Mental Health Travel Insurance
- Up to £10 million - Emergency Medical Expenses Cover
- Up to £5,000 – Cancellation Cover Per Person
- Up to £450 – Replacement Prescribed Medication Cover
3 Options available including:
Cruise Cover Option, Winter Sports Cover Option, Sports Travel Insurance...see all
Why Choose Able2Travel?
- Specialists in travel insurance for people with existing medical conditions
- Full Cover available for 1,000s of conditions
- Instant cover by telephone or quick and easy online screening in a few minutes
- Great value cover also available for you and everyone travelling with you
Mental Health Travel Insurance
For the Love of Travel, with Cover for Mental Health
Travelling can be an incredible experience, but if you have a mental health condition, it can also bring additional factors to think about. From managing medication to feeling apprehensive in a new environment, there are many factors that can impact your trip.
This is more common than you might think — around one in four people in the UK will experience a mental health issue each year, and recent figures show that one in five young people now live with a probable mental health condition.
Many people ask, “Does travel insurance cover mental health?” At Able2Travel, the answer is commonly, yes. Our mental health travel insurance is designed to provide cover for a wide range of situations, from emergency medical treatment abroad to trip cancellations.
You’ll also be protected against other unexpected travel issues, like disruptions or lost baggage while travelling. With Able2Travel by your side, the focus stays on creating lasting memories while we take care of the worries.
With the right cover in place from Able2Travel Travel Insurance, you can focus on making memories while we take care of the uncertainties.
Click below to get a mental health travel insurance quote.
What Can Able2Travel Mental Health Travel Insurance Cover?
Everyone’s journey is different, and mental health is no exception. At Able2Travel, we provide cover for thousands of pre-existing medical conditions, including a wide range of mental health problems:
- Anxiety Disorder
- Mood Disorder: e.g. Depression, Bipolar Disorder
- Eating Disorder: e.g. Anorexia, Bulimia
- Obsessive Compulsive Disorder (OCD)
- Post-Traumatic Stress Disorder (PTSD)
If your condition isn’t listed here, don’t worry — these are just a few examples of what we can cover.
Why Choose Able2Travel Travel Insurance?
At Able2Travel, we specialise in helping people with pre-existing medical conditions — including mental health conditions — get the cover they need to travel with confidence. With over 15 years’ experience, many travellers have placed their trust in us to look after their journeys.
Our policies are designed to be straightforward, fair, and supportive — giving you the freedom to explore the world without added stress. We take the time to understand your individual circumstances, because we know how important it is to feel safe, supported, and understood.
To see how we have helped others find peace of mind, you can read what our customers have shared in their Able2Travel reviews.
What Does Able2Travel Mental Health Travel Insurance Cover?
Our travel insurance for mental health issues is designed to protect you from common travel mishaps such as:
- Emergency Medical Cover – Covers emergency medical care costs abroad, including hospital stays relating to your declared conditions
- Trip Cancellation - Covers non-refundable travel and accommodation costs if you need to cancel your trip for an insured reason
- Mobility & Disability Equipment - Protection for essential equipment, such as wheelchairs, if it’s lost or damaged on your trip
- Replacement Prescribed Medication - Cover for the cost of replacing essential medication if it’s lost or delayed during your journey
- Emergency Medical Assistance - 24/7 Emergency Assistance team to assist you in finding a doctor or medical facility and provide multilingual support to help you navigate medical care
Click below to get a mental health travel insurance quote.
Which Mental Health Travel Insurance is Right for You?
Finding what is the best travel insurance for mental health isn’t always about price. It’s about knowing what’s included and feeling confident that you won’t be left unsupported.
Able2Travel offers three levels of cover to choose to best match your travel needs and budget.
| Policy Highlights (per person) | Silver (£) | Gold (£) | Platinum (£) |
| Emergency Medical Cover | 10 million | 10 million | 10 million |
| Trip Cancellation | 1,500 | 2,500 | 5,000 |
| Mobility & Disability Equipment | 750 | 1,000 | 1,500 |
| Replacement Prescribed Medication | 150 | 300 | 450 |
| Emergency Transport | No Limit | No Limit | No Limit |
The table above highlights some of the benefits included with our travel insurance for mental health conditions. To view full travel insurance for mental health conditions comparison table, please refer to the policy wording.
Click below to get a travel insurance for depression quote.
Tailor Your Mental Health Travel Insurance
Everyone’s travel plans are different, which is why we give you optional extras to shape your travel insurance for mental health issues around the kind of trip you’re taking.
- Cruise Cover – Extra protection for those setting sail, including cover for common cruise-specific issues
- Winter Sports Cover – Designed for up to 21 days on the slopes, whether you’re skiing, snowboarding, or enjoying other winter activities
- Sports Cover – Cover for a wide range of higher-risk activities, giving you reassurance if your trip involves more challenging sports
That way, your travel insurance with mental health conditions works for you — supporting both your plans and your wellbeing while abroad.
Ready to Travel with Confidence?
