Policy Summary:
3 Options available including:
Cruise Cover Option, Winter Sports Cover Option, Sports Travel Insurance...see all
Why Choose Able2Travel?
- Specialists in travel insurance for people with existing medical conditions
- Full Cover available for 1,000s of conditions
- Instant cover by telephone or quick and easy online screening in a few minutes
- Great value cover also available for you and everyone travelling with you
Health Condition Holiday Insurance
Able2Travel Health Condition Holiday Insurance
If you suffer with a Health Condition, we understand how difficult it can be to find suitable and affordable Health Condition Holiday Insurance and enjoy travel overseas with the peace of mind that protection brings.
Able2Travel Travel Insurance offers a specialist holiday insurance solution designed to cover a range of pre-existing or newly diagnosed health conditions so that you are able to travel with the peace of mind you deserve.
Should you require emergency medical treatment during your trip, many standard travel insurance policies may exclude cover for your condition leaving you potentially at risk of an exorbitant medical bill if you need treatment while abroad. Therefore, we strive to provide Health Condition Holiday Insurance to cover your conditions where other travel insurance providers may refuse. Whether you live with mild or severe health conditions, we’re confident that we can help you with your health condition holiday insurance needs.
Are You Looking for Travel Insurance While on a Waiting List?
If you’re currently on a waiting list for treatment or surgery for a diagnosed medical condition, this doesn’t necessarily mean you can’t or shouldn’t travel. Here at Able2Travel, there’s a strong possibility that we may be able to find you a Travel Insurance solution, so you can travel with peace of mind while on a waiting list.
We may even be able to find you cover just in case you have to cancel or end your holiday early, due to a change of date for your treatment or surgery, which many other insurance providers simply can’t offer.
To get a quote for Travel Insurance while on a waiting list for medical treatment, please contact Able2Travel on +44 (0)1483 806 826 to speak with one of our specialists.
Health Condition Holiday Insurance - What is Covered?
Our Health Condition Holiday Insurance policies offers extensive protection for your trip including a wide range of travel policy benefits such as:
- Emergency Medical Cover – up to £10 million
- Travel Accident - up to £20,000
- Trip Cancellation - up to £5,000
- Baggage - up to £3,000
- Travel Delay & Missed Departure - up to £1,000
Other Areas of Cover Included as Standard
- Cover for 1,000s of Medical Conditions
- Loss of Travel Documents - up to £500
- Plus so much more...
Additional Cover Available
- Optional Cruise Cover - Including Missed Port Cover
- Optional Sports Cover
Click here to see the full Able2Travel Travel Insurance Table of Benefits.
Able2Travel Travel Insurance has over 20 years of experience in finding travel cover for senior travellers or travellers with medical conditions. So, whether you are looking for holiday insurance for diabetes, heart disease or for another Health Condition, you can be assured of receiving a fast, sensitive and competitively-priced Holiday Insurance solution for your travel plans.
What COVID Cover Is Available on Able2Travel Travel Insurance for Those With Medical Conditions?
All our Able2Travel Medical Condition Travel Insurance policies include Coronavirus (COVID-19) cover at no additional cost. However, our policy will ONLY provide cover for claims directly or indirectly related to a pandemic and/or epidemic, including but not limited to Coronavirus (COVID-19) within the following sections:
- Section A – Trip Cancellation
- Section B – Trip Interruption
- Section C – Travel Delay & Missed Departure
- Section F – Emergency Medical Cover/Dental Cover Abroad
- Section G - Emergency Transportation
You can find full details of what is and isn't covered in relation to Coronavirus within the policy wording.
Click the “Get a Quote” button to get specialist medical travel insurance with COVID cover to protect your holiday.
Health Condition Holiday Insurance - Policy Features
Able2Travel Travel Insurance offers 3 levels of Holiday Insurance cover for both Single Trip and Annual Multi-trip Holiday Insurance policies, enabling you to pick a policy that is suited for your individual needs.
The Able2Travel Travel Insurance policy features table below will help you understand the different features on Single and Annual Multi-Trip Holiday Insurance policies depending on the level of travel cover that you choose.
Single Trip Policy Features |
|||
Silver |
Gold |
Platinum |
|
Maximum age at date of departure (for Areas 1, 2 & 3) | No Limit | No Limit | No Limit |
Maximum age at date of departure (for Area 4) | 79 | 79 | 79 |
Maximum period per Trip if aged 65 years or under | 365 Days | 365 Days | 365 Days |
Maximum period per Trip if aged 66 to 79 years | 45 Days | 45 Days | 45 Days |
Maximum period per Trip if aged 80 to 85 years in all areas excluding area 4 | 31 Days | 31 Days | 31 Days |
Maximum period per Trip if aged 86 years and over in all areas excluding area 4 | 23 Days | 23 Days | 23 Days |
Maximum period per Trip if aged 80 years and over in area 4 | No Cover | No Cover | No Cover |
Annual Multi-Trip Policy Features |
|||
Silver |
Gold |
Platinum |
|
Maximum age at start date of the period of cover shown on Your certificate | 79 | 79 | 79 |
Maximum period per Trip if aged 65 years or under | 31 Days | 31 Days* | 31 Days* |
Maximum period per Trip if aged 66 to 75 years | 31 Days | 31 Days** | 31 Days** |
Maximum period per Trip if aged 76 to 79 years | 31 Days | 31 Days | 31 Days |
Business Travel Included | Yes | Yes | Yes |
Trips within your country of residence (refer to definition of trip for further information) | Included | Included | Included |
Family members can travel separately if named on Your certificate | No | No | Yes |
Winter Sports (Activity pack 5) upon payment of an additional premium and shown on Your Policy Certificate - up to total maximum of | 21 Days | 21 Days | 21 Days |
*Available to extend to 45 days or 60 days for an additional premium.
**Available to extend to 45 days for an additional premium.
How do I get a Health Condition Holiday Insurance Quote?
It’s quick and easy to get an Able2Travel Travel Insurance quote for your Health Condition: just click the ‘Get a Quote’ button to get a Health Condition Holiday Insurance quote online, or if you prefer to speak with someone then you can call our Holiday Insurance team direct on 01483 806 826.
All Health Condition Holiday Insurance enquiries are dealt with on a case-by-case basis. In addition to the Able2Travel Travel Insurance policy, our Holiday Insurance specialists have access to a wide range of Holiday Insurance options and will assist you in finding Holiday Insurance cover for all medical conditions including Health Condition. The Able2Travel Travel Insurance policy is used whenever possible and a suitable alternative Holiday Insurance policy may be offered for more serious health problems, so you can find the travel cover you need for a Health Condition with one call to Able2Travel Travel Insurance.
For a Health Condition Holiday Insurance quote please call 01483 806 826 or click the button below!
Additional Policy Options For Pre-Existing Medical Condition Travel Insurance
Cruise Cover Option
Add Optional Cruise Cover to your Able2Travel Travel Insurance policy to include specific cruise related cover for Missed Port, Cabin Confinement, Low/High Water, Shore Excursions, and Denied Boarding.
Winter Sports Cover Option
Winter Sports Cover will provide protection for lost, damaged or stolen ski equipment whether its owned or hired, and cover in place should you miss any prepaid activities.
Sports Travel Insurance
Add the Sports Cover Option to your Able2Travel Travel Insurance policy if you plan on taking part in sports whilst on your trip, including Golf!
Important Information for Customers with Serious Medical Conditions
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.