,500 – Mobility & Disability Equipment Cover
6 Options available including:
Cruise Cover Option, Winter Sports Cover Option, Gadget Travel Insurance, Carer Cover Option...see all
Why Choose Able2Travel?
- Specialists in travel insurance for people with existing medical conditions
- Full Cover available for 1,000s of conditions
- Instant cover by telephone or quick and easy online screening in a few minutes
- Great value cover also available for you and everyone travelling with you
Multiple Sclerosis Travel Insurance
For the Love of Travel, with Cover for Multiple Sclerosis
Planning a holiday when you have Multiple Sclerosis (MS) often means taking a little extra care, whether that’s managing your medication, thinking about mobility needs, or making sure you would have support if you needed medical help abroad. Even so, MS shouldn’t hold you back from seeing more of the world.
More than 150,000 people in the UK live with MS, so you’re far from alone on this journey.
Our MS travel insurance is designed to cover unexpected situations which may affect your plans. This includes trip cancellation if you become too ill and not fit to travel, emergency medical treatment abroad, and support if your mobility aids are lost or delayed.
You’ll also be covered for standard holiday issues like delayed flights or lost luggage.
Click below to get a quote for travel insurance with MS cover.
What Does Able2Travel Multiple Sclerosis Travel Insurance Cover?
Our multiple sclerosis travel insurance includes protection for a range of situations that could affect your holiday.
- Emergency Medical Treatment - Covers emergency medical care costs abroad, including hospital stays relating to your declared conditions or other medical emergencies that may arise on your trip
- Trip Cancellation - Covers non-refundable travel and accommodation costs if you need to cancel your trip for an insured reason
- Mobility & Disability Equipment - Protection for essential mobility equipment, such as wheelchairs, if it’s lost or damaged on your trip
- Replacement Prescribed Medication - Cover for the cost of replacing essential medication if it's lost by your carrier (e.g. airline).
- Emergency Transport - Covers the costs of bringing you back to the UK if it becomes medically necessary
- GP On Demand
Which MS Travel Insurance is Right for You?
When looking for the best travel insurance for MS, it’s worth thinking about more than just the cost. Instead, it’s about what the cover includes, and how much support you would receive when it matters most.
Able2Travel offers three levels of cover, giving you the option to choose what suits your trip.
| Policy Highlights (per person) | Silver (£) | Gold (£) | Platinum (£) |
| Emergency Medical Cover including emergency repatriation | 1 million | 5 million | 10 million |
| Trip Cancellation | 2,500 | 5,000 | 10,000 |
| Mobility & Disability Equipment | 750 | 1,000 | 1,500 |
| Replacement Prescribed Medication | 150 | 300 | 500 |
The table above highlights some of the benefits included with our travel insurance for multiple sclerosis. To view the full travel insurance comparison table, please refer to the policy wording.
Click below to get a quote for travel insurance with MS cover.
Why Choose Able2Travel Travel Insurance?
For more than 20 years, Able2Travel has provided travel insurance for MS sufferers, helping them feel more confident about heading abroad. We also offer cover for a range of other pre-existing medical conditions, such as bone and joint problems and mental health issues.
No two people experience MS in the same way. That’s why we look at your individual needs, your symptoms, and your trip plans before helping you find suitable cover. Our aim is simple: to support your holiday plans so you can focus on the parts you’re looking forward to.
Read what other travellers think by reading our verified Able2Travel reviews.
Tailor Your MS Travel Insurance
Holidays come in all shapes and sizes. That’s why we offer optional extras to customise your travel insurance for people with MS, based on the type of holiday you have planned.
- Cruise Cover - Perfect for those who love to relax on one-off ocean cruises
- Winter Sports Cover - Ideal of travellers heading on a skiing or snowboarding trip (max duration of 21 days)
- Sports Cover - Extend cover with our Action and Action Plus packages to include more adventurous sports.
- Carer Cover - Extra peace of mind for carers heading off on holiday.
- Gadget Cover - Cover up to 4 gadgets per policy.
Explore the World with Confidence
Having MS shouldn’t stop you from creating lasting memories. With Able2Travel’s specialist travel insurance for people with multiple sclerosis, you can set off knowing you have support in place if your plans are affected by your condition or by general travel issues.
