IBS Travel Insurance
- Up to £10 million - Emergency Medical Expenses Cover
- Up to £5,000 – Cancellation Cover Per Person
- Up to £450 – Replacement Prescribed Medication Cover
3 Options available including:
Cruise Cover Option, Winter Sports Cover Option, Sports Travel Insurance...see all
Why Choose Able2Travel?
- Specialists in travel insurance for people with existing medical conditions
- Full Cover available for 1,000s of conditions
- Instant cover by telephone or quick and easy online screening in a few minutes
- Great value cover also available for you and everyone travelling with you
IBS Travel Insurance
For the Love of Travel, with Cover Designed for IBS
Living with IBS (irritable bowel syndrome) can require some extra planning when travelling. From managing medication to knowing where facilities are available, it is understandable to want reassurance before you go. However, this doesn't mean your condition should stop you from enjoying a holiday.
IBS is a common condition, affecting around 1 in 25 people in the UK, so you're certainly not alone. Here at Able2Travel, we specialise in providing pre-existing medical condition travel insurance.
Our IBS travel insurance provides cover if your condition affects your travel plans. This may include cancelling your holiday due to a change in your health or require emergency medical assistance abroad.
You'll also be covered for a range of common travel disruptions, such as flight delays, lost baggage and other unexpected events that can occur while you're away.
Click below to get a travel insurance with IBS quote.
What Does Able2Travel IBS Travel Insurance Cover?
Our IBS travel insurance covers a range of holiday mishaps including:
- Emergency Medical Treatment - Covers emergency medical care costs abroad, including hospital stays relating to your declared conditions or other medical emergencies that may arise on your trip
- Trip Cancellation - Covers non-refundable travel and accommodation costs if you need to cancel your trip for an insured reason
- Replacement Prescribed Medication - Cover for the cost of replacing essential medication if it’s lost or delayed during your journey
- Emergency Transport – Covers the costs of bringing you back to the UK if it becomes medically necessary
- Emergency Medical Assistance - 24/7 Emergency Assistance team to assist you in finding a doctor or medical facility and provide multilingual support to help you navigate medical care
Which IBS Travel Insurance is Right for You?
When it comes to choosing travel insurance for IBS, the cost of the policy is not the only thing to consider. It’s about having cover you can have confidence in when you need it most.
Able2Travel offers three levels of cover so you can choose the option that best matches your travel needs.
| Policy Highlights (per person) | Silver (£) | Gold (£) | Platinum (£) |
| Emergency Medical Cover | 10 million | 10 million | 10 million |
| Trip Cancellation | 1,500 | 2,500 | 5,000 |
| Mobility & Disability Equipment | 750 | 1,000 | 1,500 |
| Replacement Prescribed Medication | 150 | 300 | 450 |
| Emergency Transport | No Limit | No Limit | No Limit |
The table above highlights some of the benefits available under our travel insurance for irritable bowel syndrome policies. To view full travel insurance comparison table, please refer to the policy wording.
Click below to get a travel insurance with IBS quote.
Why Choose Able2Travel Travel Insurance?
Able2Travel has more than 15 years of experience helping travellers with pre-existing medical conditions arrange suitable travel insurance. These include IBS, Crohn’s disease, anxiety and depression.
We understand that travelling with IBS can sometimes require extra preparation. That’s why we take the time to understand your circumstances and help to arrange cover that suits your medical and travel needs.
But don't just take our word for it. See why customers place their trust in us by reading our verified Able2Travel reviews.
Tailor Your Travel Insurance for Irritable Bowel Syndrome
Your trip is as unique as you are, which is why your policy should be tailored to your plans. Here, we offer optional extras you can add to your policy.
- Cruise Cover – Enhanced coverage against unique situations that can arise at sea, including missed ports and onboard medical emergencies
- Winter Sports Cover – Up to 21 days of cover for winter activities includes skiing and snowboarding, so you can focus on the fun down the slopes
- Sports Cover – Designed to cover a wide range of adventurous activities, ideal for those seeking new experiences safely
Ready to Travel with Confidence?
Focus on making memories rather than worrying about what might go wrong. With irritable bowel syndrome travel insurance from Able2Travel, support is available if you need it while you're away.