Travelling should be about freedom and new experiences, not added worries. With Able2Travel’s mental health travel insurance, you can explore the world knowing you’re protected every step of the way.
If you’re ready to protect your next trip, start your quote today and see how we can help you travel with confidence.
Mental Health Travel Insurance Options
Winter Sports Cover Option
Provides protection for lost, damaged, or stolen ski equipment (owned or hired), cover if you miss prepaid activities, and includes over 30 activities like skiing, snowboarding, and more.
Cruise Cover Option
Cover provides protection against cruise-specific incidents, including Missed Port, Cabin Confinement, Low/High Water, Shore Excursions, and Denied Boarding.
Sports Travel Insurance
Covers over 100 sports and activities, from hiking and cycling to scuba diving and ziplining, perfect for active holidays and adventure getaway.
Frequently Asked Questions About Mental Health Travel Insurance
1. Do You Have to Declare Mental Health on Travel Insurance?
Yes — all existing or ongoing mental health conditions must be declared when you get a quote. This could include conditions such as anxiety, depression, or bipolar disorder.
Being open about your medical conditions helps ensure you get the right protection and that your policy remains valid. Whether that’s travel insurance with anxiety, cover for depression, or bipolar disorder travel insurance, you can feel confident your cover will be there if you need it most.
If your health changes while your policy is active, it’s also important to let us know so your cover stays up to date.
2. What Will I Be Asked When Buying Travel Insurance?
Whether you’re looking for travel insurance with depression cover, support for anxiety, or travel insurance for bipolar disorder, you’ll need to answer a few medical screening questions. These are designed to make sure your policy gives you the right protection.
The questions will vary depending on your condition, but may include:
- Hospital admissions – Have you been admitted to hospital for your condition in the last two years?
- Treatment – Have you been referred to or treated by a psychiatrist, or prescribed any medication?
- Past trips – Has your condition ever caused you to cancel or cut a trip short?
3. What Types of Travel Insurance Policies Are Available for Mental Health Conditions?
Able2Travel provides flexible travel insurance options for mental health conditions to suit a variety of needs:
- Single Trip Cover: Designed for one-off holidays, this policy protects you from the day your trip begins until you return home
- Annual Multi-Trip Cover: A convenient choice for frequent travellers, offering cover for multiple trips within a 12-month period
This way, whether you’re planning a single relaxing getaway or travelling several times a year, you can find the right cover.
4. What Destinations are Covered Under Travel Insurance with Mental Health Problems?
At Able2Travel, we offer mental health travel insurance to UK, Europe and long-haul worldwide trips. Our cover is divided into five areas:
UK Only Coverage (For UK Residents Only)
- Area 1: Includes England, Scotland, Wales, and Northern Ireland, as well as Isle of Man. Perfect if you’re looking for mental health travel insurance for a UK break.
Europe Coverage
If you’re going on holiday to Europe, you can choose between two types of travel insurance for mental health issues:
- Area 2: Includes all countries in Area 1, Western & Northern Europe, Mediterranean Islands, and Eastern Europe
- Area 3: Include all countries in Areas 2, and including Turkey
Worldwide Coverage
If your trip involves travelling beyond Europe, you’ll need travel insurance for mental health conditions. For this, there are two options to choose from:
- Area 4: Includes all countries in Areas 1, 2 and 3 (excluding the USA, Canada, the Caribbean and Mexico)
- Area 5: Includes all countries including those in Areas 1, 2, 3 and 4
5. How to Get Your Quote for Travel Insurance for Mental Health Problems?
For travellers looking for mental health travel insurance, the process is straightforward and stress-free with Able2Travel.
- Tell us about your trip – choose your destination, when you’d like cover to begin, and who will be travelling
- Complete the medical screening about any mental health issues you have had – this can be done online or over the phone
- Get your personalised quote
- Compare three levels of cover and choose the option that suits you best
- Add optional extras to tailor the policy to your needs, such as cruise cover or winter sports cover
6. What Happens If My Mental Health Condition Changes After I’ve Bought Travel Insurance?
If your mental health condition changes after you’ve bought your policy, it’s important to let us know as soon as possible. This is the same as if your general health changes. This helps ensure you remain fully covered.
You should tell us if you have any change in health that means you:
- See a specialist or consultant
- Go to hospital for treatment, tests, or surgery
- Wait for treatment or test results
- Change your regular medication
By updating us, we can make sure your cover reflects your current needs.
7. Why Do I Need Travel Insurance for Mental Health Conditions If I Have a GHIC?
While the GHIC (Global Health Insurance Card) can help you access state-provided healthcare in EU countries, it isn’t a substitute for travel insurance that covers mental health conditions. The GHIC has important limitations, as it doesn’t cover:
- Private medical treatment, if this is the most appropriate place for you to be treated (which can be costly abroad)
- The cost of being brought back to the UK if medically necessary (known as repatriation)
- Trip cancellations, travel delays, or lost/damaged luggage
Important Information for Customers with Serious Medical Conditions
MoneyHelper has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MoneyHelper travel insurance directory www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.