Medical Conditions Travel Insurance
3 Options available including:
Cruise Cover Option, Winter Sports Cover Option, Sports Travel Insurance...see all
Why Choose Able2Travel?
- Specialists in travel insurance for people with existing medical conditions
- Full Cover available for 1,000s of conditions
- Instant cover by telephone or quick and easy online screening in a few minutes
- Great value cover also available for you and everyone travelling with you
Medical Conditions Travel Insurance
Medical Conditions Travel Insurance
If you have a pre-existing medical condition, this should not stop you from travelling around the world. Although, you may have experienced the difficulty that comes with finding suitable and affordable travel insurance, as some travel insurance companies are unwilling to provide travel cover for travellers with pre-existing medical conditions.
Able2Travel Travel Insurance is here to help and can offer specialist medical travel insurance for those with pre-existing medical conditions. We can offer both Single Trip and Annual Multi-trip travel insurance policies, and you can tailor the travel policy to meet your individual requirements, with a range of options.
Please note: Able2Travel Travel Insurance provides cover for people up to the age of 79 on an annual multi-trip basis.
Don't delay purchasing your Specialist Travel Insurance for pre-existing medical conditions, that way you can then travel the world with confidence with the protection that Able2Travel Travel Insurance for existing medical conditions provides, should the unexpected happen.
Get your Quote OnlineorCall us on +44(0)1483 806
Why choose Able2Travel Travel Insurance for Medical Conditions?
Able2Travel Travel Insurance has over 15 years of experience in finding travel insurance cover for travellers with medical conditions. You can be assured of receiving a fast, sensitive, and competitively priced travel insurance solution that does not get in the way of your travel plans.
Our Specialist Travel Insurance for pre-existing medical conditions can cover up to £10 million in unexpected Emergency Medical Cover if you require treatment for your medical condition while abroad. Our Able2Travel policy also offers protection up to £5,000 should your trip get cancelled and/or interrupted. Furthermore, if your baggage gets lost, damaged, or stolen during your holiday, our medical condition travel insurance can cover up to £3,000.
What is a Pre-existing Medical Condition for Travel Insurance?
A pre-existing medical condition is any disease, illness, or injury you currently have or suffered from before you purchased your Able2Travel travel insurance policy. Able2Travel Travel Insurance has previously provided travel insurance for travellers with a wide number of common and severe medical and health conditions, including:
...and many more
Can I exclude a Medical Condition from the Travel Insurance Policy?
If you have been diagnosed with any of these pre-existing medical conditions, it is important you declare them when taking out your travel insurance policy with Able2Travel. If you do not declare your pre-existing medical condition, it can make your travel insurance policy invalid when it comes to making a claim.
To declare your medical conditions for your travel insurance policy, you can do it by completing our medical screening process online. Alternatively, you can speak with one of our specialists by the phone to complete this process.
Are You Looking for Travel Insurance While on a Waiting List?
If you have a confirmed diagnosed medical condition and are currently on a waiting list for treatment or investigation, that doesn’t necessarily mean you can’t enjoy a holiday.
Here at Able2Travel, there’s a strong possibility that we may be able to find you a travel insurance solution, so you can travel with peace of mind while you’re on a waiting list.
However, it’s important to be aware that there are some cover limitations in these circumstances — particularly relating to cancellations or interruptions caused by changes to your treatment dates or complications linked to your condition.
If you’re unsure about what cover might be available to you, our specialists are here to help. Please contact Able2Travel on +44 (0)1483 806 826 to speak with one of our specialists to find out what options may be suitable for you.
What does our Able2Travel Travel Insurance for Medical Conditions cover?
Our travel insurance for medical conditions policies offer competitive protection for your trip including a wide range of policy benefits such as:
- Emergency Medical Cover – Covers emergency medical care costs abroad, including hospital stays relating to your declared conditions
- Trip Cancellation - Covers non-refundable travel and accommodation costs if you need to cancel your trip for an insured reason
- Mobility & Disability Equipment - Protection for essential equipment, such as wheelchairs, if it’s lost or damaged on your trip
- Replacement Prescribed Medication - Cover for the cost of replacing essential medication if it’s lost or delayed during your journey
- Emergency Transport – Covers the costs of bringing you back to the UK if it becomes medically necessary
Click here to see the full Able2Travel Travel Insurance Table of Benefits.