IBS Travel Insurance Options
Winter Sports Cover Option
Travel insurance with winter sports cover for extra protection against missed activities, loss / damage to equipment, and other unexpected winter sports events.
Cruise Cover Option
Travel insurance including cruise cover for extra protection against cabin confinement, missed port of call, and many other unexpected cruise-related events.
Sports Travel Insurance
Covers over 100 sports and activities, from hiking and cycling to scuba diving and ziplining, perfect for active holidays and adventure getaway.
Frequently Asked Questions About IBS Travel Insurance
1. Who Is Able2Travel Travel Insurance for Irritable Bowel Syndrome For?
Our specialist policies are designed for anyone who needs to declare IBS, including those who:
- Have recently been diagnosed with irritable bowel syndrome
- Are currently managing their condition (e.g., through dietary adjustment, ongoing treatment and medication)
- Have a history of IBS, regardless of how long ago it was active
2. Do I Need to Declare IBS on Travel Insurance?
Yes, it's essential to declare IBS if you have a diagnosis or have received any related treatment for it. This is because irritable bowel syndrome is a pre-existing medical condition.
Being open about your condition ensures you get the suitable cover for your needs and, most importantly, that your policy is valid.
If there has been a change in your medical condition after you've taken out your policy – such as a change in medication or symptoms – please let us know so we can ensure your cover remains up to date.
3. What Will I Be Asked When Buying Travel Insurance for Irritable Bowel Syndrome?
To help ensure your travel insurance for irritable bowel syndrome reflects your circumstances accurately, you'll need to answer a few medical screening questions.
During the medical screening process, you'll be asked a few straightforward questions about your condition. For example, you may be asked how many medications you are currently taking to manage this condition.
Rest assured, your responses are always kept strictly confidential.
4. Can I Rely on The GHIC Instead of Irritable Bowel Travel Insurance?
The GHIC (Global Health Insurance Card) provides access to state-provided healthcare in countries within the EU. However, it isn’t a substitute for travel insurance for those with an IBS.
This is because travel insurance can provide cover for situations that aren’t covered by the GHIC.
Your travel policy can provide cover for private medical treatment abroad and repatriation to the UK if medically necessary. It may also provide cover for trip cancellations, travel delays and lost luggage.
5. Which Types of Travel Insurance for IBS Are Available?
At Able2Travel, we offer flexible travel insurance options for people with IBS. The most suitable option will depend on how often you travel:
- Single Trip Cover: Ideal for those going on one specific holiday, which provides cover from the start date of your trip until you return home
- Annual Multi-Trip Cover: Suitable for those who enjoy going on multiple holidays within a 12-month period. This covers unlimited trips within that period.
6. What Destinations are Covered Under Irritable Bowel Travel Insurance?
At Able2Travel, we offer irritable bowel travel insurance to Europe and beyond. From staycations in the UK to city breaks in Europe and long-haul worldwide trips. Our cover is divided into five areas:
UK Only Coverage (For UK Residents Only)
- Area 1: Includes England, Scotland, Wales, and Northern Ireland, as well as Isle of Man
Europe Coverage
If you’re going on holiday to Europe, you can choose between two types of European cover, based on the countries you are travelling to:
- Area 2: Includes all countries in Area 1, Western & Northern Europe, Mediterranean Islands, and Eastern Europe
- Area 3: Include all countries in Areas 2, and including Turkey
Worldwide Coverage
If your trip involves travelling beyond Europe, you’ll need a worldwide policy. Able2Travel has two options to choose from:
- Area 4: Includes all countries in Areas 1, 2 and 3 (excluding the USA, Canada, the Caribbean and Mexico)
- Area 5: Includes all countries including those in Areas 1, 2, 3 and 4
7. How to Get Your Travel Insurance Quote for IBS?
The process of getting travel insurance with IBS cover is straightforward and stress-free with Able2Travel:
- Tell us about your trip – choose your destination, when you’d like cover to begin, and who will be travelling
- Complete the medical screening about your IBS or other medical conditions you have had – this can be done online or over the phone
- Get your personalised quote
- Compare three levels of cover and choose the option that suits you best
- Add optional extras to tailor the policy to your needs, such as cruise cover or winter sports cover
Important Information for Customers with Serious Medical Conditions
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.

