Multiple Sclerosis Travel Insurance

Yes. MS must be declared when getting your MS travel insurance quote, including all ongoing symptoms or related conditions.

Being open about your medical condition helps make sure you’re properly protected while travelling, and it also ensures your policy remains valid.

If your condition, medication, or symptoms change while your policy is active, you should let us know so your policy information stays accurate.

To make sure the travel insurance for someone with MS gives you the cover you need, you’ll need to answer a few medical screening questions.

These will typically cover areas such as your use of mobility aids, and whether there has been a change in your symptoms in the last 12 months.

Rest assured, your responses are always kept strictly confidential.

The price of holiday insurance for MS sufferers depends on several factors, including your age, the length of your trip, your destination, and the details of your MS and any other conditions you declare.

At Able2Travel, we offer two main types of MS holiday insurance for you to choose from, depending on how often you travel:

• Single Trip Cover: Suitable for those who are going on one-off holiday, and the cover starts from the day you travel until you come back home
• Annual Multi-Trip Cover: Ideal if you’re planning to get on holiday more than once within a 12-month period. This would cover unlimited trips within that period.

At Able2Travel, we offer cover for people with multiple sclerosis travelling to Europe and beyond. From staycations in the UK to city breaks in Europe and long-haul worldwide trips. Our cover is divided into five areas:

UK Only Coverage (For UK Residents Only)

• Area 1: Includes England, Scotland, Wales, and Northern Ireland, as well as Isle of Man. Ideal for travellers looking for MS travel insurance for UK trips.

Europe Coverage

If you’re travelling to Europe, you can choose between two types of multiple sclerosis holiday insurance, depending on the countries you’re visiting:

• Area 2: Includes all countries in Area 1, Western & Northern Europe, Mediterranean Islands, and Eastern Europe
• Area 3: Include all countries in Areas 2, and including Turkey

Worldwide Coverage

If your trip involves travelling beyond Europe, you’ll need worldwide holiday insurance for MS, which includes cover for countries outside of Europe. Able2Travel has two options to choose from:

• Area 4: Includes all countries in Areas 1, 2 and 3 (excluding the USA, Canada, the Caribbean and Mexico)
• Area 5: Includes all countries including those in Areas 1, 2, 3 and 4

The process to get your MS travel insurance quote from Able2Travel is simple:

1. Tell us about your trip – choose your destination, when you’d like cover to begin, and who will be travelling
2. Complete the medical screening about your MS or any other medical conditions you’ve had – this can be done online or over the phone
3. Get your personalised quote
4. Compare three levels of cover and choose the option that suits you best
5. Add optional extras to tailor the policy to your needs, such as cruise cover or winter sports cover

While a GHIC can help you access state-provided healthcare in some European countries, it isn’t a replacement for MS holiday insurance. The GHIC won’t cover the costs for:

• Private medical bills (if appropriate)
• Emergency transport back to the UK (repatriation)
• Cancellations, lost belongings, delays, or replacement medication

However, for those scenarios, multiple sclerosis holiday insurance would be able to provide cover against these unexpected risks.