Travel Insurance for Crohn’s Disease

Yes, it's essential to declare Crohn’s if you have a diagnosis or have received any treatment or medication for it. This is because Crohn’s disease is a pre-existing medical condition.

Being open about your condition ensures you get the suitable cover for your needs and, most importantly, that your policy is valid.

If there has been a change in your medical condition in any way after you've taken out your policy – such as a change in medication or symptoms – please let us know so we can ensure your cover remains up to date.

Being on a waiting list for treatment or surgery doesn’t automatically mean you have to put your travel plans on hold. At Able2Travel, we look at each case individually. This means that even if you’re awaiting treatment, suitable cover might still be available.

In certain situations, cover can also be included where there has been a change in your treatment schedule leading to cancelling or shortening your trip.

We know every situation is unique, so our team is here to help find a solution that works for you. Please call us on 01483 806 826 to discuss your plans.

The GHIC (Global Health Insurance Card) helps you access state-provided healthcare in EU countries, but it’s not a substitute for Crohn’s disease travel insurance. Your travel policy provides cover for private medical treatment, repatriation to the UK if medically necessary, and protection against trip cancellations, delays, or lost luggage — all things a GHIC doesn’t cover.

To make sure your holiday insurance with Crohn’s disease provides the right protection, we’ll ask a few straightforward questions about your medical condition.

These will typically cover areas such as your past and recent treatment you have received to treat your condition, and whether there had been significant complications and flare-ups.

Rest assured, your responses are always kept strictly confidential.

At Able2Travel, we offer flexible holiday insurance options for Crohn’s disease to suit how you travel.

• Single Trip Cover: Ideal for those going on a specific getaway, providing cover from the day your trip begins to the day you return home.
• Annual Multi-Trip Cover: A convenient choice for travellers who’re planning multiple trips in a year. This policy type covers all your trips within a 12-month period.

At Able2Travel, we offer Crohn’s disease holiday insurance to Europe and beyond. From staycations in the UK to city breaks in Europe and long-haul worldwide trips. Our cover is divided into five areas:

UK Only Coverage (For UK Residents Only)

• Area 1: Includes England, Scotland, Wales, and Northern Ireland, as well as Isle of Man

Europe Coverage

If you’re going on holiday to Europe, you can choose between two types of holiday insurance for Crohn’s disease, based on the countries you are travelling to:

• Area 2: Includes all countries in Area 1, Western & Northern Europe, Mediterranean Islands, and Eastern Europe
• Area 3: Include all countries in Areas 2, and including Turkey

Worldwide Coverage

If your trip involves travelling beyond Europe, you’ll need worldwide Crohn’s disease holiday insurance. Able2Travel has two options to choose from:

• Area 4: Includes all countries in Areas 1, 2 and 3 (excluding the USA, Canada, the Caribbean and Mexico)
• Area 5: Includes all countries including those in Areas 1, 2, 3 and 4

For travellers looking for Crohn’s holiday insurance, the process is simple and only takes a few minutes with Able2Travel. Here's how:

1. Tell us about your trip – choose your destination, when you’d like cover to begin, and who will be travelling
2. Complete the medical screening about your Crohn’s disease or other medical conditions you have had – this can be done online or over the phone
3. Get your personalised quote
4. Compare three levels of cover and choose the option that suits you best
5. Add optional extras to tailor the policy to your needs, such as cruise cover or winter sports cover