Spend more time enjoying your holiday and less time worrying about the unexpected.
MS Travel Insurance Options
Winter Sports Cover Option
Travel insurance with winter sports cover for extra protection against missed activities, loss / damage to equipment, and other unexpected winter sports events.
Cruise Cover Option
Travel insurance including cruise cover for extra protection against cabin confinement, missed port of call, and many other unexpected cruise-related events.
Carer Cover Option
Travel insurance for carers who need extra peace of mind when travelling for unexpected circumstances that may arise.
Gadget Travel Insurance
Gadget Travel Insurance for extra peace of mind when travelling for unexpected circumstances that may arise.
Sports Travel Insurance
Covers over 100 sports and activities, from hiking and cycling to scuba diving and ziplining, perfect for active holidays and adventure getaway.
Golf Travel Insurance
Add this to your Able2Travel policy to cover your Golfing activities, so you can enjoy yourself out on the course worry-free.
Frequently Asked Questions About MS Travel Insurance
1. Do I Have to Declare Multiple Sclerosis on My Travel Insurance?
Yes. MS must be declared when getting your MS travel insurance quote, including all ongoing symptoms or related conditions.
Being open about your medical condition helps make sure you’re properly protected while travelling, and it also ensures your policy remains valid.
If your condition, medication, or symptoms change while your policy is active, you should let us know so your policy information stays accurate.
2. What Will I Be Asked When Buying Travel Insurance for Multiple Sclerosis?
To make sure the travel insurance for someone with MS gives you the cover you need, you’ll need to answer a few medical screening questions.
These will typically cover areas such as your use of mobility aids, and whether there has been a change in your symptoms in the last 12 months.
Rest assured, your responses are always kept strictly confidential.
3. How Much Is Holiday Insurance for Someone with MS?
The price of holiday insurance for MS sufferers depends on several factors, including your age, the length of your trip, your destination, and the details of your MS and any other conditions you declare.
4. What Types of Multiple Sclerosis Holiday Insurance Can You Get?
At Able2Travel, we offer two main types of MS holiday insurance for you to choose from, depending on how often you travel:
- Single Trip Cover: Suitable for those who are going on one-off holiday, and the cover starts from the day you travel until you come back home
- Annual Multi-Trip Cover: Ideal if you’re planning to get on holiday more than once within a 12-month period. This would cover unlimited trips within that period.
5. What Destinations are Covered Under Holiday Insurance with MS?
At Able2Travel, we offer cover for people with multiple sclerosis travelling to Europe and beyond. From staycations in the UK to city breaks in Europe and long-haul worldwide trips. Our cover is divided into the following areas:
- Area 1: The United Kingdom including Northern Ireland.
- Area 2: Western Europe, the Channel Islands, the Isle of Man, Madeira, and Iceland (including Area 1).
- Area 3: Worldwide excluding North America.
- Area 4: Worldwide including North America.
Please note there is no cover for you travelling to an area that FCDO have advised against ‘All Travel’ or ‘All but Essential Travel’.
We are also unable to provide cover to some countries due to the existence of international sanctions – please see our homepage for an up-to-date list.
6. How to Get Your Quote for Multiple Sclerosis Travel Insurance?
The process to get your MS travel insurance quote from Able2Travel is simple:
- Tell us about your trip – choose your destination, when you’d like cover to begin, and who will be travelling
- Complete the medical screening about your MS or any other medical conditions you’ve had – this can be done online or over the phone
- Get your personalised quote
- Compare three levels of cover and choose the option that suits you best
- Add optional extras to tailor the policy to your needs, such as cruise cover or winter sports cover
7. Can I Rely on The GHIC Instead of Holiday Insurance for MS?
While a GHIC can help you access state-provided healthcare in some European countries, it isn’t a replacement for MS holiday insurance. The GHIC won’t cover the costs for:
- Private medical bills (if appropriate)
- Emergency transport back to the UK (repatriation)
- Cancellations, lost belongings, delays, or replacement medication
However, for those scenarios, multiple sclerosis holiday insurance would be able to provide cover against these unexpected risks.
Important Information for Customers with Serious Medical Conditions
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.