What COVID Cover Is Available on Able2Travel?
All our Able2Travel Medical Condition Travel Insurance policies include Coronavirus (COVID-19) cover at no additional cost. However, our policy will ONLY provide cover for claims directly or indirectly related to a pandemic and/or epidemic, including but not limited to Coronavirus (COVID-19) within the following sections:
- Section A – Trip Cancellation
- Section B – Trip Interruption
- Section C – Travel Delay & Missed Departure
- Section H – Emergency Medical Cover/Dental Cover Abroad
- Section I - Emergency Transportation
You can find full details of what is and isn't covered in relation to Coronavirus within the policy wording.
Click the “Get a Quote” button to get specialist medical travel insurance with COVID cover to protect your holiday.
Policy Features of Travel Insurance for Medical Conditions
Able2Travel Travel Insurance offers 3 levels of cover for both Single Trip and Annual Multi-Trip medical condition travel insurance policies, enabling you to pick a travel policy that is suited for your individual needs.
The policy features table below will help you understand the different features on Single and Annual Multi-Trip travel insurance for medical conditions policies depending on the level of travel cover that you choose.
|
Single Trip Policy Features |
|||
|
Silver |
Gold |
Platinum |
|
| Maximum age at date of departure for Areas 1, 2, 3 & 4 | No Limit | No Limit | No Limit |
| Maximum age at date of departure for Area 5 | 79 | 79 | 79 |
| Maximum period per Trip if aged 65 years or under | 365 Days | 365 Days | 365 Days |
| Maximum period per Trip if aged 66 to 79 years | 45 Days | 45 Days | 45 Days |
| Maximum period per Trip if aged 80 to 85 years in all areas excluding area 5 | 31 Days | 31 Days | 31 Days |
| Maximum period per Trip if aged 86 years and over in all areas excluding area 5 | 23 Days | 23 Days | 23 Days |
| Maximum period per Trip if aged 80 years and over in area 5 | No Cover | No Cover | No Cover |
|
Annual Multi-Trip Policy Features |
|||
|
Silver |
Gold |
Platinum |
|
| Maximum age at start date of the period of cover shown on Your certificate | 79 | 79 | 79 |
| Maximum period per Trip if aged 65 years or under | 31 Days | 31 Days* | 31 Days* |
| Maximum period per Trip if aged 66 to 75 years | 31 Days | 31 Days** | 31 Days** |
| Maximum period per Trip if aged 76 to 79 years | 31 Days | 31 Days | 31 Days |
| Business Travel Included | Yes | Yes | Yes |
| Trips within your country of residence (refer to definition of trip for further information) | Included | Included | Included |
| Family members can travel separately if named on Your certificate | No | No | Yes |
| Winter Sports (Activity pack 5) upon payment of an additional premium and shown on Your Policy Certificate - up to total maximum of | 21 Days | 21 Days | 21 Days |
*Available to extend to 45 days or 60 days for an additional premium.
**Available to extend to 45 days for an additional premium.
NB: There is No Age Limit on Single Trip Cover for areas 1-4 and up to 79 years of age for area 5.
NB: Able2Travel can only offer Annual Multi-Trip Cover for people up to the age of 79.
Frequently Asked Questions About Travel Insurance for Medical Conditions
How do I get a Travel Insurance for Medical Conditions Quote?
It’s quick and easy to get a quote from Able2Travel Travel Insurance for medical conditions. Just click the ‘Get a Quote’ button to get a medical conditions travel insurance quote online. If you prefer to speak with someone then you can call our Able2Travel specialist travel insurance team.
Policy Options for Pre-Existing Medical Condition Travel Insurance
Winter Sports Cover Option
Provides protection for lost, damaged, or stolen ski equipment (owned or hired), cover if you miss prepaid activities, and includes over 30 activities like skiing, snowboarding, and more.
Cruise Cover Option
Cover provides protection against cruise-specific incidents, including Missed Port, Cabin Confinement, Low/High Water, Shore Excursions, and Denied Boarding.
Sports Travel Insurance
Covers over 100 sports and activities, from hiking and cycling to scuba diving and ziplining, perfect for active holidays and adventure getaway.
Important Information for Customers with Serious Medical Conditions
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.