Travel Insurance with Winter Sports Cover
Cover for the Unexpected on the Slopes
Planning a winter holiday is exciting, whether you’re heading off to ski, snowboard or take part in other snow-based activities. From the moment you hit the slopes, you should be able to enjoy every minute without worrying about what could go wrong.
With Able2Travel, you can enhance your policy with optional winter sports insurance cover, designed specifically for winter holidays. Simply add Activity Pack 5 to include cover for the winter sports activities you plan to take part in.
Whether you’re planning a family ski trip or a couple’s snowy escape, we’re here to help you arrange travel insurance with winter sports cover in a clear and straightforward way.
Click below to get a quote for winter sports insurance cover.
Why You Need to Add Winter Sports Cover to Your Travel Insurance
Our Able2Travel winter sports travel insurance covers the general travel problems as standard, such as emergency medical expenses abroad, cancellation and travel delays.
However, all winter sports risks aren’t automatically covered under a standard travel insurance policy.
By adding optional winter sports cover, your travel insurance with ski cover is extended include cover against winter-sports risks. For example, include cover for emergency medical treatment if you’re injured while participating in winter sports, as well as costs for piste rescue where required.
The winter sports extension can also provide additional benefits specific to a ski or snowboarding holiday. This includes missed pre-booked snow-based activities, loss, theft or damage to ski equipment, and search and rescue costs.
What Activities are Covered with Winter Sports Insurance Cover?
If you’re looking for travel insurance ski cover or holiday insurance with ski cover, our optional winter sports insurance cover includes a wide range of winter activities.
Below is the list of activities our optional winter sports can cover:
Skiing Activities
- Skiing (Alpine, Nordic, Telemark, Mono, Off-piste*)
- Cross-Country Skiing
- Langlauf
- Ski Touring
- Ski Randonnée
- Ski Run Walking
- Glacier Skiing/Walking (up to 3,000m)
- Big Foot Skiing
- Ski Blading
- Ski Boarding
*Off-piste only in areas deemed safe by local resort management.
Snowboarding & Board Sports
- Snowboarding
- Snowboarding (off-piste)*
- Snow Surfing
*Off-piste only in areas deemed safe by local resort management.
Motorised Snow Experiences
- Snowmobiling (driver or passenger)
- Ski-Dooing (driver or passenger)
- Ice Go-Karting
- Cat Skiing (with a guide)
Sledging & Traditional Snow Activities
- Sledging/Tobogganing (on snow)
- Sledge/Sleigh Riding (as a passenger, pulled by horse or reindeer)
- Kick Sledging
- Snow Tubing
- Snow Shoe Walking
- Husky Dog Sledding (passenger, experienced driver)
- Blade Skating
Specialty Winter Sports
- Airboarding
- Biathlon
- Ice Windsurfing
- Snow Parascending
What Does Winter Sports Travel Insurance Cover?
When deciding what is the best travel insurance with winter sports cover for your needs, it isn’t just about price — it’s about having the right level of support when you need it most.
Able2Travel offers three levels of cover, where you can choose the level that best matches your needs and budget.
| Policy Highlights (per person) | Silver (£) | Gold (£) | Platinum (£) |
| Missed Activity | 300 | 400 | 750 |
| Sporting Equipment Cover | 1,000 | 1,500 | 2,500 |
| Sporting Equipment Rental Cover | 300 | 400 | 750 |
| Search and Rescue | 500 | 750 | 1,000 |
| Excess (only for Sporting Equipment Cover) | 175 | 95 | 50 |
The table above is an overview of what our winter sports cover includes. For full details of our travel insurance, please refer to the policy wording.
Able2Travel Optional Winter Sports Cover includes:
- Missed Activity: Cover for pre-paid winter sports activities you are unable to take part in due to illness or injury or poor weather conditions or lack of snow
- Sport Equipment: Protection if your own ski or snowboard equipment is lost, stolen or damaged during your trip
- Sport Equipment Rental: Cover for the cost of hiring replacement equipment if your own gear is delayed, lost or stolen
- Search & Rescue: Cover towards the cost of professional search and rescue services in the event of an emergency
Click below to get a quote for winter sports insurance cover.
Winter Sports Cover Option is available on...
Why Choose Able2Travel Travel Insurance?
With over 15 years’ experience, Able2Travel has supported many travellers, including those with pre-existing medical conditions, in arranging suitable travel insurance with winter sports cover.
To see how we have helped others travel with peace of mind, read our Able2Travel reviews and hear what customers have said in their own words.
Prepare For Your Winter Holiday with Confidence
A winter break should be about enjoying the slopes, not worrying about unexpected events that might happen.
By adding winter sports insurance cover to your policy, you can travel knowing you have protection in place for the specific risks that come with skiing and snowboarding.
Frequently Asked Questions About Winter Sports Insurance Cover
1. What Medical Conditions Does Ski Cover Travel Insurance Cover?
Our ski cover travel insurance is designed for travellers with medical conditions. Below are examples of pre-existing health conditions we have covered before:
- Heart & Circulatory conditions: e.g. High Blood Pressure, Angina, Heart Attack, Atrial Fibrillation
- Chronic illnesses: e.g. Asthma, COPD, Diabetes, Kidney Conditions
- Mental Health Conditions: e.g. Anxiety, Depression, Bipolar Disorder
- Neurological & Autoimmune: e.g. Stroke, Epilepsy, Multiple Sclerosis (MS), Lupus
- Digestive Conditions: e.g. Irritable Bowel Syndrome (IBS), Crohn’s Disease
When arranging skiing holiday insurance cover, you will complete a medical screening to declare all medical conditions. This helps ensure that the cover provided is appropriate and that your policy remains valid.
2. Which Types of Holiday Insurance Can I Add Ski Cover To?
We offer two types of holiday insurance with ski cover, depending on how often you plan to travel. You can add optional ski cover travel insurance to:
- Single Trip Holiday Insurance with Ski Cover – Ideal if you’re planning one winter sports holiday
- Annual Holiday Insurance with Ski Cover – Designed for travellers taking multiple ski or snowboarding trips within a 12-month period
3. Why Choose Annual Travel Insurance with Winter Sports Cover Instead of Single Trip?
If you ski or snowboard more than once a year, annual travel insurance with winter sports cover may be more convenient than arranging separate policies.
With annual holiday insurance with ski cover:
- You can take multiple trips during the 12-month policy period (with a maximum trip duration of 21 days for each trip)
- You complete medical screening once when arranging the policy
- Cover for declared medical conditions applies to each eligible trip you take during the 12-month period
If your health changes, you would need to update your medical declaration before travelling.
4. Would My GHIC Be Enough for My Winter Sports Holiday?
No — a Global Health Insurance Card (GHIC) is not a substitute for ski cover travel insurance when travelling within the EU. A GHIC may provide access to state healthcare in certain countries, but it doesn’t cover:
- Emergency repatriation back to the UK
- Private medical treatment (which is common in ski resorts)
- Mountain rescue or search and rescue costs
5. What Is the Process for Getting a Skiing Holiday Insurance Cover Quote?
It is a simple process to get skiing holiday insurance cover with Able2Travel:
- Provide trip details: Tell us where you're travelling, your dates, and who is on the trip
- Complete a medical screening: Declare any medical conditions you have
- Get your personalised quote: We’ll give you a price tailored to your specific needs
- Compare policies: Compare our three levels of cover and select the one that suits you best
- Add optional extras: Enhance your policy with additional cover, like our specific winter sports cover