Travel Insurance After TIA

Our specialist policies are designed for those who need to declare TIA or mini stroke. This includes travellers who:

• Have recently been diagnosed with TIA
• Are currently managing their condition (e.g., through medication, or other support)
• Have a history of TIA, regardless of how long ago it occurred

Yes — TIA is a pre-existing medical condition. So, when buying travel insurance for TIA sufferers, you must declare it during the medical screening process.

Being open about your medical conditions helps ensure you get the right cover and that your policy remains valid.

If there has been a change to your condition, while your policy is active, it’s also important to let us know so your cover stays up to date.

To help provide the right cover, you’ll need to answer a short set of medical screening questions when buying mini stroke travel insurance.

Medical screening typically covers:

• Diagnosis & Medical History – Information about when your mini stroke happened and whether you have experienced more than one TIA
• Associated Conditions – Any related health conditions linked to your mini-stroke
• Current Treatment – Medications prescribed, or whether you’re awaiting tests, results, or surgery

Rest assured, your responses are always kept strictly confidential.

At Able2Travel, we offer two main types of TIA holiday insurance to suit your plans:

• Single Trip Cover: Ideal for a one-off holiday. This policy provides cover from the start to the end of your trip.
• Annual Multi-Trip Cover: Suitable for those who enjoy travelling frequently as it covers all your trips within a 12-month period.

The GHIC (Global Health Insurance Card) gives you access to state-provided healthcare in the EU at the same level as a local would receive. However, it should not be relied on as a substitute for travel insurance for people who have had a stroke.

Travel insurance can provide cover for the costs of private medical treatment abroad and medically necessary transport back to the UK, often referred to as repatriation. It can also include cover for trip cancellation, travel delays, and lost luggage. These are not typically covered by a GHIC.

At Able2Travel, we offer travel insurance for people who have had a mini stroke, whether travelling to Europe or further afield. From staycations in the UK to city breaks in Europe and long-haul worldwide trips. Our cover is divided into the following areas:

• Area 1: The United Kingdom including Northern Ireland.
• Area 2: Western Europe, the Channel Islands, the Isle of Man, Madeira, and Iceland (including Area 1).
• Area 3: Worldwide excluding North America.
• Area 4: Worldwide including North America.

Please note there is no cover for you travelling to an area that FCDO have advised against ‘All Travel’ or ‘All but Essential Travel’.

We are also unable to provide cover to some countries due to the existence of international sanctions – please see our homepage for an up-to-date list.

Getting a quote for TIA holiday insurance is a straightforward process with Able2Travel:

1. Tell us about your trip – choose your destination, when you’d like cover to begin, and who will be travelling
2. Complete the medical screening about your mini-stroke or other medical conditions you have had – this can be done online or over the phone
3. Get your personalised quote
4. Compare three levels of cover and choose the option that suits you best
5. Add optional extras to tailor the policy to your needs, such as cruise cover or winter sports cover