Travel Insurance with Cruise Cover
Peace of Mind Against Unexpected Events on Your Cruise
A cruise holiday is more than just a getaway – it’s a chance to explore new destinations whilst enjoying the comfort of life at sea. From time spent on board to discovering exciting ports of call, you deserve to enjoy every moment without worrying about what might go wrong.
With Able2Travel, you can enhance your policy with optional cruise cover, giving you travel insurance with cruise cover designed specifically for cruise holidays.
Whether you’re a family embarking on your first voyage, a couple enjoying retirement adventures, or a seasoned cruiser planning your next trip, we make the process to get cover simple and straightforward.
Click below to get a quote for travel insurance including cruise cover.
Why You Need Cruise Travel Insurance Cover?
Our Able2Travel cruise travel insurance covers general travel mishaps as standard. For instance, emergency medical expenses, cancellation and delays.
However, cruise-specific events such as missed ports, cabin confinement or itinerary changes are not automatically included. By adding our optional cruise cover, you extend your travel insurance cruise cover to protect against these risks.
You may wish to consider adding cruise cover to your travel insurance so you can set sail with confidence, knowing you’re protected both on board and ashore.
What Does Travel Insurance with Cruise Cover Include?
Able2Travel offers three levels of cruise travel insurance cover, so you can compare the benefits and choose the level that best matches your needs and budget.
Below is an overview of what our travel insurance with cruise cover includes. For full details, please refer to the policy wording.
| Policy Highlights (per person) | Silver (£) | Gold (£) | Platinum (£) |
| Missed Port of Call Cover (per port) |
300 (75) |
400 (100) |
600 (150) |
| Cabin Confinement Cover (per port) |
300 (75) |
400 (100) |
600 (150) |
| Low or High-Water Cover (per occurence) |
300 (75) |
400 (100) |
600 (150) |
| Shore Excursion Cover | 300 | 400 | 600 |
| Denied Boarding Cover | 50 | 75 | 100 |
| Excess (only for Shore Excursion Cover) | 175 | 95 | 50 |
Able2Travel Optional Cruise Cover includes:
- Missed Port of Call: Coverage for missing each port that was on the original cruise itinerary or is replaced with a different port of call
- Cabin Confinement: Coverage if the doctor on your cruise has required you to stay in your cabin due to an injury or illness
- Shore Excursions: Coverage for pre-paid shore excursions you’re unable to use due to itinerary changes or cabin confinement
- Denied Boarding: Coverage for additional expenses due to not being allowed to onboard the cruise if you’re unwell
- Low or High-Water: Coverage if insufficient or excess water levels cause interruption to a river cruise
Click below to get a quote for travel insurance including cruise cover.
Cruise Cover Option is available on...
Why Choose Able2Travel Travel Insurance?
With over 15 years’ experience, Able2Travel has supported thousands of travellers, including those with pre-existing medical conditions, to travel with confidence on their cruise holidays.
See why so many travellers trust us by reading their reviews and experiences with our cover and customer support.
Prepare For Your Cruise with Confidence
Don’t leave your cruise holiday to chance. By adding cruise cover to your travel insurance, you can enjoy your time at sea knowing you’re protected against unexpected disruption.
Frequently Asked Questions About Travel Insurance with Cruise Cover
1. What Medical Conditions Does Cruise Holiday Insurance Cover?
Our holiday insurance including cruise cover is designed for travellers with pre-existing medical conditions. Below are examples of complex and ongoing conditions we have covered before:
- Heart & Circulatory conditions: e.g. High Blood Pressure, Angina, Heart Attack, Atrial Fibrillation
- Chronic illnesses: e.g. Asthma, COPD, Diabetes, Kidney Conditions
- Mental Health Conditions: e.g. Anxiety, Depression, Bipolar Disorder
- Neurological & Autoimmune: e.g. Stroke, Epilepsy, Multiple Sclerosis (MS), Lupus
- Digestive Conditions: e.g. Irritable Bowel Syndrome (IBS), Crohn’s Disease
- Bone & Joint Issues: Arthritis, Osteopenia, Hip Replacements
When getting your holiday insurance including cruise cover, it’s important that you declare all medical conditions during the medical screening process. This is to ensure that you get the appropriate cover and your policy remains valid.
2. Does Travel Insurance Cover Cruises on Rivers and at Sea?
Yes, Able2Travel travel insurance covers both ocean and river cruises, so you can travel with confidence whether you’re sailing the Mediterranean, crossing the Atlantic or exploring Europe’s rivers. For cruise-specific risks you should consider adding optional cruise cover to your policy.
3. Which Types of Holiday Insurance Can I Add Cruise Cover To?
We offer two types of holiday insurance with cruise cover, depending on how often you travel. You can add our optional cruise cover to both policy types:
- Single Trip Holiday Insurance with Cruise Cover – Ideal if you’re planning one cruise holiday.
- Annual Holiday Insurance with Cruise Cover – Suitable if you take multiple trips within a 12-month period.
4. Why Choose Annual Travel Insurance Including Cruise Cover Instead of Single Trip?
Annual travel insurance with cruise cover can be more cost-effective if you plan to take more than one cruise within a 12-month period. Instead of arranging separate single trip policies for each holiday, you’re covered under one annual multi-trip travel insurance with cruise cover.
This also means you only complete the medical screening process once, unless your medical circumstances change. The policy then applies to every cruise holiday you take during the year.
5. How much is Cruise Travel Insurance Cover?
There isn’t a single fixed cost for cruise travel insurance cover, as the price depends on several factors, including:
- The destination and cruise duration
- The overall value of your cruise and any pre-booked excursions
- Your age and the ages of those included on the policy
- Any medical conditions you need to declare
6. What Is the Process for Getting a Cruise Cover Holiday Insurance Quote?
Getting a quote for cruise cover holiday insurance with Able2Travel is a straightforward process:
- Provide trip details: Tell us where you're travelling, your dates, and who is on the trip.
- Complete a medical screening: Declare any health issues you have (online or over the phone).
- Get your personalised quote: We’ll give you a price tailored to your specific needs.
- Compare policy: Compare our three levels of cover and select the one that suits you best.
- Add optional extras: Enhance your policy with additional cover, like our specific cruise cover.